INSURANCE
Help Your Small Business Reduce
the Chance of Experiencing a Loss

Loss Control and Prevention Services

With the day-to-day demands of running your small business, having a plan for dealing with things like fires, electrical surges, burglary, vehicle crashes, lawsuits or injuries can make all the difference. We're here to connect you with the right tools to help you identify and prevent some of the most common causes of business losses, which may help save your business time and money.

Workers Compensation


Employee Safety Program Guide

This comprehensive guide can help you develop a loss control and employee safety program for your business.

Download the employee safety program

Can't Find What You Need?

If you are interested in learning more about these free resources, or would like to request free loss control services for your State Farm® insured business, please contact our Business Lines Loss Control unit toll free at (844) 892-8286, or email us.

Self-Inspection Checklist

Use this checklist to periodically check your property or place of business for potential hazards and unsafe conditions that may need attention.

Download the property checklist

Incident Investigation Report

If an accident or injury occurs, this Incident Investigation Report can be used to document the details right away.

Download the incident investigation report

Protecting Your Business Guide

In addition to your efforts in preventing employee injuries, learn how to protect your business from other common loss causes like workplace injuries, water, fire, crime, disaster and more.

Download the business loss control guide

Other Available Resources From Your State

In addition to resources available from State Farm, several state agencies offer free loss control and accident prevention services to employers in their state. To help make them easy to find, we've connected state-specific resources here. Only states with agencies offering free resources are listed.

Choose your State

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Simple Insights®

Take advantage of what we've learned through the years in Simple Insights® . Here, you can discover advice on how to maintain a safe business property, prevention and safety tips, maintenance and repair, and more.

Man on ladder

As a business owner, property owner, or a landlord, you wat to maintain a sage business property for your employees and tenants. Learn more on how to reduce the potential for slips, trips, and falls.

woman working at a desk

Both in the workplace and in everyday life, excessive stress on joints and tendons can at first cause pain and irritation, but can lead to more severe problems. Learn more on how to prevent repetitive strain at the office.

Family riding ATVs in the desert

You may routinely reach for a hand tool when you have a job to do, but don't shortchange safety when you use it. Hand tools cause bruises, punctures, broken bones, and far more serious injuries each year. Review these safety tips before starting your next project.


Property & Casualty


Protecting Your Business Guide

Learn how to protect your business from common loss causes like workplace injuries, water, fire crime, disaster and more.

Download the business loss control guide


Residential Properties Loss Control Guide

Learn how to control losses for apartments, condominiums, cooperatives, homeowners associations and other multi-family housing.

Download the residential properties guide


Property Checklist

Use this checklist to periodically check your property or place of business for potential hazards and unsafe conditions that may need attention.

Download the property checklist


Safety Program Guide

This comprehensive guide can help you develop a loss control and safety program for your business.

Download the safety program guide


Incident Investigation Report

If an accident or injury occurs, this Incident Investigation Report can be used to document the details right away.

Download the incident investigation report


Miscellaneous Information

Add local contact information to this Miscellaneous Information form to help you or your employees respond to injuries or incidents.

Download the form

Emergency Planning for Disasters, Severe-Seasonal Weather, and Recovery

Prepare your business today to help survive a natural disaster, severe weather, or catastrophic loss.

Learn more about Disaster Preparedness and Business Continuity.

Simple Insights® by State Farm

Take advantage of what we've learned through the years in Simple Insights®

The Do�s and Don�ts of Buying a Car Privately

How to help protect yourself and smooth the way to buying a vehicle from a private seller.

5 Ways to Boost Security for Cars

Follow these tips to help deter thieves and keep your vehicle safe.

Boat Safety: Why to Get Certified

Taking an approved boat safety course may net you an insurance discount.


Commercial Auto


Protecting Your Business Guide

Learn how to protect your business, including your autos and fleet, from common loss causes like workplace injuries, water, fire crime, disaster and more.

Download the Business Loss Control Guide


Business Auto Safety

Businesses with an auto exposure can take steps to control their losses. Whether your business has an entire fleet of vehicles or you have employees who occasionally use their own cars for work, management of this aspect of your business can cut down on losses and keep your employees safer.

Download Business Auto Safety Information


Accident Report Guide

Keep a copy of this Accident Report Guide in each of your vehicle’s glove box, for easy reference in the event of a crash. Obtaining as much information as possible about the crash - facts, conditions, vehicles, drivers, and injuries - may help your claims adjuster and you determine the root cause of the crash. Having this information may also help you coach an employee driver about ways to prevent a future crash.

Download the Accident Report Guide*

(* This report is also available in Spanish, Chinese, Korean, and Vietnamese by request. Please contact our Business Lines Loss Control unit toll-free at (844) 892-8286, or email us.)

Simple Insights®

Take advantage of what we've learned through the years in Simple Insights®. Here, you find information on road safety, accident prevention and post-accident tips, driving safety tips, and more.

People looking at a scratched fender

Although no two auto accidents are alike, there are preparation and post-accident steps that every driver should take. Learn more on how to be prepared before and after an accident.

Stop light

Drivers may slip into some bad driving habits when they're comfortable with the road — but the following could result in a crash or a traffic violation. Learn how to avoid these bad driving habits to help keep the road safe.

Person driving in the rain

There are thousands of crashes each year due to wet pavement, which can result in deaths and injuries. But being behind the wheel and a rain-splattered windshield doesn't have to be a white-knuckled, experience. Review these tips for driving in a downpour.

Safety Resource Library

State Farm® is working with Safety. BLR to support your efforts in improving workplace safety. BLR’s Training & Compliance website contains hundreds of customizable and downloadable resources and tools to help business owners with safety training and compliance[1] . As a business owner with a current State Farm policy, you are eligible for free access to these resources.

If you are interested in learning more, please contact our Business Lines Loss Control unit toll-free at (844) 892-8286, or email us.

Disclosure

  • [1] Products and services offered are offered by BLR. State Farm does not warrant the merchantability, fitness, or quality of the products and services offered by BLR.

The information provided herein was obtained through various sources. While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. These suggestions are not a complete list of every loss control measure. The information is not intended to replace manuals or instructions provided by the manufacturer or the advice of a qualified professional. Nor is it intended to effect coverage under any policy. State Farm makes no guarantees of results from use of this information. We assume no liability in connection with the information nor the suggestions made.

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for the content of any third party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third party sites.