Competitive Tennessee auto insurance discounts

You may be eligible for this Illinois auto insurance discount if all of the following apply:

• Are at least 55 years of age
• Have completed within the last three years a Motor Vehicle Accident Prevention Course.
• The course must have been approved by the Commissioner of Safety.
• A certification must be presented to State Farm showing the course was successfully completed.

Discount Term and Renewal

The Defensive Driving Discount (DDD) will begin at the inception date (new policies) or is applied midterm as of the completion date of the course (existing policies). DDD applies for a period of three years, at the end of which, the insured must provide evidence that the course has been successfully repeated to renew the discount.

Termination of Discount

DDD expires on the first renewal date following three years from the course completion date unless State Farm receives evidence of recertification.

If you have questions about a course being eligible, please contact your State Farm agent.

Drive Safe & Save puts you in the driver’s seat of your discount. Enroll in Drive Safe & Save and we'll use your driving information to calculate your discount. You'll save with an initial discount just for signing up.^footnote* Then, safe drivers save more — up to 30%.^{footnote **}

Learn more about Drive Safe & Save

return to reference * Setup required.
return to reference ** Discounts may exceed 30% and vary state-to-state (NY capped at 30%). Not available in CA, MA, RI. A discount may not be available in NC depending on individual facts and circumstances. Setup required.

Evidence must be presented that each owner or operator who is under 21 years of age, and who is a resident in the same household as the applicant, or who customarily operates the automobile, has successfully completed a driver education course that:

• Was conducted by an instructor who is licensed or certified to conduct such a course
• Included classroom instruction in basic traffic and safety rules, plus driving experience under actual road and traffic conditions or in a mechanical device simulating such conditions
• Evidence of course completion must be submitted to State Farm

A certificate must be presented to State Farm showing the course was successfully completed.

Your premiums may be reduced if no drivers in your household have had any claims.

You may see premium savings if you insure more than one private passenger car with us.

You may be eligible for premium savings if you are the named insured on another qualifying State Farm policy, like a homeowner’s, renters’, condo or life policy.

If a driver on your policy is under age 25 and they’ve completed the Steer Clear Safe Driver program, you may save money.

Your premium may be reduced depending on the claims record of your vehicle. Each make and model claim record for the seven prior model years is reviewed annually, and the premium is adjusted accordingly.