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Motorcycle insurance ratings

Find out how your motorcycle rates in our annual motorcycle insurance ratings and how it will affect your premium.

Buying a motorcycle? Plan ahead with our Motorcycle Rating Tool

Search Motorcycle Ratings

Remember that motorcycle safety ratings and other factors can affect your premiums. That’s why we’ve made it simple to find out how your bike ranks in insurance costs compared to others with our Motorcycle Ratings Tool.

Motorcycle Rating Groups represent engine size and the amount you can save on insurance compared to all motorcycles. Ratings are based on annual State Farm® data. Simply select your make, model and type to see ratings for:

  • Comprehensive Coverage Rating Group – The cost of comprehensive insurance.
  • Collision Coverage Rating Group – The cost of collision insurance.
  • Bodily Injury/Property Damage Liability Rating Group – The cost of liability insurance.

After you’ve selected a motorcycle, when the rating chart displays you may hover over a bar and the rating for that group will appear. An “A” means you’ll save the most, while an “E” means you’ll probably pay more for that premium.

A – Most savings
B – High savings
C – Moderate saving
D – Low savings
E – Least savings

Every year State Farm uses its extensive claims data to implement its motorcycle insurance ratings for specific makes and models. These motorcycle ratings are for most 2013-2020 makes and models. Select a make and model from the list above to see the comprehensive coverage rating, the collision coverage rating, and the bodily injury/property damage liability rating group. With this tool, you’ll be able to see how a specific make, model and type of motorcycle will affect costs.

These vehicle ratings do not apply in Massachusetts, North Carolina and Canada.

The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. State Farm makes no guarantees of results from use of this information.




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