Car Rental and Travel Expenses Coverage

• Car Rental Expense – pays up to the amount you specify in your policy, when you or a relative who lives with you rents a car while your car isn't drivable because of damage that would be payable under your comprehensive or collision coverage. There’s a daily and per claim limit to the coverage. If you have a $16 each day/$400 each occurrence limit, State Farm^® will pay up to $16 each day and up to $400 for each occurrence for your rental vehicle.
• Travel Expenses – pays for meals, lodging, and transportation home or to your destination – up to $500 per loss – if your car isn't drivable because of damage done more than 50 miles from home that's covered by your comprehensive or collision insurance. A return trip to pick up your car is also covered.
• Rental Car – Repayment of Deductible Expense – pays up to $500 for the deductible if you have an accident in a rental car.
• Coverage is optional so you should make sure to ask for this coverage before you need it.
• After a qualifying event, you can choose to be reimbursed for rental car expenses that you incur or have State Farm schedule and pay for the rental car.

• If your vehicle is disabled in an incident that isn't covered by either your comprehensive or collision insurance.
• Rental car and travel expenses that go above your policy's limits.
• Gas, mileage, additional coverage or security deposits incurred while renting a car.

Consider how you'd get to work, school, or the store if your car is out of commission. If you depend on having a vehicle, can you afford to pay for a rental if it's in the shop for a few days or weeks after an accident?

If you've got Comprehensive or Collision Coverage, then your vehicle is probably worth repairing if it's in an accident. Adding car rental and travel expense coverage probably makes sense for you since it'll help you stay mobile if you won't have your own car for a few days.