Retirement & IRAs
Make Your Retirement
Planning Pay Off.
Planning Pay Off.
All your hard work saving for retirement is starting to pay off. Now it's time to figure out how to keep it.
Create an Income Plan and Help Protect What You Have
You've worked hard to get here. The work continues, but now the focus shifts to having a smart strategy for withdrawing your retirement income and helping to protect your assets.

Know RMD Rules (Required Minimum Distributions)
The IRS generally requires you to start withdrawing from your Traditional IRA, SEP IRAs, SIMPLE IRAs and 401(k)s by April 1, the year after you reach age 701/2.

Get the Most From Social Security
Waiting until you reach the full Social Security retirement age will allow you to take a higher retirement benefit and waiting until age 70 will maximize your retirement benefit. Know your options.

Review Insurance: Life, Medicare, Long-Term Care
Review your life insurance policy and beneficiaries with your agent to make sure your family and estate are protected. Review Medicare Supplemental insurance and Long-Term Care (LTC) insurance options to help avoid depleting your retirement savings for medical or extended care.

Create an Estate Plan
State Farm™ offers an estate analysis service to help you with the first steps of estate planning. You can learn more from your State Farm agent.
Connected Care Technology
Living independently is a priority for many aging adults. Easy to use technology can help families keep aging loved ones safe.
