Protect Those Who Matter Most with Select Term Life Insurance

How long do you need life insurance coverage? Maybe you only need it for student or vehicle loans. Or maybe you need coverage for a mortgage or business loan. Either way, State Farm Life Insurance Company and State Farm Life and Accident Assurance Company (Residents of NY and WI only) have Select Term Life Insurance policies that can help. Our Select Term Life Insurance policies help guarantee your loved ones a death benefit if you die while the policy is in force. So instead of leaving your family with debts to pay, you can help leave them financially secure.

Get a Life Quote

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The State Farm® Select Term Life Insurance policies offer coverage for periods of 10, 20, or 30 years. You choose the length of time, depending on how long you need the coverage.


Term Length 10, 20, 30 Years
Coverage Starting at $100,000
Issue Ages 20 to 75 for Select Term 10
20 to 65 for Select Term 20
20 to 45 for Select Term 30

How it Works

There has never been a better time to start than right now. There's a lot more to like about these Select Term Life Insurance policies:

  • The initial premium is guaranteed level for the term you select — 10, 20, or 30 years.
  • You can pay your premiums monthly or annually.
  • You can continue your coverage beyond the level premium term on an annually renewable basis to age 95. Your premiums will increase annually, but will never exceed the maximum premium stated in your policy.
  • Tax-free death benefit — No matter how large your death benefit, it passes to your beneficiaries generally income tax-free.
  • If you have auto insurance with State Farm, purchasing a State Farm Select Term Life Insurance policy may entitle you to a discount on your auto premiums with our multi-line discount.

Need lifelong coverage? Just convert your Select Term Life Insurance policy to permanent coverage — no matter your state of health. Conversion options vary by state.

Customize Your Policy

Add even more value to your Select Term Life Insurance policy by buying any of these optional riders.1 A State Farm agent can help you customize a policy to meet your needs.


1Insurance policies and/or associated riders and features may not be available in all states, and policy terms and conditions may vary by state.

This is only a general description of coverage. A complete statement of coverage is found only in the policy.

For more details on coverage, costs, restrictions, and renewability, or to apply for coverage, contact your local State Farm agent.

There are limitations and conditions regarding payment of benefits due to misrepresentations on the application or when death is the result of suicide in the first two policy years.

Policy Series Info

Issued by:

State Farm Life Insurance Company (Not licensed in MA, NY, or WI)
State Farm Life and Accident Assurance Company (Licensed in NY and WI)
Bloomington, IL

Each insurer is financially responsible for its own products.