Insurance Agent Sara Labraaten

Sara Labraaten


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Office Details:

Street Address:

700 Bemidji Ave N
Bemidji, MN 56601-3018


Bemidji Avenue right across from St Philips church. Just south of Bemidji State University.

Office Hours (CST):

Monday-Friday: 8 am-5 pm
Office Opens @ 8 am
24 hr Customer Care Center






Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay insurance bills fast and manage them easily.

Auto Insurance

Buckle up with State Farm, and get auto insurance in Bemidji, MN that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Sara Labraaten in Bemidji, MN will help you get started after you complete a car insurance online quote. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!

Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Bemidji, MN. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Sara Labraaten in Bemidji, MN will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!

Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!

Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Bemidji, MN. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Sara Labraaten in Bemidji, MN about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.

Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Bemidji, MN. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Sara Labraaten in Bemidji, MN to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a small business insurance quote.

Life Insurance

State Farm® life insurance helps your life's moments live on. Whether it keeps paying the mortgage, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. Help secure the future of your family with a term life, whole life, or universal life policy. We have policy options to fit your needs and budget.

Sara Labraaten in Bemidji, MN will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!

Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Bemidji, MN. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Sara Labraaten in Bemidji, MN to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your medicare supplement online insurance quote.

Start your hospital income online insurance quote.


Banking, your way. When, where, and how you want. When you're looking for help to achieve your financial goals, we want to be your first and best choice in Bemidji, MN. Thanks to an alliance between U.S. Bank® and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs, Retirement CDs and Credit Cards online or through your local State Farm agent.

Talk with Sara Labraaten in Bemidji, MN to get more information about available U.S. Bank banking products.

Call or email an agent for product information.


Let State Farm® support your financial future with an investment through annuities in Bemidji, MN. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Sara Labraaten to get more information about annuities in Bemidji, MN that support your financial goals.

Call or email an agent for investment information.

Mutual Funds

Invest in your future and help meet your goals with State Farm® Investment Planning Services. You’re offered a variety of account types and multiple investment products. Feel free to check the investment firm or professional’s background at FINRA's Broker Check®. State Farm VP Management Corp. Customer Relationship Summary

Talk with Sara Labraaten to get more information about mutual funds in Bemidji, MN and financial opportunities.

Call or email an agent for investment information.

Pet Insurance

When your pets need medical attention, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We’re here to help. State Farm works with Trupanion® – a leader in high-quality pet medical insurance – to make it easier for pet owners to care for their furry family members.

Want more information? Ask Sara Labraaten in Bemidji, MN about a pet medical insurance quote.

Start your pet medical insurance quote. It’s fast and easy!

About Me:

  • Free Auto Insurance and Home Insurance Quotes
  • Focusing on Out-of-state transfers to the Bemidji area
  • Offering Auto Insurance & Home Insurance in Bemidji, MN
  • 2019, 2018, 2016, 2015 Multiline Trophy Winner
  • Lifetime President's Club Ring Recipient
  • Extremely active member of the Bemidji community
  • Proud supporter of Bemidji State University
  • State Farm career began in 1995
  • Former State Farm Claim Representative
  • Extensive experience in claim handling
  • Million Dollar Round Table Qualifier
  • Presidents Club Qualifier
  • Graduate of the University of North Dakota
  • Degrees in Advanced Planning and Insurance
  • Licensed in both Minnesota and North Dakota
  • We insure boats, fishhouses, atvs and all your toys!
About Me Photo

Our Mission:

The mission of our office is to help our State farm policyholders manage the risks of everyday life and to be the first and best choice for all of your Bemidji insurance needs. We focus on Auto Insurance, Home Insurance, and Renters Insurance throughout Northern Minnesota, including; Bemidji, Blackduck, Tenstrike, Cass Lake, and Laporte.

