Affordable Home Insurance Starts with Great Insurance Discounts

State Farm® offers various discounts to help you get more affordable home insurance.

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Homeowners Insurance Discounts

Multiple Line Discounts

When you purchase various insurance policies from State Farm, you could be eligible for auto and home insurance premium discounts.

Home Alert Protection Discount

You may qualify for homeowners insurance discounts if you have installed fire, smoke, or burglar alarms or any other home monitoring system. Contact your State Farm agent to see if you are eligible for the Home Alert Protection insurance discount.

If you are considering the purchase of a home monitoring system, check out our special offers to State Farm customers.

Roofing Discounts

You may qualify for significant discounts on your homeowners insurance premiums if you use certain impact-resistant roofing products. Premium reductions are not available for roofs that have been overlaid onto existing roofs, except for certain qualifying metal roofs. For a list of qualifying roofing products and the states where discounts are available, please view this information:

To be eligible for a reduction in your homeowners insurance premiums, you will need to complete the following certificate:

Before installing an impact-resistant roof and for more information about roofing discounts, please contact your State Farm agent.

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Homeowners insurance discounts are not available in some states. To determine what discounts you are eligible for please contact your State Farm agent.

Higher Deductibles

In addition, choosing a higher deductible may result in more affordable home insurance. Higher deductibles lower your premium, but increase the amount for which you are responsible if a covered loss occurs. How much risk are you financially able to assume on your own in order to lower your monthly premium?