Insurance Agent Terry Richter
STATE FARM® INSURANCE AGENT, BISMARCK, ND

Terry Richter

CLU®

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Office Details:

Street Address:

46.806384
-100.763029
201 N 19th Street
Bismarck, ND 58501-4747

Landmark:

10 blocks east of St. Alexius Hospital

Languages:

English

Office Hours (CST):

Mon-Fri 8:30am to 5:00PM
Evenings & Saturday by Appt

Phone:

Toll Free:

800-805-8757

Fax:

701-223-7440

Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay insurance bills fast and manage them easily.

About Me:

  • State Farm Agent since 1994
  • Focusing on Relocation
  • University of Mary Bismarck - MA, Management
  • Mary College BS, Business Administration
  • President's Club Trophy Winner
  • Life Time President's Club Member
  • Life Century Club
  • National Association of Insurance & Financial Advisors
  • Second Generation State Farm Agent
  • Chairman's Circle
  • Adjunct professor University of Mary
Your #1 choice for life insurance. For J.D. Power 2023 award information, visit jdpower.com/awards


Let us help you create a Personal Price Plan®

Everyone loves saving money. Customize a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, Terry Richter can help you create a solution that’s right for you.

Prices are based on rating plans that may vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.
*Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.



Auto Insurance

Buckle up with State Farm, and get auto insurance in Bismarck, ND that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Terry Richter in Bismarck, ND will help you get your Personal Price Plan for auto insurance. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!



Recreational Vehicles

Do you enjoy the great outdoors with a motorcycle, motorhome, camping trailer, boat or off-road vehicle?  The world of recreational vehicles is almost as diverse as the list of recreational activities you might enjoy with them!  Recreational vehicles are built for adventure, but before you head out to hit the open road, water or trails make sure your toys have quality coverage with options designed with recreational vehicles specifically in mind.  Protect your most valued items wherever you roam.

Want more information? Ask Terry Richter in Bismarck, ND about a recreational vehicle insurance quote.

Call or email an agent for a recreational vehicle quote.



Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Bismarck, ND. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Terry Richter in Bismarck, ND will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!



Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!



Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Bismarck, ND. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Terry Richter in Bismarck, ND about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.



Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Bismarck, ND. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Terry Richter in Bismarck, ND to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your small business insurance quote today!



Life Insurance

Whether the death benefit helps your beneficiary pay housing costs, maintain a current standard of living, or helps pay for your children’s education, State Farm® life insurance helps your life's moments live on. Help secure the future of your family with a term, whole, or universal life policy. You have choices, and we have policies to fit nearly every need and budget.

By-the-way. If you thought you that you could not qualify for life insurance, Guaranteed Issue Final Expense is now available. The death benefit can help with final expenses, including funeral, burial costs, medical bills, cremation, or other debt.

Life Enhanced®

Build a stronger well-being.
Get guidance and motivation to strengthen key areas of your overall wellness.
Take a closer look

Terry Richter in Bismarck, ND will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!



Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Bismarck, ND. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Terry Richter in Bismarck, ND to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your hospital income online insurance quote.



Banking

Banking, your way. When, where, and how you want. When you're looking for help to achieve your financial goals, we want to be your first and best choice in Bismarck, ND. Thanks to an alliance between U.S. Bank® and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs, Retirement CDs and Credit Cards online or through your local State Farm agent.

Talk with Terry Richter in Bismarck, ND to get more information about available U.S. Bank banking products.

Call or email an agent for product information.



Annuities

Let State Farm® support your financial future with an investment through annuities in Bismarck, ND. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Terry Richter to get more information about annuities in Bismarck, ND that support your financial goals.

Call or email an agent for investment information.



Mutual Funds

Invest in your future and help meet your goals with State Farm® Investment Planning Services. You’re offered a variety of account types and multiple investment products. Feel free to check the investment firm or professional’s background at FINRA's Broker Check®. State Farm VP Management Corp. Customer Relationship Summary

Talk with Terry Richter to get more information about mutual funds in Bismarck, ND and financial opportunities.

Call or email an agent for investment information.



Pet Insurance

StateFarm Trupanion

When your pets need medical attention, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We’re here to help. State Farm works with Trupanion® – a leader in high-quality pet medical insurance – to make it easier for pet owners to care for their furry family members.

Want more information? Ask Terry Richter in Bismarck, ND about a pet medical insurance quote.

Start your pet medical insurance quote. It’s fast and easy!

About Me:

  • State Farm Agent since 1994
  • Focusing on Relocation
  • University of Mary Bismarck - MA, Management
  • Mary College BS, Business Administration
  • President's Club Trophy Winner
  • Life Time President's Club Member
  • Life Century Club
  • National Association of Insurance & Financial Advisors
  • Second Generation State Farm Agent
  • Chairman's Circle
  • Adjunct professor University of Mary

Our Mission:

Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

Our Team:

