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Emergency planning for disasters, severe-seasonal weather and recovery

Preventive maintenance and emergency planning for your business

The Insurance Institute for Business & Home Safety has developed a free, comprehensive business continuity toolkit to help you get started. Open For Business-EZ is designed to help even the smallest businesses focus on planning for any type of business interruption, so they can quickly re-open and resume operations following a disaster.

Open For Business – Business Continuity Toolkit

Below are some additional free resources from IBHS and Hartford Steam Boiler to help you develop a plan for disaster protection and recovery, to better withstand the consequences of a business interruption.

Hurricanes, Before and After
Hurricane Disaster Preparedness
Pre-emergency plan and Recovery
Equipment Operation and Efficiency: Small Business Operations
Business Protection Lessons Learned 25 Years After Hurricane Andrew
Protecting Roof-Mounted HVAC Units From Severe Weather
How to Prepare for a Hurricane
Is Your Small Business Ready for an Emergency?
Severe Weather and Disaster Preparedness
Power Outage Preparation
Flood Recovery
Reducing Wildfire Risk
Preventative Maintenance for your Small Refrigeration Unit
Lithium-Ion Batteries
Electrical Prevention Maintenance for Small Businesses

Winter weather guidance and preparation

When severe winter weather approaches, make sure your business is prepared for the impacts of snow, ice and freezing temperatures. Being proactive will help you respond to the severe weather effects on your building, business personal property and vehicles, equipment and the safety of your employees and customers. Below are some free resources to help you:

Preventing Building Damage from Ice Dams
Protect Your Business From Frozen Pipes
Preparing Your Business for a Severe Winter Emergency
How to Remove Snow From the Roof
What Winter Weather Means for Driving
Winter Car Tips
Winter Driving Tips
Restaurants - Preventing Avoidable Loss From Severe Winter Weather

Spring and summer weather guidance and preparation

When volatile spring and summer storms are active, make sure your business is prepared for the impacts of lightning, high winds, tornados, hail and floods. Being proactive will help you respond to the severe weather effects on your building, business personal property and vehicles, equipment and the safety of your employees and customers. Below are some free resources from the Insurance Institute for Business & Home Safety (IBHS) to help you:

Reduce Lightning Damage to Businesses
Reduce the Risk of Tornado Damage in Commercial Structures
How to React During a Hailstorm and Tornado
Reduce Flood Damage to Businesses
Roofing the Right Way
Protecting Your Business from Hail
Large Commercial Door Wind Resistance Guide
Large Commercial Door Wind Resistance Checklist
Apartment Communities – Preventing Damage from Thunderstorms
Safeguarding Office Buildings From Water Intrusion During Severe Thunderstorms
Prepare Your Business Ahead of Severe Thunderstorms

Wildfire preparation and guidance

The Insurance Institute for Business & Home Safety has developed several free, wildfire loss prevention resources and tools. While there are many things you can do to help protect your business from wildfire, these critical actions are essential to making a meaningful reduction in your company's risk. Together, these steps are the most important and can begin to give your business the best chance of survival.

Reducing Wildfire Risk – Commercial
Make Your Business Wildfire Ready
Prepare Your Business for Wildfire During COVID-19
Wildfire Ready Virtual App
Fire-Resistant Landscaping for Your Business
Business Pre-Evacuation Checklist
Wildfire Protection for Small Businesses in Residential Style Buildings

Simple Insights® by State Farm®

Take advantage of what we've learned through the years in Simple Insights. Here, you can discover advice on safety, natural disaster planning, maintenance and repair, and more.

Disaster preparedness for your business

Create a business natural disaster plan to protect your employees, secure assets and resume operations.

Help protect yourself from contractor scams

If your area got hit hard with a catastrophe or weather event, shady contractors may arrive offering repairs. Learn tips that might help you spot them.

Wildfire safety: What to do before a wildfire

Tips to help you assess your risk and identify ways to help protect your home and family.


The information provided herein was obtained through various sources. While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. These suggestions are not a complete list of every loss control measure. The information is not intended to replace manuals or instructions provided by the manufacturer or the advice of a qualified professional. Nor is it intended to effect coverage under any policy. State Farm makes no guarantees of results from use of this information. We assume no liability in connection with the information nor the suggestions made.

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third party sites.