Insurance Agent Cheryl Estep

Cheryl Estep


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Office Details:

Street Address:

8022 Painter Ave
Whittier, CA 90602


Corner of Painter & Maulsby. We're close to Pico Rivera, La Mirada & Santa Fe Springs.

Office Hours (PST):

Mon-Fri 9:00am to 5:00pm
Saturday/After Hours by Appt






Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay insurance bills fast and manage them easily.

Let us help you create a Personal Price Plan™

Everyone loves saving money. Customize a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, Cheryl Estep can help you create a solution that’s right for you.

Prices are based on rating plans that may vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.
*Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.

Auto Insurance

Buckle up with State Farm, and get auto insurance in Whittier, CA that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Cheryl Estep in Whittier, CA will help you get started after you complete a car insurance online quote. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!

Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Whittier, CA. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Cheryl Estep in Whittier, CA will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!

Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!

Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Whittier, CA. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Cheryl Estep in Whittier, CA about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.

Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Whittier, CA. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Cheryl Estep in Whittier, CA to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a small business insurance quote.

Life Insurance

State Farm® life insurance helps your life's moments live on. Whether it keeps paying the mortgage, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. Help secure the future of your family with a term life, whole life, or universal life policy. We have policy options to fit your needs and budget.

Cheryl Estep in Whittier, CA will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!

Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Whittier, CA. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Cheryl Estep in Whittier, CA to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your medicare supplement online insurance quote.

Start your hospital income online insurance quote.


Banking, your way. When, where, and how you want. When you're looking for help to achieve your financial goals, we want to be your first and best choice in Whittier, CA. Thanks to an alliance between U.S. Bank® and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs, Retirement CDs and Credit Cards online or through your local State Farm agent.

Talk with Cheryl Estep in Whittier, CA to get more information about available U.S. Bank banking products.

Call or email an agent for product information.

Home Loans

A simple, seamless home loan experience. State Farm® and Rocket Mortgage® have teamed up to help with all of your home loan needs - everything from buying a home to refinancing your current mortgage. Loan options include traditional mortgages, as well as Jumbo, VA and FHA.

Talk with Cheryl Estep in Whittier, CA to get more information about available home loan products from Rocket Mortgage.

Call or email an agent for product information.


Let State Farm® support your financial future with an investment through annuities in Whittier, CA. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Cheryl Estep to get more information about annuities in Whittier, CA that support your financial goals.

Call or email an agent for investment information.

Mutual Funds

Invest in your future and help meet your goals with State Farm® Investment Planning Services. You’re offered a variety of account types and multiple investment products. Feel free to check the investment firm or professional’s background at FINRA's Broker Check®. State Farm VP Management Corp. Customer Relationship Summary

Talk with Cheryl Estep to get more information about mutual funds in Whittier, CA and financial opportunities.

Call or email an agent for investment information.

Pet Insurance

When your pets need medical attention, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We’re here to help. State Farm works with Trupanion® – a leader in high-quality pet medical insurance – to make it easier for pet owners to care for their furry family members.

Want more information? Ask Cheryl Estep in Whittier, CA about a pet medical insurance quote.

Start your pet medical insurance quote. It’s fast and easy!

About Me:

  • Serving State Farm Customers since 1986
  • Second Generation State Farm Agent in Whittier
  • Proud Board Member of the Whittier Boys & Girls Club
  • Past President of the Whittier Chamber of Commerce
  • Born and Raised right here in Whittier
  • Helping families save money on insurance in Whittier
  • We Do Pet Insurance
  • Providing Home and Renters Insurance
  • RV, Motorhome and Jetski insurance
  • Business Owners: Call for Commercial Insurance Quotes
  • Health Insurance & Life Insurance
  • Call our State Farm office for insurance review
  • Good Neighbor Customer Service 24/7
  • Great home insurance and car insurance
  • Boats and Motorcycle insurance
  • Visit us in Whittier and save on insurance

