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COVID-19 Response Update

Because we're staying home more and driving less, we are working to reduce auto rates in every state! Learn more about this and our Good Neighbor Relief Program Covid-19 response.

Please contact our office if you have any questions. Due to COVID-19, we've adjusted how we work, but you can always call us or click on Email Agent and complete the form to send our office an email.

We're here for you and want to help.

Insurance Agent Kelly Lux

Kelly Lux

Kelly E Lux Insurance Agcy Inc

Would you like to get a quote?

Office Details:

Street Address:

564 Park Street
Alameda, CA 94501-6233


Corner of Park & Otis (Across from the Alameda South Shore Center- Walgreens)

Office Hours (PST):

Monday - Friday 9:00 - 5:30
Saturday 10-4PM
24 Hour Customer Service


Toll Free:







Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay insurance bills fast and manage them easily.

Auto Insurance

Buckle up with State Farm, and get auto insurance in Alameda, CA that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Kelly Lux in Alameda, CA will help you get started after you complete a car insurance online quote. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!

Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Alameda, CA. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Kelly Lux in Alameda, CA will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!

Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!

Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Alameda, CA. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Kelly Lux in Alameda, CA about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.

Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Alameda, CA. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Kelly Lux in Alameda, CA to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a small business insurance quote.

Life Insurance

State Farm® life insurance helps your life's moments live on. Whether it keeps paying the mortgage, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. Help secure the future of your family with a term life, whole life, or universal life policy. We have policy options to fit your needs and budget.

Kelly Lux in Alameda, CA will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!

Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Alameda, CA. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Kelly Lux in Alameda, CA to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your medicare supplement online insurance quote.

Start your hospital income online insurance quote.


You work hard for your money, managing it should be easy! Get banking in Alameda, CA with a State Farm Bank® checking or savings account. Put your cash to work in an interest checking account with minimal requirements, or save your dollars in a higher-yield Money Market savings account. You have options. Plus, online banking is so easy through our award-winning* State Farm® Mobile App or mobile web.

Talk with Kelly Lux in Alameda, CA to get more information about State Farm Bank and online banking.

* 2019 Mobile Web Award winner: Best Insurance Mobile App and Best Bank Mobile App


Call or email an agent to learn more about online banking.


Let State Farm® support your financial future with an investment through annuities in Alameda, CA. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Kelly Lux to get more information about annuities in Alameda, CA that support your financial goals.

Call or email an agent for investment information.

Mutual Funds

Invest in your future and help meet your goals with State Farm® Investment Planning Services. You’re offered a variety of account types and multiple investment products. Feel free to check the investment firm or professional’s background at FINRA's Broker Check®.

Talk with Kelly Lux to get more information about mutual funds in Alameda, CA and financial opportunities.

Call or email an agent for investment information.

About Me:

  • State Farm Agent in Alameda since 1994
  • Save on Insurance in Alameda
  • Good Neighbor Customer Service 24/7
  • State Farm Ambassador for Life Qualifier
  • Save Money on Car Insurance
  • Alameda Auto Insurance Available
  • BayEast Association of Realtors
  • Call for Home Insurance in Alameda
  • Free Quotes on Auto Insurance
  • Alameda Life Insurance Available
  • Free Quotes on Home Insurance and Renters Insurance
  • Quotes on Renters Insurance in Alameda
  • Quotes on Car Insurance in Alameda
  • Quotes on Car Insurance in Alameda
  • State Farm Insurance Relocations to Bay Area
  • State Farm Crystal Excellence Legion of Honor Qualifier
About Me Photo

Our Mission:

The Kelly Lux State Farm office opened in 1994 to serve customers in Alameda, Oakland and more with their insurance and financial service needs. We are here to help with auto insurance, commercial auto insurance, home insurance, renters insurance, life insurance, and more. Contact us today to see how we can help you and your family.
Our Mission Photo

Our Team:

