Skip to Main Content

Start Of Main Content

Loss Control and Prevention Services

With the day-to-day demands of running your small business, having a plan for dealing with things like fires, electrical surges, burglary, vehicle crashes, lawsuits or injuries can make all the difference. We're here to connect you with the right tools to help you identify and prevent some of the most common causes of business losses, which may help save your business time and money.

Responding to the Impacts of COVID-19 on Your Business

As states gradually begin reopening, State Farm has compiled COVID-19 guidance and resources from several government and industry organizations to help small businesses adapt to the challenges of serving customers in new ways.

Find an Agent

Or call 844-242-1899844-242-1899 for a quote.

Emergency Planning for Disasters, Severe-Seasonal Weather, and Recovery

Prepare your business today to help survive a natural disaster, severe weather, or catastrophic loss.

Can't Find What You Need?

If you are interested in learning more about these free resources, or would like to request free loss control services for your State Farm® insured business, please contact our Business Lines Loss Control unit toll free at 844-892-8286 (844) 892-8286, or email us.

Business Auto & Fleet Loss Control

Reducing Losses for your Business Vehicles & Fleet Guide

Businesses with an auto exposure can take steps to control their losses. Whether your business has an entire fleet of vehicles or you have employees who occasionally use their own cars for work, management of this aspect of your business can cut down on losses and keep your employees safer. This guide can help you develop a loss control program specifically for your autos.

Download the Reducing Losses for your Business Vehicles & Fleet Guide

Below are common resources that can be used in your Auto loss control activities:

 

Sample Auto Loss Control Policy Statements

These sample core policies can help you build the foundation for your Auto Loss Control Program.

Download the Sample Auto Loss Control Policy Statements

Sample Driver's Rules Agreement

Establishing a contract with all employee drivers is critical to building awareness and understanding of your expectations regarding driver performance.

Download the Sample Driver's Rules Agreement

Accident Report Guide

Keep a copy of this Accident Report Guide in each of your vehicle's glove box, for easy reference in the event of a crash. Obtaining as much information as possible about the crash - facts, conditions, vehicles, drivers, and injuries - may help your claims adjuster and you determine the root cause of the crash. Having this information may also help you coach an employee driver about ways to prevent a future crash.

Download the Accident Report Guide*

(*This report is also available in Spanish, Chinese, Korean, and Vietnamese by request. Please contact our Business Lines Loss Control unit toll-free at 844-892-8286 (844) 892-8286, or email us).

Sample Vehicle Incident Investigation Report

If a crash occurs, this Vehicle Incident Investigation Report can be used to document the details right away.

Download the Sample Vehicle Incident Investigation Report

Sample Post-Incident Driver Coaching Modules

A post-incident coaching session is an effective way for a manager to follow up with an employee who has been involved in an at-fault crash to help the driver avoid future incidents.

Download the Sample Post-Incident Driver Coaching Modules


Other Available Resources

Below are some common auto crash prevention and vehicle safety tips. These can be used to educate owners and managers on how to coach drivers on safe driving behavior, and can also be used as safety meeting discussion topics with drivers.

  1. Defensive Driving
  2. Driving Distractions
  3. Driving & Using Cell Phones
  4. Driving & Merging Collision Prevention
  5. Aggressive Driving
  6. Driving & Tailgating
  7. Driving Safety
  8. Vehicle Backing Safety
  9. Vehicle Safety Checklist
  10. Avoiding Roadway Crashes
  11. Driving in Construction Zones

State Farm is a member of the Network of Employers for Traffic Safety (NETS), an employer-led public/private partnership dedicated to improving the safety and health of employees, their families, and members of the communities in which they live and work by preventing traffic crashes that occur both on- and off-the-job. NETS was founded by the National Highway Traffic Safety Administration (NHTSA) as an employer-led road safety organization.

In addition to member-only benefits and road safety resources, NETS has several other free additional resources on their website, including:

For more information about NETS, including membership benefits, check out the NETS website.

Simple Insights by State Farm

Take advantage of what we've learned through the years in Simple Insights. Here, you find information on road safety, accident prevention and post-accident tips, driving safety tips, and more.

Driving Distractions and How to Avoid Them

Driving Distractions and How to Avoid Them

Texting is one of the most dangerous driving distractions, but here are 7 others.

Defensive Driving Tips

Defensive Driving Tips

Defensive driving tips can help drivers take on the road safely.

Ways To Make Your Traffic Merging Safer On Roads

Ways To Make Your Traffic Merging Safer On Roads

Travelers can drive defensively and take precautions to prevent merging collisions.

Avoid These Risks or You May Fall Asleep at the Wheel

Avoid These Risks or You May Fall Asleep at the Wheel

Drowsy driving can impair reflexes and lead to disaster. Try these tips to stay alert.

Workers' Compensation Loss Control

How to Reduce Business Loss and Protect Your Employees Guide

This comprehensive guide can help you develop a loss control and employee safety program for your business.

Download the How to Reduce Business Loss and Protect Your Employee Guide.

Protecting Your Business Guide

In addition to your efforts in preventing employee injuries, learn how to protect your business from other common loss causes like workplace injuries, water, fire, crime, disaster and more.

Download the Protecting Your Business Guide

Below are common resources that can be used in your workers' compensation loss control activities:

 

Sample Property Hazards Checklist

Use this checklist to periodically check your property or place of business for potential hazards and unsafe conditions that may need attention.

