Retirement & IRAs
Start Saving Now. You'll Thank Yourself Later.

In Retirement Planning, There's No Such Thing as Too Early

Right now, there are bills to pay, loans to pay off, and life to enjoy. But the truth is, saving even a little each month can help establish a lifetime of good saving habits, leading to a more confident retirement.

Your State Farm® agent can help, with a range of investment options tailored for when you want to retire, along with free one-on-one support and annual check-ins to help keep you on track.

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How Much Do You Need to Retire?

As a general rule, an income that's 70% to 90% of the amount you are living on in the months before you retire can help you maintain a similar standard of living. To see how much planning it will take to have the kind of retirement you'd like, visit and bookmark our Retirement Illustrated® calculator.

Establish Good Saving Habits

When you're working on your monthly bills, pay yourself first by putting money regularly into a savings or Money Market Savings Account. After a few months, reassess your progress. If you find yourself struggling to pay bills, consider cutting back on luxuries.

Get more information in "Planning for Your Financial Future"

Keep an Emergency Fund

Your retirement savings are at risk if you someday lose your job and require funds. That's why it's a good idea to keep at least six months of salary in a regular Savings Account or Money Market Savings Account.

Read more in "How to Build an Emergency Fund"

Maintain Good Credit

Credit cards can offer a sense of freedom – just be careful. Bad credit scores can keep you from getting ideal loan rates, leaving you with less money to save.

Talk with your State Farm agent to find out more.

Talk With Your State Farm Agent Today

Backed by the support of experienced financial professionals, your State Farm agent can show you how to set goals and create a savings and investment strategy that works for your individual needs. Which can help get your retirement to a better state.

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Before investing, consider the funds' investment objectives, risks, charges and expenses. Contact State Farm VP Management Corp (800-447-4930) for a prospectus or summary prospectus containing this and other information. Read it carefully.

An investment in the Money Market Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the Fund.

Securities, insurance and annuity products are not FDIC insured, are not bank guaranteed and are subject to investment risk, including possible loss of principal.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products.

When rolling over a 401 (k) into an IRA it's important to do a full comparison on the differences in the guarantees and protections offered by each respective type of account as well as the differences in liquidity/loans, types of investments, fees, and any potential penalties.

Neither State Farm nor its agents provide investment, tax, or legal advice.