Skip to Main Content

Start Of Main Content

Car Rental and Travel Expenses Coverage

If your car is in the repair shop because of damage that's covered by your comprehensive or collision insurance, car rental reimbursement will help pay the cost to rent a car you can use to get to work, to school, or for other day-to-day activities. If you rent from a company in our network, we'll pay them directly. If not, you'll need to pay the rental fees to start with, but we'll reimburse you.

Travel expenses coverage pays for meals, lodging and transportation if your vehicle is disabled in an incident covered by your comprehensive or collision insurance more than 50 miles from your home.

Get an Auto Quote

How Car Rental and Travel Expenses Coverage Works

  • Car Rental Expense – pays up to the amount you specify in your policy, when you or a relative who lives with you rents a car while your car isn't drivable because of damage that would be payable under your comprehensive or collision coverage. There’s a daily and per claim limit to the coverage. If you have a $16 each day/$400 each occurrence limit, State Farm® will pay up to $16 each day and up to $400 for each occurrence for your rental vehicle.
  • Travel Expenses – pays for meals, lodging, and transportation home or to your destination – up to $500 per loss – if your car isn't drivable because of damage done more than 50 miles from home that's covered by your comprehensive or collision insurance. A return trip to pick up your car is also covered.
  • Rental Car – Repayment of Deductible Expense – pays up to $500 for the deductible if you have an accident in a rental car.
  • Coverage is optional so you should make sure to ask for this coverage before you need it.
  • After a qualifying event, you can choose to be reimbursed for rental car expenses that you incur or have State Farm schedule and pay for the rental car.

What Car Rental and Travel Expenses Coverage Doesn't Cover

  • If your vehicle is disabled in an incident that isn't covered by either your comprehensive or collision insurance.
  • Rental car and travel expenses that go above your policy's limits.
  • Gas, mileage, additional coverage or security deposits incurred while renting a car.

Should you get Car Rental and Travel Expenses Coverage?

Consider how you'd get to work, school, or the store if your car is out of commission. If you depend on having a vehicle, can you afford to pay for a rental if it's in the shop for a few days or weeks after an accident?

If you've got Comprehensive or Collision Coverage, then your vehicle is probably worth repairing if it's in an accident. Adding car rental and travel expense coverage probably makes sense for you since it'll help you stay mobile if you won't have your own car for a few days.

Simple Insights® by State Farm

Take advantage of what we've learned through the years in Simple Insights®. Here, you can discover advice on insurance, maintenance and repair, buying and selling, safety, and more.

Renting a Car is About More Than Just Price

Renting a Car is About More Than Just Price

Price is important - but it's not the only factor. Knowing your needs saves time and money.

Ever Lend Your Car to a Friend? Read This First

Ever Lend Your Car to a Friend? Read This First

Discover what happens if someone else drives your car and gets into an accident.

Car insurance deductibles and coverages: choosing well

Car insurance deductibles and coverages: choosing well

High versus low deductibles and a breakdown on the types of auto insurance coverage.

Like a good neighbor, State Farm is there.®

State Farm has plenty of auto insurance options. You can get an auto insurance quote online, or speak with an agent who'll be happy to help you select insurance products and coverage amounts that are right for you.

Contact a State Farm Agent

Disclosures and Disclaimers

Please remember that the preceding descriptions contain only a general description of available coverages and are not a statement of contract. All coverages are subject to all policy provisions and applicable endorsements. Coverage options may vary by state. To learn more about auto insurance coverage in your state, contact your State Farm agent .

State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
Bloomington, IL

State Farm County Mutual Insurance Company of Texas
Richardson, TX