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Life Insurance Basics

There's a lot to learn when you're getting started with life insurance, and there's still a lot to learn when you've had insurance for years! State Farm Life Insurance Company and State Farm Life and Accident Assurance Company (Residents of NY and WI only) want to make sure you understand the basics and feel confident that you're making informed choices.

Get a quote for term life insurance

If you are interested in additional life products, please contact a State Farm Agent®.

Items needed for a quote

With our life insurance policies, you can help your family:

  • Keep paying the home mortgage.
  • Maintain their current standard of living.
  • Pay off debts, estate taxes, and final expenses.
  • Create a fund for college education.
  • Create a fund for a family member with special needs.
  • Protect their dreams for the future

Getting Started

Find out more about the basics of life insurance and what State Farm® offers.

How much do I need? - Life insurance calculator
What type of life insurance is right for me?
Term life insurance
Whole life insurance
Universal life insurance


Beyond the Basics

Want to explore the possibilities of your life insurance? Learn how to get the most from your policy and benefits.

Converting term insurance to permanent
Switch from a term life policy to a whole life policy without a new health screening.

How universal life works
Learn how universal life policies provide flexibility for premium, account value, and death benefit.

Return of premium term
Get the basics on the life insurance policy that pays you back.

Options and riders
Extend and enhance your life insurance coverage.

Family insurance
Protect your whole family with one policy.

Estate planning
Learn the basics of life insurance and estate planning.


Servicing Your Policy

State Farm life insurance policy owners and beneficiaries can access a number of online resources, such as servicing and filing claims on existing policies.

Getting started online
Just a few easy steps to access your accounts.

How to make a claim
Review the procedures and options for claiming a death benefit.

Find an Agent

Disclosures

Policy Series Info

Insurance policies and/or associated riders and features may not be available in all states, and policy terms and conditions may vary by state.

Life insurance and annuities issued by:
State Farm Life Insurance Company (Not licensed in MA, NY, or WI)

State Farm Life and Accident Assurance Company (Licensed in NY and WI)
Bloomington, IL

Each insurer is financially responsible for its own products.

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