How much life insurance do you need?

Use our life insurance calculator to help determine the right amount for you.

Calculate what you'll need

Fill in the amounts and we will calculate a suggested coverage amount.


This number is only an estimate and not a guarantee of coverage.
For a more comprehensive quote, talk to an agent.

What is your total debt?

Income replacement

Estimate your final expenses

How much for future education expenses?

Neither State Farm® nor its agents provide tax or legal advice. This calculator is for illustrative and educational purposes only. Its accuracy and applicability to your circumstances is not guaranteed. Please consult your own adviser regarding your particular circumstances.

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How does life insurance work?

Understanding how life insurance works can help you plan for the future of your loved ones or help protect your business.

What determines the cost of life insurance?

Factors that affect life insurance premiums may have a large influence on the price.

Life insurance at every age

If you're wondering when to get life insurance, there's no better time than today. Let's take a look at how your life insurance needs may differ by age.

What is life insurance?

From how it works to how much you need, get your life insurance questions answered here.