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What is roadside assistance insurance?

To help lessen the hassle of a break down, State Farm® offers emergency road service coverage. For a covered event, we'll help pay for the common reasonable expenses, such as towing, to help with a vehicle breakdown.

Need emergency road service now?

With emergency roadside coverage from State Farm, we’ll send someone who’ll help you get back on the road.

Call 877-627-5757

What does roadside assistance cover?

If you have emergency road service coverage, and your vehicle breaks down or becomes disabled, we'll help pay for reasonable, emergency services.

  • Mechanical labor at the breakdown site (up to one hour).
  • Towing to the nearest repair location if the covered vehicle is not drivable.
  • Towing if the covered vehicle is stuck on or immediately next to a public road.
  • Delivery of gas, oil, battery, or change of tire (but not the cost of these or similar items) necessary to return a covered vehicle back to driving condition.
  • Locksmith labor to unlock a covered vehicle if its key is lost, stolen, or locked inside the vehicle (up to one hour).

What isn’t covered by emergency road service coverage?

Some limitations to roadside assistance coverage are:

  • Towing costs beyond what it would cost to tow your vehicle to the nearest repair facility
  • Labor costs beyond the first hour

Please speak with an agent or check your policy for additional coverage limitations.

Coverage in action

Let’s say your vehicle breaks down and you can’t drive it. Emergency roadside assistance coverage will get you towed to the nearest repair location.

Frequently asked questions about emergency road service

You might need help getting your vehicle back on the road. If you have questions about emergency road service, speak with a State Farm agent. They'll ask you a few questions to understand your specific circumstances and recommend insurance options that can help keep you protected at a competitive price.

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

Get a local agent who gets you

There’s a State Farm agent ready to offer personalized service to fit your specific needs.

Related insurance coverages

Simple Insights®

Looking for help protecting your vehicle? You’ve come to the right place. Articles from Simple Insights draw on 100 years of State Farm knowledge.

Please remember that the preceding descriptions contain only a general description of available coverages and are not a statement of contract. All coverages are subject to all policy provisions and applicable endorsements. Coverage options may vary by state. To learn more about auto insurance coverage in your state, contact your contact your State Farm agent.

State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
Bloomington, IL

State Farm County Mutual Insurance Company of Texas
Richardson, TX