Our Mission:

Cheryl Estep State Farm Insurance office in Whittier, CA provides our State Farm customers with great service while you are shopping for auto, home, life insurance and more. We make getting car insurance easy and are here to help you prepare for the future with life insurance and financial services. Stop in our office to meet us and get a free rate quote!
Our Mission Photo

Our Team:

Team Member Profile Photo Ana Urita
Ana Urita
Office Manager
Lic#: 0E01440
Ana is our office manager. She has over 15 years with State Farm and is passionate about informing customers and prospects so they can make good choices when it comes to insurance. She is a super mom to her teenage son and enjoys watching him play sports.
Team Member Profile Photo Genaro Frias
Genaro Frias
Account Associate
Lic#: 4244043
Born in Sinaloa and graduated from Universal Technical Institute with an AA in Automotive and Diesel Technologies. Going from working on cars and trucks to helping you insure yours. He uses his vast experience in the auto industry to help those he can no matter if they speak English or Spanish. Other than being a literal giant nerd with comics and movies, he's also a passionate cook and occasional drummer.
Team Member Profile Photo Lesly Delval
Lesly Delval
Insurance Account Representative
Lic#: 4243829
Lesly graduated from Rio Hondo College and received her AA in Social Work, she is also a licensed esthetician. She has a passion for helping others and hopes to grow in the insurance industry by applying her passion and dedication in helping others. Lesly enjoys traveling, exploring nature, trying new restaurants and going to concerts in her free time.
Team Member Profile Photo Michael Hosely
Michael Hosely
Account Representative
Lic#: 4245991
Michael is a seasoned rep who believes that what he does makes an impact on other people's lives. He was first introduced to his love for helping people at his first job that sparked his passion to pursue a career in helping people. His hope is to continue to learn and grow in the field as an insurance representative with Cheryl. In the future Michael hopes to travel and explore different countries in the world and learn about other cultures.
Team Member Profile Photo Amber Still
Amber Still
Customer Service Representative
Lic#: 0I03199
Hello, my name is Amber. I enjoy helping customers with questions about their insurance policies. I am fluent in Spanish so I am able to service customers in both English and Spanish.
Team Member Profile Photo Carol Collins
Carol Collins
Customer Service Representative
Lic#: 0D65905
Carol is a California native and has worked with Cheryl for over 15 years. She takes great care of our customers, especially when they have a claim. Carol enjoys spending time with her family when she's not at work helping others prepare for the unexpected.
Team Member Profile Photo Kami McClure
Kami McClure
Agent's Executive Assistant
Lic#: 0H08804
Kami graduated from Cal State San Marcos with a degree in Psychology. She takes care of the operations end of the business. Kami enjoys spending time outdoors with her husband Mitch.
Team Member Profile Photo Cierra Belvin
Cierra Belvin
Account Manager
Lic#: 4041735
Cierra graduated from Loyola Marymount University where she played on the womens basketball team and graduated with a degree in Communications Studies. She enjoys helping others make informed decisions to insure what they have worked so hard for.
Team Member Profile Photo Ramona Gallegos
Ramona Gallegos
Office Representative
Lic#: 0M11573
Hi I'm Ramona. I love helping people with insurance needs. I enjoy being outside at the beach, hiking, camping or just hanging out with family and friends.
Team Member Profile Photo Edwin Canales
Edwin Canales
Insurance Account Representative
Lic#: 4195901
Edwin is very friendly and enthusiastic team member. His favorite hobbies include watching football and basketball as well as playing recreationally. Edwin loves going out and spending time with his friends and family and also enjoys helping people when he gets the chance.
Team Member Profile Photo Jessica Moreno-Ascencio
Jessica Moreno-Ascencio
Customer Service Representative
Lic#: 4192156
Jessica graduated from Pacific Union College with a Bachelors degree in Communications. She enjoys hiking, books and spending time with her family. Her friendly and outgoing personality enables her to build relationships and help people.
Team Member Profile Photo Amanda Estep
Amanda Estep
Customer Service Representative
Lic#: 0K08782
Amanda graduated from Cal State Fullerton with a double major in Communications and International Business. She is always willing to assist our State Farm customers with their insurance needs.
Team Member Profile Photo Teresa Merkelbach
Teresa Merkelbach
Insurance Account Representative
Lic#: 4241146
Teresa is a Whittier native who still lives in the area with her partner of 6 years. With over 20 years of experience, she has a passion for improving the lives of others, which has made insurance the right next step in her career. In her free time, Teresa enjoys advocating for children in the foster care system as well as supporting athletes in the Special Olympics. She also enjoys traveling, reading, and supporting local woman's roller derby teams.
Team Member Profile Photo Karin Fear
Karin Fear
Customer Relations Representative
Lic#: 0753766
Karin has been providing our State Farm customers with excellent customer service since 1988. She is quick to make them feel comfortable and brightens our office with her cheery disposition. She is a California native and enjoys time with family, sporting events and hanging out with her great nephews & nieces.
Team Member Profile Photo Veronica Campos
Veronica Campos
Account Representative
Lic#: 0E03606
Veronica has been in the insurance industry for over 20 years. She is passionate about sharing her knowledge with State Farm customers so they can make the right decisions on their insurance policies. She is fluent in Spanish so she can service State Farm customers with their auto, home, renters, life and health insurance needs. She enjoys volunteering in her community and is a dedicated mom to her kids.

