Affordable Michigan Auto Insurance

State Farm® helps you save money on your car insurance with a variety of great discounts. Take a look at the discounts available in Michigan.

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Accident-Free Discount (State Farm Mutual Only)

If your car (or the one it replaced) has been with State Farm for at least three continuous years without a chargeable accident during this period, you will receive a discount on the premiums for Liability, Property Protection Insurance, Personal Injury Protection, Collision, and Limited Property Damage Liability Coverages. This Michigan auto insurance discount may increase over time if the policy remains in force and there continue to be no chargeable accidents.

An accident is chargeable if State Farm paid $750 or more under the Property Damage Liability Coverage, or in the event of a one-car accident, under the Collision Coverage.

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Discounts and their availability may vary by state and eligibility requirements. Not all vehicles or drivers are eligible for discounts.