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On July 2, 2020, a new law let Michigan drivers choose the Personal Injury Protection (PIP) option that best met their unique needs and budget. If you took advantage of this option, you’ll need to take additional action to renew it.
To retain your current PIP selection for the upcoming renewal, you must:
If your PIP form and documentation is not received prior to your upcoming renewal, your policy will be renewed with Unlimited PIP as required by Michigan law. This will increase your premium if you previously chose less than Unlimited PIP. You’ll be sent a new declarations page reflecting this change.
The only coverage previously available in Michigan was Unlimited PIP. That expanded in July, 2020. Check out the PIP medical coverage options and talk to your State Farm® agent to help you figure out which works best for you:
State minimums will also increase for the following coverages:
These changes will affect pricing. So, review these options with your local agent to get a better understanding of how they might impact your coverage and budget.
The reform took effect July 2, 2020. If you have any questions about the reform or other insurance matters, please contact your local State Farm agent.
State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, any third party products or the content of any third party sites referenced in this material. State Farm has no discretion to alter, update, or control the content on the third party sites. Any references to such sites are provided for informational purposes only and are not a solicitation to buy or sell any of the products which may be referenced on such third party sites. State Farm does not warrant the merchantability, fitness, or quality of the third party products referenced in this material.
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