Download the Sample Property Hazards Checklist

Sample Incident Investigation Report

If an accident or injury occurs, this Incident Investigation Report can be used to document the details right away.

Download the Sample Incident Investigation Report

Other Available Resources From Your State

In addition to resources available from State Farm, several state agencies offer free loss control and accident prevention services to employers in their state. To help make them easy to find, we've connected state-specific resources here. Only states with agencies offering free resources are listed.

Choose your State

Simple Insights® by State Farm

Take advantage of what we've learned through the years in Simple Insights®.

How to Prevent Slip and Fall Accidents on Your Property

How to Prevent Slip and Fall Accidents on Your Property

What owners can do to prevent slips, trips, and falls, and what to do if they happen.

Simple Tips to Relieve Stress at Work

Simple Tips to Relieve Stress at Work

Work is a source of stress for many, so consider these methods for fending it off.

When Should I Use My Safety Glasses?

When Should I Use My Safety Glasses?

They may not necessarily be stylish, but safety glasses can be a real lifesaver. Pick out the right pair to keep your eyes safe.

Property & Casualty Loss Control

Protecting Your Business Guide

Learn how to protect your business from common loss causes like workplace injuries, water, fire, crime, disaster and more.

Download the Protecting Your Business Guide

How to Reduce Business Loss and Protect Your Employees Guide

This comprehensive guide can help you develop a loss control and safety program for your business.

Download the How to Reduce Business Loss and Protect Your Employees Guide

How to Protect Your Residential Property Guide

Learn how to control losses for apartments, condominiums, cooperatives, homeowners associations and other multi-family housing.

Download the How to Protect Your Residential Property Guide

Below are common resources that can be used in your Property and Casualty loss control activities:

 

Sample Property Hazards Checklist

Use this checklist to periodically check your property or place of business for potential hazards and unsafe conditions that may need attention.

Download the Sample Property Hazards Checklist

Sample Incident Investigation Report

If an accident or injury occurs, this Incident Investigation Report can be used to document the details right away.

Download the Sample Incident Investigation Report

Miscellaneous Information

Add local contact information to this Miscellaneous Information form to help you or your employees respond to injuries or incidents.

Download the Miscellaneous Information Form

Simple Insights by State Farm

Take advantage of what we've learned through the years in Simple Insights.

Business Fire Prevention Tips

Business Fire Prevention Tips

A fire at your place of business is a double whammy. Take steps to prevent fires.

Tips for Water Leakage Prevention at Your Business

Tips for Water Leakage Prevention at Your Business

Water leakage prevention, precautions and fixes, plus an overview of leak detection systems.

Protect Your Business From Burglary

Protect Your Business From Burglary

A few steps designed to help prevent business burglary can go a long way toward protecting your business, its equipment and your investment.

Tips To Prevent Employee Theft

Tips To Prevent Employee Theft

Careful hiring and assigning responsibilities can ensure no one's stealing from the till.

Artisan & Service Contractor’s Loss Control

Artisan & Service Contractor's Loss Control Guide

This guide can help you develop a loss control program for your contracting business.

Download the Artisan & Service Contractor's Loss Control Guide


Below are common resources that can be used in your Artisan & Service Contractor loss control activities:

 

Sample Contractor Loss Control Program Outline

These core components can assist in building your new loss control program.

Download the Sample Contractor Loss Control Program Outline

Sample Job Completion Checklist

Use this sample checklist to develop a process to review the work area setup and completed work. This will help to ensure all work has been completed to the quality and safety expectations of both you and your customers.

Download the Sample Job Completion Checklist

Sample Incident Investigation Report

If an accident or injury occurs, including damage to your customer’s property, this Incident Investigation Report can be used to document the details right away.

Download the Sample Incident Investigation Report

Simple Insights® by State Farm

Take advantage of what we've learned through the years in Simple Insights®.

How To Use Your Hand Tools More Safely

How To Use Your Hand Tools More Safely

Keep your hand tools from becoming a hazard by following these simple safety tips.

Protect Your Business From Burglary

Protect Your Business From Burglary

A few steps designed to help prevent business burglary can go a long way toward protecting your business, its equipment and your investment.

Time to Break These Bad Driving Habits

Time to Break These Bad Driving Habits

Avoid dangerous driving situations with these tips.

What Are Types of Small Businesses?

What Are Types of Small Businesses?

What is an LLC, a sole proprietorship, and other small business types - and which one is best for you?

Safety Resource Library

State Farm® is working with Safety BLR to support your efforts in improving workplace safety. BLR's Training & Compliance website contains hundreds of customizable and downloadable resources and tools to help business owners with safety training and compliance.footnote [1] As a business owner with a current State Farm policy, you are eligible for free access to these resources.

If you are interested in learning more, please contact our Business Lines Loss Control unit toll-free at 844-892-8286 (844) 892-8286, or email us.

Disclosure

return to reference[1]Products and services offered are offered by BLR. State Farm does not warrant the merchantability, fitness, or quality of the products and services offered by BLR.

The information provided herein was obtained through various sources. While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. These suggestions are not a complete list of every loss control measure. The information is not intended to replace manuals or instructions provided by the manufacturer or the advice of a qualified professional. Nor is it intended to effect coverage under any policy. State Farm makes no guarantees of results from use of this information. We assume no liability in connection with the information nor the suggestions made.

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third party sites.