Insurance Agent Steve Sparkman

Steve Sparkman

Sparkman Ins and Fin Svcs Inc

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Office Details:

Street Address:

3715 Strawberry Plains Rd
Unit 1
Williamsburg, VA 23188-3423


Next door to the restaurant Craft 31

Office Hours (EST):

9:00 - 5:00 Mon- Fri
Saturday by Appointment
Evenings by Appointment





Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay insurance bills fast and manage them easily.

Let us help you create a Personal Price Plan™

Everyone loves saving money. Customize a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, Steve Sparkman can help you create a solution that’s right for you.

Prices are based on rating plans that may vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.
*Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.

Auto Insurance

Buckle up with State Farm, and get auto insurance in Williamsburg, VA that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Steve Sparkman in Williamsburg, VA will help you get started after you complete a car insurance online quote. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!

Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Williamsburg, VA. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Steve Sparkman in Williamsburg, VA will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!

Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!

Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Williamsburg, VA. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Steve Sparkman in Williamsburg, VA about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.

Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Williamsburg, VA. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Steve Sparkman in Williamsburg, VA to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a small business insurance quote.

Life Insurance

State Farm® life insurance helps your life's moments live on. Whether it keeps paying the mortgage, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. Help secure the future of your family with a term life, whole life, or universal life policy. We have policy options to fit your needs and budget.

Steve Sparkman in Williamsburg, VA will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!

Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Williamsburg, VA. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Steve Sparkman in Williamsburg, VA to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your medicare supplement online insurance quote.

Start your hospital income online insurance quote.


Banking, your way. When, where, and how you want. When you're looking for help to achieve your financial goals, we want to be your first and best choice in Williamsburg, VA. Thanks to an alliance between U.S. Bank® and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs, Retirement CDs and Credit Cards online or through your local State Farm agent.

Talk with Steve Sparkman in Williamsburg, VA to get more information about available U.S. Bank banking products.

Call or email an agent for product information.


Let State Farm® support your financial future with an investment through annuities in Williamsburg, VA. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Steve Sparkman to get more information about annuities in Williamsburg, VA that support your financial goals.

Call or email an agent for investment information.

Mutual Funds

Invest in your future and help meet your goals with State Farm® Investment Planning Services. You’re offered a variety of account types and multiple investment products. Feel free to check the investment firm or professional’s background at FINRA's Broker Check®. State Farm VP Management Corp. Customer Relationship Summary

Talk with Steve Sparkman to get more information about mutual funds in Williamsburg, VA and financial opportunities.

Call or email an agent for investment information.

Pet Insurance

When your pets need medical attention, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We’re here to help. State Farm works with Trupanion® – a leader in high-quality pet medical insurance – to make it easier for pet owners to care for their furry family members.

Want more information? Ask Steve Sparkman in Williamsburg, VA about a pet medical insurance quote.

Start your pet medical insurance quote. It’s fast and easy!

About Me:

  • State Farm Agent in Williamsburg, VA
  • State Farm Experience 2000
  • Resident in Williamsburg, Charles City, Hayes, VA
  • Relocations to Williamsburg, New Kent, Toano, Va
  • Insurance in Williamsburg, New Kent, Charles City, VA
  • Auto Insurance - Williamsburg, Charles City, VA
  • Life Insurance in Williamsburg, Gloucester, Hayes, VA
  • Car Insurance - Williamsburg, New Kent, Toano, VA
  • Business/Commercial Insurance in Williamsburg, VA
  • Homeowners Insurance - Williamsburg, VA
  • Call the office for a FREE Auto Insurance Quote
  • Switch and Save with State Farm in Williamsburg, VA

Our Mission:

The Steve Sparkman group is the office that makes our customers feel that they are the most important person. We focus on Auto Insurance, Renter's Insurance, Life Insurance, and Business/ Commercial Insurance throughout the Williamsburg, VA area including New Kent, Toano, Charles City, Hayes, and Gloucester, VA. When unfortunate incidents occur we pledge to be there to assist you-through the good & bad.

Our Team:

Michele Overton
Office Manager
I have been in the insurance industry for 22 years and 20 of that as a State Farm agent team member. I focus on transferring wealth from one generation to another, helping customers do this is my passion. I enjoy working for such a reputable team and standing as a representative for such a strong presence to cover customers income. I have been married for 16 years and have 2 glorious children. We enjoy going to the beach, vacationing, and travelling to new places together.
Heather Frankenberg
Personal Account Representative
Originally from Florida, I relocated to Williamsburg in 2012. I began working with Steve Sparkman's office in 2016 where I have spent my time excelling in customer service and focusing on assisting our State Farm customers with their home and auto policies. I like to focus my efforts on providing the proper coverages for each specific person to correctly manage their risks. In my spare time I enjoy spending my time with my family and exploring the outdoors.
Emily Nice
Customer Service Manager
I am a resident of a small town outside of Williamsburg and have been in the area my entire life. I have been working with Steve since 2020. I have a focus on making sure your homeowners insurance and auto insurance needs are covered. In my spare time, I enjoy playing the piano and drawling. I am an online student at Old Dominion University working towards my Bachelors of Information Technology. I enjoy helping answer questions and helping cover the income and assets of State Farm customers.
Andrew Snyder
Insurance Account Representative
Growing up in Virginia Beach, I have spent my life in the Hampton Roads area. I currently reside in Williamsburg with my wife of nine years and our twin babies. I love working with individuals and families to help them choose the right options to cover what matters most to them now and in the future. When I am not working in the office, I am writing my doctoral dissertation, teaching undergraduate courses in philosophy, or going on local adventures with my family.
Emilee Toomey
Insurance Account Representative
I live in the Williamsburg area. My background is in customer service and I enjoy forming meaningful relationships with people. I am licensed to take care of your Auto, Home, Renters, Health, and Life insurance needs based on what is important to you. When not in the office I love trying new things, hanging out with my dog, volunteering, and tending to my garden.
Julie Zwerner
Customer Relations Representative
I am a long time Virginia resident who was a teacher for 22 years. I have a license in Auto, Home, Life, and Health insurance, and my focus is to provide exemplary service to State Farm customers. When not in the office, I enjoy listening to music and exploring the outdoors with my adult children, extended family, and friends.

Agent's Credentials and Licenses:



Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on Read it carefully. AP2022/03/0343

Securities distributed by State Farm VP Management Corp. State Farm VP Management Corp. Customer Relationship Summary

Securities Supervisor address:4448 Portsmouth Blvd Ste 400 , Chesapeake, VA 23321-2168 Phone: 757-638-2961

Deposit products offered by U.S. Bank National Association. Member FDIC.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Pet insurance products are underwritten in the United States by American Pet Insurance Company, 6100-4th Ave S, Seattle, WA 98108. Please visit For additional information and disclosures concerning Pet insurance please see Pet Insurance From State Farm® and Trupanion®. State Farm Mutual Automobile Insurance Company, its subsidiaries and affiliates, neither offer nor are financially responsible for pet insurance products.  State Farm is a separate entity and is not affiliated with Trupanion or American Pet Insurance.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.