Team Member Profile Photo Tiffany Palmer
Tiffany Palmer
Multiple Line Representative
Lic#: 0H07049
Tiffany has extensive Insurance experience and has been with State Farm Insurance Agent Kelly Lux for 11 years. She is fluent in Insurance. She enjoys helping others and has a knack for explaining Insurance and helping recognize and fill Insurance needs. She stays involved throughout our community through various organizations.
Team Member Profile Photo Kerry Wochinski
Kerry Wochinski
Multiple Line Representative
Lic#: 0A94854
Kerry began her insurance career in 1989, working in regional operations and recently joined our agency to work directly in the community she has called home for over 20 years. Her primary focus is providing customers with periodic, comprehensive reviews of their protection plans, identifying gaps and overlaps, and making sure we do our part to help things go right. On any given Sunday, you will find her devoting time to local beach clean ups and creative pursuits in her kitchen and studio.
Team Member Profile Photo Marcia Mcgallian
Marcia Mcgallian
Business Insurance Representative
Lic#: 0G80760
Marcia is an active member in the Community. She focuses on Commercial & Homeowners Association Insurance. She has the ability to help the small business owners with all the coverage that is needed to achieve their goals.
Team Member Profile Photo Wana Kohgadai
Wana Kohgadai
Customer Service Representative
Lic#: 0L69549
Wana has been with Team Kelly Lux for four years. Customer Care is her passion. On the phone or in person, she enjoys helping others. She loves being part of the team. She grew up in Alameda and speaks fluent Farsi. She enjoys travel, martial arts and spending time with her family.
Team Member Profile Photo Sherrilynne Rohde
Sherrilynne Rohde
Lic#: 0B10029
Team Member Profile Photo Kelcey Edwards
Kelcey Edwards
Office Representative
Lic#: 0L70814
Kelcey has a strong background in retail management. She has outstanding customer service skills and is now focused on insurance service. Kelcey is working on her degree. She enjoys reading, cooking and outdoor activities. Kelcey especially loves spending time with her husband and their son.
Team Member Profile Photo Laura Seagren
Laura Seagren
Office Manager
Lic#: 0H36233
Laura brings over 8 years of experience. Laura is here to help with any questions you may have. She is a graduate of San Diego State University. Laura lives local in the community. She is active in her Sorority. Her son keeps her busy in her free time. We are proud to have her managing Team Kelly Lux!
Team Member Profile Photo Tiffany Tipton
Tiffany Tipton
Multiple Line Representative
Lic#: 0E44383
Team Member Profile Photo Bridge Hebert
Bridge Hebert
Customer Service Representative
Lic#: 0I89826
Bridge has been with Team Kelly Lux for 4 1/2 years. She continues to assist existing and potential State Farm customers with the professionalism, courtesy and understanding they deserve while providing remarkable service on a daily basis.
Team Member Profile Photo Stephen Hsu
Stephen Hsu
Multiple Line Representative
Lic#: 4018119
Stephen is the newest member of Team Kelly Lux. He brings a background in fintech and community development, and is excited to assist you with your Home, Auto, and Life insurance needs. Stephen enjoys spending time exploring new adventures around the Bay Area with his wife and three children.
Team Member Profile Photo Carolyn Owen
Carolyn Owen
Lic#: 0801629
Team Member Profile Photo Jimmy Sekhon
Jimmy Sekhon
Lic#: 4049896
Jimmy ensures that every State Farm customer is provided an insurance experience specific to their individual needs. Jimmy is an advocate for approximate insurance coverage and for customer satisfaction. Jimmy moved to the bay area after spending four years attending UCLA and living in Southern California, so when Jimmy is not at work, he can be found at local golf courses and discovering all the bay has to offer.
Team Member Profile Photo Barb Pavelka-Hom
Barb Pavelka-Hom
Lic#: 0G56950

Agent's Credentials and Licenses:


We're Hiring

It could be the beginning of an exciting career.
This opportunity is about potential employment with an independent contractor agent who solicits application for State Farm products and services, and does NOT result in employment with any of the State Farm Companies. The employment selection decision, terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.


Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on Read it carefully. AP2020/03/0336

Securities distributed by State Farm VP Management Corp.

Securities Supervisor address: 2000 Powell St Ste 530 , Emeryville, CA 94608-1886 Phone: 510-596-1455

State Farm Bank , F.S.B., Bloomington, Illinois, is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting or by contacting the Bank at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

State Farm Bank Logo
Federal Deposit Insurance Corporation Logo
Equal Housing Lender Logo

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.