Protection and Cash Back — That's a Return of Premium Term Life Insurance Policy
You want to help protect your loved ones from financial hardship if you can't be there for them. That's what life insurance is all about. But instead of life-long life insurance coverage, you may only need to protect your family from long-term expenses such as the mortgage, your children's education, or a home equity loan.
In that case, State Farm® Return of Premium Term Life insurance might be just what you need. It offers a level premium payment term of 20 or 30 years, whichever you choose. And if you outlive that level premium payment period, you'll get all the policy premiums you've paid back at the end of the term.1 A guarantee like that makes it easier to give your loved ones the financial protection they need.
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Eligbility
| Term Length | 20 or 30 Years |
| Coverage Amounts | Starts at $100,000 |
| Issue Ages |
20 — 60 for Return of Premium Term Life 20
20 — 55 for Return of Premium Term Life 20, Tobacco & Preferred Tobacco
20 — 45 for Return of Premium Term Life 30
|
Sample rates below are for a 25-year-old female in excellent health in Illinois. Get a quote to see personal pricing. Need help choosing a policy? Compare policies.
| 20 Years | 30 Years | |
|---|---|---|
| Premium |
Starting at $ 39.80/mo* $ 457.50 annually |
Starting at $ 40.25/mo* $ 462.50 annually |
| Coverage | $250,000 | $250,000 |
| Personal Pricing | Get a quote | Get a quote |
*Available up to age 55 for Tobacco and Preferred Tobacco Classes