Home Fire Sprinkler Coalition

State Farm® strongly supports the use of residential fire sprinkler systems. State Farm has helped lead the effort to include residential fire sprinkler systems in all new houses through national partnerships with groups such as the National Fire Protection Association, the National Fire Sprinkler Coalition, the Canadian Automatic Sprinkler Association, the Federal Emergency Management Agency (FEMA), the Department of Homeland Security, and Underwriters Laboratories.

Although some homebuilder groups argue against mandating residential sprinklers because they increase the costs of homebuilding, State Farm believes the benefits greatly outweigh the initial costs incurred. Specifically, residential fire sprinklers:

Save lives — Each year over 3000 people die in residential fires. Numerous studies have found that both the chance of death and the chance of major burn injury drops dramatically in homes equipped with residential fire sprinklers.

Protect firefighters — When fires are able to grow and hit a flashpoint, the safety risks to firefighters and the costs incurred while battling the blaze increase greatly. Nearly all national firefighter groups call for the use of sprinklers to help minimize these risks.

Protect property — It is estimated that 92% of residential fires could be controlled by one or two sprinklers. Without a sprinkler, more area is exposed to fire, more water is used in the control process, and water and fire damages increase greatly.

Reduce property damage costs — According to the Home Fire Sprinkler Coalition, the average loss in a home with sprinklers is $2,166 versus $45,019 in a home without sprinklers. State Farm offers policyholders a homeowners discount if their houses use sprinkler systems.