Protect Those Who Matter Most with Select Term Life Insurance

This rider provides temporary insurance for each eligible child that is named on the application, and any eligible children acquired in the future. This insurance can be converted at expiry, regardless of health, to provide continuing life insurance coverage for each child. Provides temporary insurance for children up to age 25 or when you turn 65. Just one rider can provide up to $20,000 in coverage for each eligible child in your family.

• Can be converted to permanent insurance for up to five times the amount of coverage when the child turns 25.
• You can purchase up to five times the amount of Children's Term Rider coverage on the child's 18^th birthday.
• This rider is available with a 5 Year Term, Select Term, Return of Premium, Universal Life, or Whole Life policy.

This rider provides insurance protection to age 95 with premiums level for 10, 20, or 30 years depending on the rider selected.

• Adds coverage for you or another person.
• Premium remains level for 10, 20, or 30 years (If you continue coverage after the initial term, premiums are likely to increase.)
• The rider is available on both the insured and an additional insured and can be converted to a permanent policy if lifetime coverage is needed.
• This rider is available with a Select Term or Whole Life policy.

Helps preserve your plan at a time when income may be limited due to a disability. If the insured becomes totally disabled for six continuous months, as defined in the policy, prior to age 60, this coverage will waive future premiums as long as the insured continues to be totally disabled. If the insured becomes disabled between the ages of 60 and 65, this coverage will waive premiums to the later of the third policy anniversary after total disability, and the anniversary when the insured is age 65.