Retirement Planning for All of Life's Stages

Your retirement should be 100% enjoyment and 0% doubt about your retirement plan. We'll help you get ready.

Couple discussing retirement in kitchen
Couple swinging daughter at park

Start Planning

It's always the right time to start retirement planning.

Start now. Save more.

Build Toward Your Goals

Stay on track for a retirement life you can enjoy.

Let's build together.

Retired couple laughing while walking in a park
Retired couple walking along the beach

Anticipate Retirement

Get ready. Retirement is just around the corner.

Optimize your assets.

Enjoy Your Retirement

Help your retirement planning pay off.

Create a plan and protect what you have.

Retirement FAQ

What's the Difference Between a Traditional IRA and a Roth IRA?

For information on the differences between IRA types, see Traditional and Roth IRA Comparison.

What Are the Tax Penalties for Early Withdrawal From an IRA?

The law imposes a 10% tax penalty on early withdrawals. Additionally, you incur a tax penalty for withdrawing your money before you turn 59 1/2, unless your withdrawal meets one of the standard exceptions.

What is the Annual Deadline for Contributing to My Traditional or Roth IRA?

You can make annual contributions to a Traditional or Roth IRA from January 1 until the tax-filing deadline for the contribution year, which is usually April 15.


Neither State Farm® nor its agents provide tax or legal advice.

A 10 percent tax penalty may apply for withdrawals from tax-qualified products before age 591/2.