Loss control and prevention services
We're here to connect business owners with the right tools to help you identify and prevent many common causes of business insurance claims. These small business safety materials are designed to help you save time and money. With the day-to-day demands of operating your small business, having your own safety plan for preventing things like employee injury, customer injuries, building fires, electrical hazards, burglary, vehicle crashes or even lawsuits can make all the difference.
Why does my business need a Loss Control plan?
State Farm® can help you protect your business from the variety of hazards you face.
Learn more how State Farm can partner with you to create and implement a Loss Control plan
Reduce common losses in your business
Your business is exposed to many hazards that can cause disruptions.
Emergency planning for disasters, severe-seasonal weather, and recovery
Prepare your business today to help survive a natural disaster, severe weather, or catastrophic loss.
Learn more about disaster preparedness and business continuity
Can't find what you need?
If you are interested in learning more about these free resources, or would like to request free loss control services for your State Farm insured business, please contact your State Farm agent.
Quickly locate the business resources that you are looking for:
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Business auto & fleet loss control
The Reducing Losses for Your Business Vehicle and Fleet Guide can help businesses with an auto exposure take steps to control their losses. Whether your business has an entire fleet of vehicles or you have employees who occasionally use their own cars for work, management of this aspect of your business can cut down on losses and keep your employees safer. This guide can help you develop a loss control program specifically for your autos.
Download the Reducing Losses for Your Business Vehicles & Fleet Guide
Located in the appendix of the Reducing Losses for Your Business Vehicle and Fleet Guide are sample resource documents that can be used to develop your Auto Loss Control Program:
Auto Loss Control Policy Statements
Drivers Rules Agreement
Post-Incident Drivers Coaching Modules
Vehicle Incident Investigation Report
Accident Report Guide*
(*This guide is also available in Spanish, Chinese, Korean, and Vietnamese by request. Please contact our Business Lines Loss Control unit toll-free at 844-892-8286844-892-8286, or email us).
State Farm is a board member of the Network of Employers for Traffic Safety (NETS®). This employer-led organization is dedicated to improving road safety for employees, their families, and members of the communities where they live and work.
NETS offers free road safety resources on their website, including:
- Drive Safely Work Week Campaign toolkit on Backing and Parking
- Drive Safely Work Week Campaign toolkit on Distracted Driving
- Recommended Road Safety Practices
- Comprehensive Guide to Road Safety
- Managing Fatigue
For more information about NETS, including membership benefits, check out the NETS website. If you’re insured with State Farm, ask us about a referral discount code for your NETS small business membership.
Workers' compensation loss control
Help your business create an effective loss control and safety program. Also help your business detect and correct conditions that may cause losses.
Download the How to Reduce Business Loss and Protect Your Employees Guide
Recognize and control the most common causes of damage in today’s business world.
Download the Protecting Your Business Guide
Both guides have sample resources to help you develop your company loss control program, including:
Sample Property Hazards Checklist
Sample Incident Investigation Report
Property & casualty loss control
Learn how to protect your business from common loss causes like workplace injuries, water, fire, crime, disaster and more.
Download the Protecting Your Business Guide
Learn how to control losses for apartments, condominiums, cooperatives, homeowner associations and other multi-family housing situations.
Download the How to Protect Your Residential Property Guide
Develop a loss control and safety program for your business.
Download the How to Reduce Business Loss and Protect Your Employees Guide
These guides have sample resources to help you develop and maintain your company loss control program, including:
Sample Property Hazards Checklist
Sample Incident Investigation Report
Miscellaneous Information Form
Artisan & service contractor’s loss control
Develop a loss control action plan to lessen the possibility of unforeseen damages to your customer’s property and losses to your business property.
Download the Artisan & Service Contractor's Guide to Loss Control
This guide has sample resources you can use in your loss control activities, including:
Sample Contractor Loss Control Program Outline
Sample Job Completion Checklist
Sample Incident Investigation Report
Farm ranch loss control
Learn how to protect your farm or ranch from common losses such as injuries, water, fire, crime, disaster and more.
Download the How to Protect Your Farm and Ranch Guide
This guide has sample resources you can use in your loss control activities, including:
Sample Farm Ranch Hazards Checklist
Sample Farm Ranch Incident Investigation Report
Farm and Ranch Miscellaneous Information Form
Below are more resources to help with common farm safety topics:
Tractor and Machinery Safety
ATV Safety
Grain Bin Safety
Youth Safety
Farm & Ranch Wildfire Guidance
Irrigation Systems
Balers
Farm Planters
Safety resource library
State Farm is working with Safety BLR to support your efforts in improving workplace safety. BLR's Training & Compliance website contains hundreds of customizable and downloadable resources and tools to help business owners with safety training and compliance.1 As a business owner with a current State Farm policy, you are eligible for free access to these resources.
If you are interested in learning more, please contact our Business Lines Loss Control unit toll-free at 844-892-8286844-892-8286 or email us.
Disclosure:
1 Products and services offered are offered by BLR. State Farm does not warrant the merchantability, fitness, or quality of the products and services offered by BLR.
The information provided herein was obtained through various sources. While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. These suggestions are not a complete list of every loss control measure. The information is not intended to replace manuals or instructions provided by the manufacturer or the advice of a qualified professional. Nor is it intended to effect coverage under any policy. State Farm makes no guarantees of results from use of this information. We assume no liability in connection with the information nor the suggestions made.
State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third party sites.
NETS and the NETS logo are registered trademarks of Nets Corporation.