Agent's Credentials and Licenses:

NMLS # 876675

We're Hiring

It could be the beginning of an exciting career.
This opportunity is about potential employment with an independent contractor agent who solicits application for State Farm products and services, and does NOT result in employment with any of the State Farm Companies. The employment selection decision, terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.


Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on Read it carefully. AP2022/03/0343

Securities distributed by State Farm VP Management Corp. State Farm VP Management Corp. Customer Relationship Summary

Securities Supervisor address:300 Corporate Pointe # 450/455 , Culver City, CA 90230-7614 Phone: 310-568-2919

Deposit products offered by U.S. Bank National Association. Member FDIC.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Pet insurance products are underwritten in the United States by American Pet Insurance Company, 6100-4th Ave S, Seattle, WA 98108. Please visit For additional information and disclosures concerning Pet insurance please see Pet Insurance From State Farm® and Trupanion®. State Farm Mutual Automobile Insurance Company, its subsidiaries and affiliates, neither offer nor are financially responsible for pet insurance products.  State Farm is a separate entity and is not affiliated with Trupanion or American Pet Insurance.

Rocket Mortgage, LLC; NMLS #3030; Equal Housing Lender. Licensed in 50 states. AL License No. MC 20979, Control No. 100152352. AR, TX: 1050 Woodward Ave., Detroit, MI 48226-1906, (888) 474-0404; AZ: 1 N. Central Ave., Ste. 2000, Phoenix, AZ 85004, Mortgage Banker License #BK-0902939; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate; GA: Residential Mortgage Licensee #11704; IL: Residential Mortgage Licensee #4127 – Dept. of Financial and Professional Regulation; KS: Licensed Mortgage Company MC.0025309; MA: Mortgage Lender License #ML 3030; ME: Supervised Lender License; MN: Not an offer for a rate lock agreement; MS: Licensed by the MS Dept. of Banking and Consumer Finance; NH: Licensed by the NH Banking Dept., #6743MB; NV: License #626; NJ: New Jersey – Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226, (888) 474-0404, Licensed by the N.J. Department of Banking and Insurance.; NY: Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226 Licensed Mortgage Banker-NYS Department of Financial Services; OH: MB 850076; OR: License #ML-1387; PA: Licensed by the Dept. of Banking –​ License #21430; RI: Licensed Lender; WA: Consumer Loan Company License CL-3030. ​Conditions may apply.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.