The Motorcycle Insurance You Deserve

State Farm® offers affordable motorcycle insurance for two- and three-wheeled motorcycles licensed for use on public roads. And, while some companies charge extra for certain motorcycle coverage, you get more coverage with us – standard. Talk to an agent, or call 833-354-3909 to get a motorcycle insurance quote today.

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What Does Motorcycle Insurance Cover?

From bodily injury and property damage to theft and emergency expenses, our motorcycle insurance offers more coverage options as a standard so you only need to add extra coverage if you need to. Here’s an idea of the kind of motorcycle coverage you can expect from us:

  • Bodily injury to someone else or damage to someone else's property for which you are legally responsible while riding your motorcycle
  • Bodily injury to yourself because of an accident with an uninsured motorist
  • Damage to your motorcycle caused by an accident
  • Theft, fire, vandalism, and other losses — even while your motorcycle is in storage for the winter
  • Custom motorcycle work, such as paint or upgraded components
  • Attached side cars
  • Emergency roadside expenses
  • Damage to protective gear
  • Trip interruption expenses

How Much Is Motorcycle Insurance?

Contact a State Farm agent to get an accurate motorcycle insurance quote and details on coverage options. Also, an agent can help you figure out which discounts are available to you.

Types of Motorcycles Insured

State Farm offers motorcycle insurance for multiple bike types, like:

  • Factory-built motorcycles
  • Motor scooters
  • Classic motorcycles
  • Minibikes
  • Custom motorcycles
  • Trail bikes

Motorcycle Loans From State Farm Bank®

If you’re in the market for something new, or new to you, we could help you finance your next motorcycle. State Farm Bank offers competitive rates and no application fees.

Simple Insights® by State Farm

Take advantage of what we've learned! Simple Insights offers great tips and advice to help you maintain and enjoy your sport, leisure, or powersport vehicle to the fullest.

Ride Double Safely

Ride Double Safely

Ride smarter, refresh yourself on motorcycle safety tips for riding double.

Insights From Veteran Rider

Insights From Veteran Rider

Motorcycle insurance wisdom dispensed from a longtime cyclist and State Farm agent.

Anti-lock Brakes

Anti-lock Brakes

Catch up on the benefits and drawbacks of anti-lock brakes on motorcycles.


This is only a general description of available motorcycle insurance coverage and is not a statement of contract. All coverages are subject to policy provisions and applicable endorsements. For further information and motorcycle insurance quotes, see your State Farm agent.

State Farm Bank, F.S.B., Bloomington, Illinois offers deposit and loan products. Other insurance, securities or investment products are offered by affiliate companies.

State Farm Bank ("Bank") is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type or credit or service offered by visiting® or by contacting the Bank at 877-SF4-BANK (877-734-2265). If you are deaf, hard of hearing, or do not use your voice to communicate, you may contact us via 711 or other relay services. To apply for a Bank product, you may also see your participating State Farm agent.

State Farm Mutual Automobile Insurance Company
Bloomington, IL

State Farm County Mutual Insurance Company of Texas
Richardson, TX