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COVID-19 Response Update

Because we're staying home more and driving less, we are working to reduce auto rates in every state! Learn more about this and our Good Neighbor Relief Program Covid-19 response.

Please contact our office if you have any questions. Due to COVID-19, we've adjusted how we work, but you can always call us or click on Email Agent and complete the form to send our office an email.

We're here for you and want to help.

Insurance Agent Tim Collier

Tim Collier


Would you like to get a quote?

Office Details:

Street Address:

1315 SE 47th Street
Cape Coral, FL 33904-7604


Down Town Cape Coral

Office Hours (EST):

M-Thur 9AM-7PM






Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay insurance bills fast and manage them easily.

Auto Insurance

Buckle up with State Farm, and get auto insurance in Cape Coral, FL that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Tim Collier in Cape Coral, FL will help you get started after you complete a car insurance online quote. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!

Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Cape Coral, FL. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Tim Collier in Cape Coral, FL will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!

Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!

Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Cape Coral, FL. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Tim Collier in Cape Coral, FL about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.

Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Cape Coral, FL. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Tim Collier in Cape Coral, FL to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a small business insurance quote.

Life Insurance

State Farm® life insurance helps your life's moments live on. Whether it keeps paying the mortgage, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. Help secure the future of your family with a term life, whole life, or universal life policy. We have policy options to fit your needs and budget.

Tim Collier in Cape Coral, FL will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!

Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Cape Coral, FL. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Tim Collier in Cape Coral, FL to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your medicare supplement online insurance quote.

Start your hospital income online insurance quote.


You work hard for your money, managing it should be easy! Get banking in Cape Coral, FL with a State Farm Bank® checking or savings account. Put your cash to work in an interest checking account with minimal requirements, or save your dollars in a higher-yield Money Market savings account. You have options. Plus, online banking is so easy through our award-winning* State Farm® Mobile App or mobile web.

Talk with Tim Collier in Cape Coral, FL to get more information about State Farm Bank and online banking.

* 2019 Mobile Web Award winner: Best Insurance Mobile App and Best Bank Mobile App


Call or email an agent to learn more about online banking.


Let State Farm® support your financial future with an investment through annuities in Cape Coral, FL. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Tim Collier to get more information about annuities in Cape Coral, FL that support your financial goals.

Call or email an agent for investment information.

Pet Insurance

When your pets need medical attention, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We’re here to help. State Farm works with Trupanion – a leader in high-quality pet medical insurance – to make it easier for pet owners to care for their furry family members.

Want more information? Ask Tim Collier in Cape Coral, FL about a pet medical insurance quote.

Start your pet medical insurance quote. It’s fast and easy!

About Me:

  • State Farm Agent since 2007 in Cape Coral, FL
  • Second Generation State Farm Agent in Cape Coral, FL
  • University of Florida, B.S Agricultural Economics
  • Raised in Fort Myers, FL
  • Over 75 years Combined State Farm Team Experience
  • Your Ft. Myers area State Farm Agent
  • Focus on State Farm relocations to the Cape Coral area
  • Focus on Auto insurance, Home & Renters Insurance
  • Call our office for a FREE Car insurance Quote
  • Milliion Dollar Round Table Qualifier
  • State Farm President's Club Qualifier
  • State Farm Chairman's Circle Qualifier
  • State Farm Ambassador Travel Qualifier
  • Offering Commercial/Business Insurance in Cape Coral
  • Accredited Member Better Business Bureau (BBB)
  • Horizon Council Foundation Member

Our Mission:

We focus on Auto Insurance, Home Insurance and Life Insurance throughout the Cape Coral, FL area including Ft Myers & Bonita Springs, FL. In a world that is ever-changing and busy, it is our aim to ease the stress that can come with Insurance by putting a premium on personalized service. We believe people prefer to have someone they know to help guide them through both good and bad times. It is this belief that stands behind everything we do.

