Retirement & IRAs
Manage Today While Planning for Tomorrow.

We'll Help You Stay Focused on Your Savings and Investment Strategy

Life is moving fast. It's easy to get so caught up working and making ends meet that you don't pay enough attention to taking charge of your retirement planning.

That's where your State Farm® agent can help, by giving you a clear picture of your overall financial situation with a free Insurance and Financial Review. It will help you prioritize your goals and dreams and create an action plan to help you reach them. Make an appointment for your free personalized review today.

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Calculate Your Retirement Needs

Whatever you want your retirement to be, you'll have to figure out how much you'll need to pay for it. Check to see if you are on the right track by visiting our Retirement Calculator. As a rule of thumb, you'll need about 70-90% of the amount you are living on in the months before you retire to maintain your lifestyle through each year of retirement.

Invest in Your Company's 401(k)

You're probably contributing to a 401(k), SIMPLE IRA, 403(b) or other employer-sponsored retirement plan at work. That's great! Not only are you saving for the future, your contributions are generally excluded from income for federal income tax purposes. Also, many employers match your contributions to some extent, which is like free money for you.

Read more in "Understanding Traditional and Roth 401(k) Plans"

Boost Savings with an IRA

An Individual Retirement Account (IRA) can provide another way of adding to your savings while providing unique tax advantages. State Farm offers both Traditional and Roth IRAs, and your agent can help you choose the IRA that best meets your savings timeframe and financial situation.

Visit our "Traditional vs. Roth IRA calculator"

Leaving Your Job? Roll Over Your Retirement Funds

If you change jobs, you'll need to decide what to do with your employer-sponsored retirement plan. A Rollover to an Individual Retirement Account (IRA) may be a good idea because it gives you more control over the money you're saving for retirement. Your State Farm agent can help explain your options.

Read more in "Retirement Planning: Changing Jobs"

Talk With Your State Farm Agent Today

Are you making the right investment choices with your money? A no-obligation Client Portfolio Report can help get your retirement to a better state.

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Before investing, consider the funds' investment objectives, risks, charges and expenses. Contact State Farm VP Management Corp (800-447-4930) for a prospectus or summary prospectus containing this and other information. Read it carefully.

Securities, insurance and annuity products are not FDIC insured, are not bank guaranteed and are subject to investment risk, including possible loss of principal.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products.

When rolling over a 401 (k) into an IRA it's important to do a full comparison on the differences in the guarantees and protections offered by each respective type of account as well as the differences in liquidity/loans, types of investments, fees, and any potential penalties.

Neither State Farm nor its agents provide investment, tax, or legal advice.