Insurance Agent John Fulmer
STATE FARM® INSURANCE AGENT, COLDWATER, MI

John Fulmer

CPCU®

Would you like to get a quote?

Office Details:

Street Address:

55 W Chicago Street
Coldwater, MI 49036-1616

Landmark:

Located in Downtown Coldwater across from Tibbits Opera House.

Office Hours (EST):

Mon - Fri 9:00am to 5:00pm
Saturday & Evenings By Appt

Phone:

Fax:

517-279-8139

Languages:

English

Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay insurance bills fast and manage them easily.


Let us help you create a Personal Price Plan™

Everyone loves saving money. Customize a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, John Fulmer can help you create a solution that’s right for you.

Prices are based on rating plans that may vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.
*Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.



Auto Insurance

Buckle up with State Farm, and get auto insurance in Coldwater, MI that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

John Fulmer in Coldwater, MI will help you get started after you complete a car insurance online quote. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!



Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Coldwater, MI. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

John Fulmer in Coldwater, MI will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!



Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!



Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Coldwater, MI. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask John Fulmer in Coldwater, MI about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.



Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Coldwater, MI. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with John Fulmer in Coldwater, MI to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a small business insurance quote.



Life Insurance

State Farm® life insurance helps your life's moments live on. Whether it keeps paying the mortgage, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. Help secure the future of your family with a term life, whole life, or universal life policy. We have policy options to fit your needs and budget.

John Fulmer in Coldwater, MI will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!



Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Coldwater, MI. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with John Fulmer in Coldwater, MI to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your medicare supplement online insurance quote.

Start your hospital income online insurance quote.



Banking

Banking, your way. When, where, and how you want. When you're looking for help to achieve your financial goals, we want to be your first and best choice in Coldwater, MI. Thanks to an alliance between U.S. Bank® and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs, Retirement CDs and Credit Cards online or through your local State Farm agent.

Talk with John Fulmer in Coldwater, MI to get more information about available U.S. Bank banking products.

Call or email an agent for product information.



Home Loans

A simple, seamless home loan experience. State Farm® and Rocket Mortgage® have teamed up to help with all of your home loan needs - everything from buying a home to refinancing your current mortgage. Loan options include traditional mortgages, as well as Jumbo, VA and FHA.

Talk with John Fulmer in Coldwater, MI to get more information about available home loan products from Rocket Mortgage.

Call or email an agent for product information.



Annuities

Let State Farm® support your financial future with an investment through annuities in Coldwater, MI. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with John Fulmer to get more information about annuities in Coldwater, MI that support your financial goals.

Call or email an agent for investment information.



Mutual Funds

Invest in your future and help meet your goals with State Farm® Investment Planning Services. You’re offered a variety of account types and multiple investment products. Feel free to check the investment firm or professional’s background at FINRA's Broker Check®. State Farm VP Management Corp. Customer Relationship Summary

Talk with John Fulmer to get more information about mutual funds in Coldwater, MI and financial opportunities.

Call or email an agent for investment information.



Pet Insurance

When your pets need medical attention, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We’re here to help. State Farm works with Trupanion® – a leader in high-quality pet medical insurance – to make it easier for pet owners to care for their furry family members.

Want more information? Ask John Fulmer in Coldwater, MI about a pet medical insurance quote.

Start your pet medical insurance quote. It’s fast and easy!

About Me:

  • State Farm Agent in Coldwater, MI
  • Professional Designations: CPCU
  • 24 Years with State Farm
  • Out of State Transfers to Coldwater and Quincy, MI
  • Licensed to provide insurance in Michigan and Indiana
  • Auto Insurance - Coldwater, MI, Quincy, MI
  • Life Insurance - Coldwater, MI, Quincy, MI
  • Renters Insurance - Coldwater, MI, Quincy, MI
  • Car Insurance - Coldwater, MI, Quincy, MI
  • Homeowners Insurance - Coldwater, MI, Quincy, MI
  • Business/Commercial Insurance - Coldwater, MI
  • Olivet College - B.A. in Business Management
  • Father of four wonderful kids
  • Junior Achievement Instructor for over 15 years
  • Chartered Property Casualty Underwriter, CPCU
  • 11 years serving Branch County area as State Farm Agent

Our Mission:

My mission is to help you plan for the Just in Case and What Could Be by providing short and long-term goals to satisfy your insurance and financial services needs. We are committed to providing new and creative customer experiences to those within our community.
Our Mission Photo