Our Team:

Team Member Profile Photo Greg Gafford
Greg Gafford
Team Leader
I grew up in Cape Coral and graduated from Cape Coral High School. I joined the Tim Collier Agency in 2009. I am licensed in Auto, Business,Fire, Life and Health. I strive to help our State Farm customers manage everyday risks and maximize their financial future. In my spare time I enjoy going to the gym, spending time with my family, and I am a huge football fan.
Team Member Profile Photo Macy Flett
Macy Flett
Multiple Line Representative
I was born and raised in Columbus, Ohio and I attended Temple University and Chestnut Hill College in Philadelphia, Pennsylvania. I have lived in South Florida for over 20 years and now reside in Bokeelia. I have been a licensed team member with the Tim Collier State Farm office since 2015. I can assist you with your auto, homeowners and life insurance needs.
Team Member Profile Photo Kayla Nunley
Kayla Nunley
Multiple Line Representative
I was born and raised here in sunny Florida. I have lived here in Cape Coral for twenty four years and I have been a licensed team member with Tim Collier Agency since 2016. Making sure that the needs of our policyholders are met and that they are properly protected is of utmost importance to me.
Team Member Profile Photo Joseph Morales
Joseph Morales
Multiple Line Representative
I have been a resident of Southwest Florida for 23 years. I enjoy assisting all of our State Farm customers with their auto, home and life insurance needs. I have been a licensed team member with Tim Collier Agency since 2018. Prior to that I played college baseball in Louisiana for four years at Nicholls State University. In my free time I enjoy coaching baseball and spending time with family.
Team Member Profile Photo Jolene Deletrain
Jolene Deletrain
Agent's Executive Assistant
I was born and raised in Massachusetts. I moved to Cape Coral, FL in 2001 to get away from the cold! I have a degree in Digital Design. I was a Member Advocate for Suncoast CU for 6 years before joining Tim Colliers team. Come see us for all of your auto, home, health and life needs!
Team Member Profile Photo Scott Warren
Scott Warren
I grew up in North Fort Myers and graduated from North Fort Myers High School, after high school I joined the US Army and was active duty before getting medically retired after 14 years of service. I joined the Tim Collier team in February 2020. I am licensed for personal lines. I look forward to making that connection with our State Farm customers and helping you with your needs.
Team Member Profile Photo Josh Kendall
Josh Kendall
Customer Service Representative
I grew up in Lehigh Acres and graduated from Lehigh Senior High. I received a division one football scholarship from Florida Atlantic University. I now live in Cape Coral. I joined this year, and I am licensed in Auto, Business, Fire, and Health. I do everything in my power to help out our State Farm customers manage their everyday risk, maximize their options, and help them realize their goals and dreams. I like to work out and stream video games in my spare time.
Team Member Profile Photo Brandi Matkovich
Brandi Matkovich
I was born and raised in Staten Island, NY and I attended John Jay College in New York. I am new to Florida, but I look forward to serving the people of Cape Coral, Fort Myers and other surrounding areas in Lee County. I am a licensed team member with Tim Collier, and I look forward to providing superior customer service and making the process of auto, life and home insurance as smooth as possible.
Team Member Profile Photo Sean Lucas
Sean Lucas
Team Member Profile Photo Melissa Rimmer
Melissa Rimmer
Staff Assistant

Agent's Credentials and Licenses:


We're Hiring

It could be the beginning of an exciting career.
This opportunity is about potential employment with an independent contractor agent who solicits application for State Farm products and services, and does NOT result in employment with any of the State Farm Companies. The employment selection decision, terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.


State Farm Bank , F.S.B., Bloomington, Illinois, is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting or by contacting the Bank at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

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Federal Deposit Insurance Corporation Logo
Equal Housing Lender Logo

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Pet insurance products are underwritten in the United States by American Pet Insurance Company, 6100-4th Ave S, Seattle, WA 98108 Please visit For additional information and disclosures concerning Pet insurance please see Pet Insurance From State Farm® and Trupanion®.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.