Gloria LeGrand, LUTCFwww.becausegloriacares.com

Motor vehicle crashes are the leading cause of death for children from 2 to 14 years of age, according to the National Highway Traffic Safety Administration (NHTSA).

Move cars inside a garage and keep your car and house keys with you. Have your emergency kit ready and keep your radio or TV tuned into the weather reports.

Some insurers increase premiums for cars that have higher rates of damage or occupant injury. And cars that do better in safety tests? They're more likely to get you lower rates.

According to FBI statistics, a house, apartment or condominium is burglarized once every 15 seconds.

Everyone could likely use life insurance at some point, but did you know that one in two Americans will need prolonged medical and personal assistance at some point in their lives as well? That's a fifty percent chance! With those odds, plus the very high costs of long-term care, the best time to think about helping protect your loved ones and your future is now.