Affordable Missouri Auto Insurance

State Farm® helps you save money on your car insurance with a variety of great discounts. Take a look at the discounts available in Missouri.

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Accident-Free Discount (State Farm Mutual Only)

If your car (or the one it replaced) has been with State Farm for at least three continuous years without a chargeable accident during this period, you will receive a discount on the premiums for Bodily Injury and Property Damage Liability, Medical Payments, and Collision Coverages. This auto insurance discount in Missouri may increase over time if the policy remains in force and there continue to be no chargeable accidents.

An accident is chargeable if the driver was 50% or more at fault and State Farm paid $750 or more under the Property Damage Liability Coverage and Collision Coverage combined. For a multiple vehicle accident, a Property Damage Liability Coverage payment must have been made for a claim to be considered chargeable.

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Discounts and their availability may vary by state and eligibility requirements.