INSURANCE
Here to Help Your Small Business

Loss Control and Prevention Services

With the day-to-day demands of running your small business, having a plan for dealing with things like fires, electrical surges, burglary, lawsuits or injuries can make all the difference. We're here to connect you with the right tools to help you identify and prevent some of the most common causes of business losses, which may help save your business time and money.

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Loss Prevention Tools


Protecting Your Business Guide

Learn how to protect your business from common loss causes like injury, water, fire, crime, disaster and more.

Download the business loss control guide

Employee Safety Program Guide

This comprehensive guide can help you develop a loss control and employee safety program for your business.

Download the employee safety program

Residential Properties Loss Control Guide

Learn how to control losses for apartments, condominiums, cooperatives, homeowners associations and other multi-family housing.

Download the residential properties guide

Property Checklist

Use this checklist to periodically check your property or place of business for potential hazards that may need attention.

Download the property checklist

Accident Investigation Report

If an accident occurs, this Accident Investigation Report can be used to document the details right away.

Download the accident report

Miscellaneous Information

Add local contact information to this Miscellaneous Information form to help you or your employees respond to injuries or incidents.

Download the form

Safety Resource Library

State Farm® is working with Safety.BLR to support your efforts in improving workplace safety. BLR’s Training & Compliance website contains hundreds of customizable and downloadable resources and tools to help business owners with safety training and compliance*. As a business owner with a current State Farm policy, you are eligible for free access to these resources.

If you are interested in learning more, please contact our Business Lines Loss Control unit toll-free at (844) 892-8286, or email us.

Preventive Maintenance and Emergency Planning for Your Business

Would your business be prepared to handle the potential risk of a natural disaster - such as a hurricane, tornado, flood, wildfire, or earthquake – or even a man-made disaster, like 9/11/2001?

The Insurance Institute for Business & Home Safety® has developed a free, comprehensive business continuity toolkit to help you get started. Open For Business-EZ® is designed to help even the smallest businesses focus on planning for any type of business interruption, so they can quickly re-open and resume operations following a disaster.

Open For Business – Business Continuity Toolkit

Below are some free resources to help you develop a plan for disaster protection and recovery, to better withstand the consequences of a business interruption.

Hurricanes, Before and After
Hurricane Disaster Preparedness
Pre-emergency plan and Recovery
Equipment Operation and Efficiency: Small Business Operations
Business Protection Lessons Learned 25 Years After Hurricane Andrew

Spring Weather Guidance and Preparation

With volatile Spring storms quickly approaching, make sure your business is prepared for the impacts of lightning, high winds, tornados, hail, and floods. Being proactive will help you respond to the severe weather effects on your building, business personal property and vehicles, equipment, and the safety of your employees and customers. Below are some free resources from the Insurance Institute for Business & Home Safety (IBHS) to help you:

Reduce Lightning Damage to Businesses
Reduce the Risk of Tornado Damage in Commercial Structures
How to React During a Hailstorm and Tornado
Reduce Flood Damage to Businesses
Roofing the Right Way


Free Loss Control Services and Resources

In addition to resources available from State Farm, several state agencies offer free loss control and accident prevention services to employers in their state. To help make them easy to find, we've connected state-specific resources here. Only states with agencies offering free resources are listed.

Choose your State

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If you are interested in learning more about these free resources, or would like to request free loss control services for your State Farm insured business, please contact our Business Lines Loss Control unit toll-free at (844) 892-8286, or email us.

Disclosure

* Products and services offered are offered by BLR. State Farm does not warrant the merchantability, fitness, or quality of the products and services offered by BLR.

The information provided herein was obtained through various sources. While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. These suggestions are not a complete list of every loss control measure. The information is not intended to replace manuals or instructions provided by the manufacturer or the advice of a qualified professional. Nor is it intended to effect coverage under any policy. State Farm makes no guarantees of results from use of this information. We assume no liability in connection with the information nor the suggestions made.

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for the content of any third party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third party sites.