Team Member Profile Photo Dre Finlayson
Dre Finlayson
Team Member Profile Photo Chris Miller
Chris Miller
Office Manager
Hi, I am Chris, I am the General Manager here at the Terry Richter Insurance Office. I am a Native to Colorado but have been proud to call North Dakota home since 2015. I attended Colorado State University and have over 10 years in management experience. My goal is to ensure our office is your first choice for all of your Insurance needs. We do this by establishing a personal relationship with you and helping you understand the risks you face everyday.
Team Member Profile Photo Mathew Gawarecki
Mathew Gawarecki
Customer Service Manager
Hi, my name is Mathew and I have been with the Terry Richter Agency since January of 2016. I am from Minnesota but ended up in North Dakota for school and graduated from the University of Mary. I am here to help with any questions or needs you may have. Go Twins and Vikings!
Team Member Profile Photo Bree Fode
Bree Fode
Office Representative
Hi, my name is Bree and I have been part of the Terry Richter Agency family since February of 2016. I was born and raised here in the Bismarck/Mandan area so am proud to be back here and serving this growing community. I have over 25 years of experience in management and customer service/support working for a software company in Redmond, WA. I am here to help with all of your Auto Insurance, Home Insurance, Renters Insurance, Flood Insurance, Commercial Insurance and Financial Service needs.
Team Member Profile Photo Saundra Sibla
Saundra Sibla
Receptionist
Employed with Terry M Richter Agency since 1995. Proud Grandma 10 times. Minnesota Viking fan.
Team Member Profile Photo Aaron Nelson
Aaron Nelson
Office Associate
Hi, my name is Aaron. I have lived in the Bismarck/Mandan community for a number of years and am proud to be with the Terry Richter State Farm family. Providing quality service to our neighbors is important when there is risk in our everyday lives. I look forward to working with you!
Team Member Profile Photo Clem Gerhardt
Clem Gerhardt
Account Manager
I'm committed to providing the personal guidance and support you need in pursuing your financial goals. Talking with someone you know and developing a relationship with that person can make exploring these less daunting.
Team Member Profile Photo Katrina Richter
Katrina Richter
Office Representative
Hi, my name is Katrina. I have been with our team for over 17 years and have enjoyed working with families like you. My primary role in our office is marketing, organizing the events, ie - Motorcycle Fun Run, Night at the Symphony and the Family Fun Night at Sertoma Park. I also assist with your questions involving your household information, billing questions and appointments. I look forward to visiting with you soon.
Team Member Profile Photo Amanda Berggren
Amanda Berggren
Office Representative
Hi, my name is Amanda. I have had the privilege of working with the Terry Richter's State Farm family since moving back to my hometown of Bismarck. I have a young family and know the importance of being well covered in all areas when the unexpected happens. It is my passion to help others feel the same. I would love to assist in answering questions or learn about your family, in order to assist with providing quality coverage.
Team Member Profile Photo Jacqueline Barbour
Jacqueline Barbour
Team Member Profile Photo Rosella Gomez
Rosella Gomez

Agent's Credentials and Licenses:

ND-658914
KY-DOI-1276480
WA-1133995
OH-1554357
MT-3000867969
MD-3002875910
MO-3002911701
TX-3007956
IN-3901204
NV-3985152
SD-40077269
MN-40145141
WY-488792
CO-633072
AZ-658914
IA-658914
ID-658914
NE-658914
OR-658914
SC-658914
UT-893182

Disclosures

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on statefarm.com. Read it carefully. AP2023/02/0243

Securities distributed by State Farm VP Management Corp. State Farm VP Management Corp. Customer Relationship Summary

Securities Supervisor address:1018 Burlington Ave Ste 203 , Missoula, MT 59801-5666 Phone: 406-531-6606

Deposit products offered by U.S. Bank National Association. Member FDIC.

The creditor and issuer of this credit card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Pet insurance products are underwritten in the United States by American Pet Insurance Company and ZPIC Insurance Company, 6100-4th Ave. S, Seattle, WA 98108. Administered by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). Terms and conditions apply, see full policy on Trupanion's website for details. State Farm Mutual Automobile Insurance Company, its subsidiaries and affiliates, neither offer nor are financially responsible for pet insurance products. State Farm is a separate entity and is not affiliated with Trupanion or American Pet Insurance. 

Pre-existing conditions: If you currently have a pet medical insurance policy, switching carriers or purchasing a new policy may affect certain provisions such as coverages for pre-existing conditions or deductibles already established under your current policy. Let your State Farm® agent know if your existing policy has provisions that might make it beneficial for you to keep. 

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites referenced in this material. Products and services are offered by third parties and State Farm does not warrant the merchantability, fitness or quality of the products and services of the third parties.

Benefit available for State Farm customers who have purchased a new life insurance policy since January 1, 2022. While anyone over 18 years of age can join Life Enhanced, certain app features, including rewards, may not be available unless you own an eligible State Farm life insurance policy. At this time, policyholders in Florida and New York are not eligible for the full program. Please note that some policyholders may experience a delay before a new policy is eligible for rewards.

This is not a solicitation to buy or sell State Farm insurance products.

Life Enhanced participation subject to program eligibility and varies by state. Subject to terms and conditions of the agreement. Life Enhanced app is available for Android and iOS. An iOS or Android mobile device may be required to use all Life Enhanced program features. Customers must agree to authorize State Farm to collect health and wellness information data. Mobile application users must agree to a licensing agreement.

Pursuant to relevant tax law, State Farm may send to you and file with the Internal Revenue Service and/or other applicable tax authority a Form 1099-MISC (Miscellaneous Income) for the redemption of Life Enhanced rewards as appropriate. You are solely responsible for any tax consequences arising from the redemption of Life Enhanced rewards. State Farm does not provide tax or legal advice. You may wish to discuss the potential tax consequences of your participation in the Life Enhanced program with a tax or legal advisor.

Each State Farm Insurer has sole financial responsibility for its own products.

State Farm Life Insurance Company (Not Licensed in MA, NY or WI)

State Farm Life and Accident Assurance Company (Licensed in NY and WI) Bloomington, IL

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.