Our Team:

Team Member Profile Photo Tamara Molitor
Tamara Molitor
Multiple Line Representative
Tamara has been helping people with Car Insurance, Home Insurance, Business Insurance, Life Insurance, and Health Insurance needs for over 13 years in the Bemidji, Blackduck, Cass Lake, and Bagley area. Tamara enjoys spending her free time in the summer boating and relaxing on Gull Lake at Summerhaven RV resort.
Team Member Profile Photo Erica Folk
Erica Folk
Insurance Account Representative
Erica has a Business Administration degree from Bemidji State University. She focuses on Commercial Insurance and Farm Ranch. She has been with the office for 4 years. She is very friendly and can help you with questions you may have! She enjoys playing volleyball and spending time with friends and family. She loves the Beltrami and Hubbard county area and enjoys fishing and being outside!
Team Member Profile Photo Lauren Johnson
Lauren Johnson
Insurance Account Representative
Lauren is an experience car and home insurance representative. She joined our team after moving back home to Minnesota from California! Lauren is meticulous and likes to make sure she gets things done well. In her free time she appreciates the company of her family and her pet cat! Lauren is licensed in Minnesota, Wisconsin, and North Dakota.
Team Member Profile Photo Sandy Poverud
Sandy Poverud
Multiple Line Representative
Sandy has over 20 years of insurance experience. She can help you with your Auto Insurance, Home Insurance, Business Insurance, Life Insurance, and Health Insurance. Sandy is licensed MN, SD and ND. She loves to go camping and enjoys time with family and friends.
Team Member Profile Photo Lucas Molitor
Lucas Molitor
Insurance Account Representative
Lucas is a wonderful team member in the office. He is a smiling face with a great attitude. He has a great demeanor and is happy to help you with your insurance needs. He is married and they are expecting a baby in January 2022!!
Team Member Profile Photo Mikerra Matthews
Mikerra Matthews
Insurance Account Representative
Mikerra is born and raised in Bemidji. She has been with our office for four years and attends Bemidji State University. Mikerra loves working with people and her favorite part about the job is being able to help who she can. Fishing, having bonfires, and visiting with friends are a few of the things she enjoys!
Team Member Profile Photo Shawna Bodien
Shawna Bodien
Insurance Account Representative
Shawna and her ability to assist State Farm customers has excelled since day one! Shawna can tackle billing issues, as well as quoting your auto and homeowners insurance. She takes pride in her role outside the office as a wife and mother, and enjoys baking, sewing, and watching her kids play sports.
Team Member Profile Photo Ashley Hirt
Ashley Hirt
Multiple Line Representative
Ashley has been with the office for 8 years. She has a Marketing Communication degree from Bemidji State University. She enjoys helping customers with their car insurance, home insurance, business insurance, life insurance, and health insurance needs. She is licensed in both MN and ND. Ashley also enjoys spending time with her friends and family on Lake Bemidji, Cass Lake, and Blackduck.
Team Member Profile Photo Courtney Fox
Courtney Fox
Multiple Line Representative
Courtney has over 9 years of experience in the office. She is a graduate of Bemidji State University with a degree in Marketing. She is a positive energy and welcomes you with a warm smile and a friendly face. Courtney loves working with people and can help assist you with your needs! She played collegiate volleyball at Bemidji State University and still enjoys being active in the volleyball world by coaching and playing.
Team Member Profile Photo Clarissa Niner
Clarissa Niner
I am born and raised in Bemidji, and am excited to further serve this amazing community with their insurance needs. In my free time you can find me at the hockey rink either watching my son play or the Beavers, traveling with my family, spending time with our friends, or just relaxing at home!
Team Member Profile Photo Macy Flatness
Macy Flatness
I am a freshman at Bemidji State University majoring in Business Administration. I love the summer and wake surfing. I have been working at Sara Labraaten State Farm the past 3 summers and now am currently working part time while going to college. I am excited to help you with your insurance needs!

Agent's Credentials and Licenses:



Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on Read it carefully. AP2022/03/0343

Securities distributed by State Farm VP Management Corp. State Farm VP Management Corp. Customer Relationship Summary

Securities Supervisor address:652 Bielenberg Dr Ste 101 , Woodbury, MN 55125-4419 Phone: 651-365-9306

Deposit products offered by U.S. Bank National Association. Member FDIC.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Pet insurance products are underwritten in the United States by American Pet Insurance Company, 6100-4th Ave S, Seattle, WA 98108. Please visit For additional information and disclosures concerning Pet insurance please see Pet Insurance From State Farm® and Trupanion®. State Farm Mutual Automobile Insurance Company, its subsidiaries and affiliates, neither offer nor are financially responsible for pet insurance products.  State Farm is a separate entity and is not affiliated with Trupanion or American Pet Insurance.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.