Wherever your business is located in the United States, you’re likely exposed to one or more natural disasters every year. Would your business be prepared to handle the potential risk of a natural disaster - such as a hurricane, tornado, flood, wildfire, or earthquake – or even a man-made disaster, like 9/11/2001?
Here are some resources to help prevent some of the most common causes of business losses, which may help save your business time and money.
The Insurance Institute for Business & Home Safety® has developed a free, comprehensive business continuity toolkit to help you get started. Open For Business-EZ® is designed to help even the smallest businesses focus on planning for any type of business interruption, so they can quickly re-open and resume operations following a disaster.
Open For Business – Business Continuity Toolkit
Below are some additional free resources from IBHS and Hartford Steam Boiler to help you develop a plan for disaster protection and recovery, to better withstand the consequences of a business interruption.
Hurricanes, Before and After
Hurricane Disaster Preparedness
Pre-emergency plan and Recovery
Equipment Operation and Efficiency: Small Business Operations
Business Protection Lessons Learned 25 Years After Hurricane Andrew
Protecting Roof-Mounted HVAC Units From Severe Weather [PDF-1.8MB]
How to Prepare for a Hurricane
Is Your Small Business Ready for an Emergency?
Severe Weather and Disaster Preparedness
Power Outage Preparation [PDF-439KB]
Flood Recovery [PDF-327.7KB]
With volatile Spring storms quickly approaching, make sure your business is prepared for the impacts of lightning, high winds, tornados, hail, and floods. Being proactive will help you respond to the severe weather effects on your building, business personal property and vehicles, equipment, and the safety of your employees and customers. Below are some free resources from the Insurance Institute for Business & Home Safety (IBHS) to help you:
Reduce Lightning Damage to Businesses
Reduce the Risk of Tornado Damage in Commercial Structures
How to React During a Hailstorm and Tornado
Reduce Flood Damage to Businesses
Roofing the Right Way
Protecting Your Business from Hail
Take advantage of what we've learned through the years in Simple Insights®. Here, you can discover advice on safety, natural disaster planning, maintenance and repair, and more.
As a business owner, you know there are challenges you can anticipate and others that hit with little or no warning. Don't let natural disaster catch you unprepared.
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The information provided herein was obtained through various sources. While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. These suggestions are not a complete list of every loss control measure. The information is not intended to replace manuals or instructions provided by the manufacturer or the advice of a qualified professional. Nor is it intended to effect coverage under any policy. State Farm makes no guarantees of results from use of this information. We assume no liability in connection with the information nor the suggestions made.
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