INSURANCE
Help Your Small Business Reduce
the Chance of Experiencing a Loss

Loss Control and Prevention Services

With the day-to-day demands of running your small business, having a plan for dealing with things like fires, electrical surges, burglary, vehicle crashes, lawsuits or injuries can make all the difference. We're here to connect you with the right tools to help you identify and prevent some of the most common causes of business losses, which may help save your business time and money.

Workers Compensation


Employee Safety Program Guide

This comprehensive guide can help you develop a loss control and employee safety program for your business.

Download the employee safety program

Can't Find What You Need?

If you are interested in learning more about these free resources, or would like to request free loss control services for your State Farm® insured business, please contact our Business Lines Loss Control unit toll free at (844) 892-8286, or email us.

Self-Inspection Checklist

Use this checklist to periodically check your property or place of business for potential hazards and unsafe conditions that may need attention.

Download the property checklist

Incident Investigation Report

If an accident or injury occurs, this Incident Investigation Report can be used to document the details right away.

Download the incident investigation report

Protecting Your Business Guide

In addition to your efforts in preventing employee injuries, learn how to protect your business from other common loss causes like workplace injuries, water, fire, crime, disaster and more.

Download the protecting your business guide

Other Available Resources From Your State

In addition to resources available from State Farm, several state agencies offer free loss control and accident prevention services to employers in their state. To help make them easy to find, we've connected state-specific resources here. Only states with agencies offering free resources are listed.

Choose your State

Go

Simple Insights® by State Farm

Take advantage of what we've learned through the years in Simple Insights®.

Man shoveling snow
How to prevent slip and fall accidents on your property

What owners can do to prevent slips, trips, and falls, and what to do if they happen.

Woman working at desk
Simple tips to help prevent carpal tunnel and other repetitive strain injuries at the office

Tips to help prevent repetitive strain injuries.

Man working with hand tools
Use your hand tools more safely

Keep your hand tools from becoming a hazard by following these simple safety tips.


Property & Casualty


Protecting Your Business Guide

Learn how to protect your business from common loss causes like workplace injuries, water, fire crime, disaster and more.

Download the protecting your business guide


Residential Properties Loss Control Guide

Learn how to control losses for apartments, condominiums, cooperatives, homeowners associations and other multi-family housing.

Download the residential properties guide


Property Checklist

Use this checklist to periodically check your property or place of business for potential hazards and unsafe conditions that may need attention.

Download the property checklist


Safety Program Guide

This comprehensive guide can help you develop a loss control and safety program for your business.

Download the safety program guide


Incident Investigation Report

If an accident or injury occurs, this Incident Investigation Report can be used to document the details right away.

Download the incident investigation report


Miscellaneous Information

Add local contact information to this Miscellaneous Information form to help you or your employees respond to injuries or incidents.

Download the form

Emergency Planning for Disasters, Severe-Seasonal Weather, and Recovery

Prepare your business today to help survive a natural disaster, severe weather, or catastrophic loss.

Learn more about Disaster Preparedness and Business Continuity.

Simple Insights®

Take advantage of what we've learned through the years in Simple Insights®.

Simple Insights® by State Farm

Take advantage of what we've learned through the years in Simple Insights®.

Man installing fire detector
Business fire prevention tips

A fire at your place of business is a double whammy. Take steps to prevent fires.

Ceiling with water dripping
Tips for water leakage prevention at your business

Water leakage prevention, precautions and fixes, plus an overview of leak detection systems.

Man working on outside of house
Protect your business from burglary

A few easy steps can go a long way toward protecting your business from a possibly devastating burglary.


Commercial Auto


Commercial Auto Loss Control Program

Businesses with an auto exposure can take steps to control their losses. Whether your business has an entire fleet of vehicles or you have employees who occasionally use their own cars for work, management of this aspect of your business can cut down on losses and keep your employees safer. This guide can help you develop a loss control program specifically for your autos.

Download Commercial Auto Loss Control Program


Accident Report Guide

Keep a copy of this Accident Report Guide in each of your vehicle’s glove box, for easy reference in the event of a crash. Obtaining as much information as possible about the crash - facts, conditions, vehicles, drivers, and injuries - may help your claims adjuster and you determine the root cause of the crash. Having this information may also help you coach an employee driver about ways to prevent a future crash.

Download the Accident Report Guide*

(* This report is also available in Spanish, Chinese, Korean, and Vietnamese by request. Please contact our Business Lines Loss Control unit toll-free at (844) 892-8286, or email us.)


Other Available Resources

Below are some common auto crash prevention and vehicle safety tips. These can be used to educate owners and managers on how to coach drivers on safe driving behavior, and can also be used as safety meeting discussion topics with drivers.

  1. Defensive Driving
  2. Driving Distractions
  3. Driving & Using Cell Phones
  4. Driving & Merging Collision Prevention
  5. Aggressive Driving
  6. Driving & Tailgating
  7. Driving Safety
  8. Vehicle Backing Safety
  9. Vehicle Safety Checklist
  10. Avoiding Roadway Crashes
  11. Driving in Construction Zones

State Farm is a member of the Network of Employers for Traffic Safety (NETS), an employer-led public/private partnership dedicated to improving the safety and health of employees, their families, and members of the communities in which they live and work by preventing traffic crashes that occur both on- and off-the-job. NETS was founded by the National Highway Traffic Safety Administration (NHTSA) as an employer-led road safety organization.

In addition to member-only benefits and road safety resources, NETS has several other free additional resources on their website, including:

For more information about NETS, including membership benefits, check out the NETS website.

Simple Insights®

Take advantage of what we've learned through the years in Simple Insights®. Here, you find information on road safety, accident prevention and post-accident tips, driving safety tips, and more.

Simple Insights® by State Farm

Take advantage of what we've learned through the years in Simple Insights®.

Lady in drivers seat looking at her phone
Driving distractions and how to avoid them

Texting is one of the most dangerous driving distractions, but here are 7 others.

Lady in drivers seat
Defensive driving tips

Defensive driving tips can help drivers take on the road safely.

Rear view mirror showing traffic behind
Ways to make your traffic merging safer on roads

Travelers can drive defensively and take precautions to prevent merging collisions.

Safety Resource Library

State Farm® is working with Safety. BLR to support your efforts in improving workplace safety. BLR’s Training & Compliance website contains hundreds of customizable and downloadable resources and tools to help business owners with safety training and compliance [1] . As a business owner with a current State Farm policy, you are eligible for free access to these resources.

If you are interested in learning more, please contact our Business Lines Loss Control unit toll-free at (844) 892-8286, or email us.

Disclosure

  • [1] Products and services offered are offered by BLR. State Farm does not warrant the merchantability, fitness, or quality of the products and services offered by BLR.

The information provided herein was obtained through various sources. While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. These suggestions are not a complete list of every loss control measure. The information is not intended to replace manuals or instructions provided by the manufacturer or the advice of a qualified professional. Nor is it intended to effect coverage under any policy. State Farm makes no guarantees of results from use of this information. We assume no liability in connection with the information nor the suggestions made.

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for the content of any third party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third party sites.