Student Car Insurance

Young people, including college students, are typically looking for the cheapest auto insurance. State Farm® combines low rates with discounts you may be eligible for to provide inexpensive car insurance for students.

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How Will Having a Student in College Affect my Car Insurance Rates?

College students may be covered under their parents' auto insurance policy, if the student's primary residence is the parent's house.

The specifics vary by state, so you may want to discuss them with a State Farm agent.

Take advantage of car insurance discounts for young drivers. For example, your student may qualify for the State Farm Good Student Discount or Steer Clear® Safe Driver Program depending on the area.

Traffic violations, what vehicle you drive, where you drive and how much you drive will affect auto insurance rates.

If the college student is driving the vehicle at school, rates may change.

If you are buying a new vehicle, you may want to check vehicle ratings and consider which vehicles offer better auto insurance rates. Also, be sure to contact your State Farm agent to arrange coverage for your new vehicle.

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