Our Team:

Team Member Profile Photo Danielle Dolce
Danielle Dolce
Insurance Account Representative
Danielle is a native of Coldwater, MI. She is licensed in Auto, Home, Life, and Health insurance. Danielle has had the responsibility and pleasure for the last eight years to review and maintain our State Farm customers' portfolios of insurance to make sure you have all of the proper coverages in place to help insure you and your family before a catastrophic event occurs. Danielle enjoys spending time with her husband and their two boys. They enjoy traveling and camping together.
Team Member Profile Photo Holly Diamond
Holly Diamond
Insurance Account Representative
Holly is a native of Coldwater, MI and community means a lot to her. She has been with John Fulmer State Farm for seven years and currently licensed in Auto, Home, Life, and Health insurance. She believes in building positive relationships with our State Farm customers. Holly actively volunteers at her children's schools whenever possible, as well as their multiple sporting events. She has two sons and a daughter and resides locally in Coldwater with her husband.
Team Member Profile Photo Erin Barry
Erin Barry
Customer Service Representative
Erin is a native to Coldwater. She enjoys watching sporting events, listening to her vinyl record collection, and movie night at home with her husband and two children. Prior to insurance, Erin worked in the compliance and medical industries. As a customer service rep, she works hard to get to know our customers and go above and beyond for them. Erin believes in providing amazing customer service and loves making people smile.
Team Member Profile Photo Larrisa LaVergne
Larrisa LaVergne
Insurance Account Representative
Larrisa is a Branch Co native growing up a stone throw away from Coldwater in Union City. She has spent many years in the Coldwater community where her kids are active in sports and school events. As a new business rep, she enjoys working with the community and becoming part of people's lives by helping them. When she is not working, Larrisa enjoys being on the lake and traveling to new places with her husband and children.
Team Member Profile Photo Shannon Nutt
Shannon Nutt
Customer Service Representative
Shannon is a native of Bronson, MI and currently resides in Coldwater with her husband and two boys. She enjoys spending quality time with her family. As a customer service representative, Shannon is always excited to take care of those within our community.

Agent's Credentials and Licenses:

MI-8210765
OH-1342147
IN-834935

Disclosures

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on statefarm.com. Read it carefully. AP2022/03/0343

Securities distributed by State Farm VP Management Corp. State Farm VP Management Corp. Customer Relationship Summary

Securities Supervisor address:1428 44th St Sw Ste C , Wyoming, MI 49509-4312 Phone: 269-553-2794

Deposit products offered by U.S. Bank National Association. Member FDIC.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Pet insurance products are underwritten in the United States by American Pet Insurance Company, 6100-4th Ave S, Seattle, WA 98108. Please visit AmericanPetInsurance.com. For additional information and disclosures concerning Pet insurance please see Pet Insurance From State Farm® and Trupanion®. State Farm Mutual Automobile Insurance Company, its subsidiaries and affiliates, neither offer nor are financially responsible for pet insurance products.  State Farm is a separate entity and is not affiliated with Trupanion or American Pet Insurance.

Rocket Mortgage, LLC; NMLS #3030; www.NMLSConsumerAccess.org. Equal Housing Lender. Licensed in 50 states. AL License No. MC 20979, Control No. 100152352. AR, TX: 1050 Woodward Ave., Detroit, MI 48226-1906, (888) 474-0404; AZ: 1 N. Central Ave., Ste. 2000, Phoenix, AZ 85004, Mortgage Banker License #BK-0902939; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate; GA: Residential Mortgage Licensee #11704; IL: Residential Mortgage Licensee #4127 – Dept. of Financial and Professional Regulation; KS: Licensed Mortgage Company MC.0025309; MA: Mortgage Lender License #ML 3030; ME: Supervised Lender License; MN: Not an offer for a rate lock agreement; MS: Licensed by the MS Dept. of Banking and Consumer Finance; NH: Licensed by the NH Banking Dept., #6743MB; NV: License #626; NJ: New Jersey – Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226, (888) 474-0404, Licensed by the N.J. Department of Banking and Insurance.; NY: Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226 Licensed Mortgage Banker-NYS Department of Financial Services; OH: MB 850076; OR: License #ML-1387; PA: Licensed by the Dept. of Banking –​ License #21430; RI: Licensed Lender; WA: Consumer Loan Company License CL-3030. ​Conditions may apply.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.