Empower their journey

Here are some common factors used by many companies as they tend to be reliable indicators of risk:

• Age
• Location
• Driving record
• Claim history
• How often you drive
• Credit score
• Vehicle

You can remove a youthful driver from your auto policy online or with the State Farm mobile app.

Check with your agentfor more details.

Your agent can explain the types of available coverages.

These typically include options such as:

• Liability
• Uninsured motorist
• Collision
• Comprehensive

When it comes to vehicle insurance, each state sets its own limits on what's required and what's optional.

As many know, the moment you drive your new car home, it begins to lose value — very quickly in some cases. In the unfortunate event of a total loss due to accident or theft, many standard insurance policies pay the actual cash value of the car at the time of the incident.

That means if you still owe more on your loan, you'll be on the hook to pay it. That's where GAP insurance comes into play.