With the day-to-day demands of running your small business, having a plan for dealing with things like fires, electrical surges, burglary, vehicle crashes, lawsuits or injuries can make all the difference. We're here to connect you with the right tools to help you identify and prevent some of the most common causes of business losses, which may help save your business time and money.
This comprehensive guide can help you develop a loss control and employee safety program for your business.
If you are interested in learning more about these free resources, or would like to request free loss control services for your State Farm® insured business, please contact our Business Lines Loss Control unit toll free at (844) 892-8286, or email us.
Use this checklist to periodically check your property or place of business for potential hazards and unsafe conditions that may need attention.
If an accident or injury occurs, this Incident Investigation Report can be used to document the details right away.
In addition to your efforts in preventing employee injuries, learn how to protect your business from other common loss causes like workplace injuries, water, fire, crime, disaster and more.
In addition to resources available from State Farm, several state agencies offer free loss control and accident prevention services to employers in their state. To help make them easy to find, we've connected state-specific resources here. Only states with agencies offering free resources are listed.
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Take advantage of what we've learned through the years in Simple Insights®. Here, you can discover advice on how to maintain a safe business property, prevention and safety tips, maintenance and repair, and more.
As a business owner, property owner, or a landlord, you want to maintain a sage business property for your employees and tenants. Learn more on how to reduce the potential for slips, trips, and falls.
Both in the workplace and in everyday life, excessive stress on joints and tendons can at first cause pain and irritation, but can lead to more severe problems. Learn more on how to prevent repetitive strain at the office.
You may routinely reach for a hand tool when you have a job to do, but don't shortchange safety when you use it. Hand tools cause bruises, punctures, broken bones, and far more serious injuries each year. Review these safety tips before starting your next project.
Learn how to protect your business from common loss causes like workplace injuries, water, fire crime, disaster and more.
Download the protecting your business guide
Learn how to control losses for apartments, condominiums, cooperatives, homeowners associations and other multi-family housing.
Download the residential properties guide
Download the property checklist
This comprehensive guide can help you develop a loss control and safety program for your business.
Download the safety program guide
Download the incident investigation report
Add local contact information to this Miscellaneous Information form to help you or your employees respond to injuries or incidents.
Download the form
Prepare your business today to help survive a natural disaster, severe weather, or catastrophic loss.
Learn more about Disaster Preparedness and Business Continuity.
Take advantage of what we've learned through the years in Simple Insights®.
A fire can cause severe damage to business equipment, materials, and structures. As a business owner, focusing on fire risk assessment, fire prevention, and staff education can help reduce your chance of fire and smoke damage.
Water leakage damage in your place of business can be a devastating blow: Not only can it cost you quite a bit to clean up, but it can also slow—or even shut down—business operations.
For businesses making their way in a tough economy, burglary can mean the difference between staying afloat and going under. A few steps designed to help prevent business burglary can go a long way toward protecting your investment.
Businesses with an auto exposure can take steps to control their losses. Whether your business has an entire fleet of vehicles or you have employees who occasionally use their own cars for work, management of this aspect of your business can cut down on losses and keep your employees safer. This guide can help you develop a loss control program specifically for your autos.
Download Commercial Auto Loss Control Program
Keep a copy of this Accident Report Guide in each of your vehicle’s glove box, for easy reference in the event of a crash. Obtaining as much information as possible about the crash - facts, conditions, vehicles, drivers, and injuries - may help your claims adjuster and you determine the root cause of the crash. Having this information may also help you coach an employee driver about ways to prevent a future crash.
Download the Accident Report Guide*
(* This report is also available in Spanish, Chinese, Korean, and Vietnamese by request. Please contact our Business Lines Loss Control unit toll-free at (844) 892-8286, or email us.)
Below are some common auto crash prevention and vehicle safety tips. These can be used to educate owners and managers on how to coach drivers on safe driving behavior, and can also be used as safety meeting discussion topics with drivers.
State Farm is a member of the Network of Employers for Traffic Safety (NETS), an employer-led public/private partnership dedicated to improving the safety and health of employees, their families, and members of the communities in which they live and work by preventing traffic crashes that occur both on- and off-the-job. NETS was founded by the National Highway Traffic Safety Administration (NHTSA) as an employer-led road safety organization.
In addition to member-only benefits and road safety resources, NETS has several other free additional resources on their website, including:
For more information about NETS, including membership benefits, check out the NETS website.
Take advantage of what we've learned through the years in Simple Insights®. Here, you find information on road safety, accident prevention and post-accident tips, driving safety tips, and more.
In 2016, more than 3,400 people were killed in crashes involving a distracted driver, according to the National Highway Traffic Safety Administration.
According to the National Highway Traffic Safety Administration, there were 37,461 vehicle fatalities in 2016. Speeding and offensive driving are major problems which contribute to fatal car crashes throughout the United States.
Drivers who are entering, exiting, or changing lanes on busy roadways should never assume other motorists will make room for them to merge.
State Farm® is working with Safety. BLR to support your efforts in improving workplace safety. BLR’s Training & Compliance website contains hundreds of customizable and downloadable resources and tools to help business owners with safety training and compliance[1] . As a business owner with a current State Farm policy, you are eligible for free access to these resources.
If you are interested in learning more, please contact our Business Lines Loss Control unit toll-free at (844) 892-8286, or email us.
[1] Products and services offered are offered by BLR. State Farm does not warrant the merchantability, fitness, or quality of the products and services offered by BLR.
The information provided herein was obtained through various sources. While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. These suggestions are not a complete list of every loss control measure. The information is not intended to replace manuals or instructions provided by the manufacturer or the advice of a qualified professional. Nor is it intended to effect coverage under any policy. State Farm makes no guarantees of results from use of this information. We assume no liability in connection with the information nor the suggestions made.
State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for the content of any third party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third party sites.