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Insurance Agent Joe Czaja
STATE FARM® INSURANCE AGENT, WEST SENECA, NY

Joe Czaja

Czaja Insurance Agency Inc

Would you like to get a quote?

Office Details:

Street Address:

42.829343
-78.771454
3557 Seneca St
West Seneca, NY 14224-3401

Landmark:

Two doors down from Ferros Pizza

Languages:

English

Office Hours (EST):

Mon-Fri 9:00-4:45pm
Sat. & Evenings by Apt

Phone:

Fax:

716-674-3682

Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay insurance bills fast and manage them easily.

About Me:

  • Proudly Serving Western New York for over 12 years.
  • Bilingual Spanish speaking office
  • Offering insurance out of 2 locations in WNY
  • We offer Auto Insurance
  • We offer Home Insurance
  • We offer Life Insurance
  • We offer Boat insurance and ATV Insurance
  • We offer Snowmobile Insurance
  • We offer Commercial Insurance
  • We offer Auto Fleet Insurance
  • We offer Personal Liability Insurance
  • We offer Landlord or Rental Dwelling Insurance
  • Senior Vice President Award Qualifier
  • We offer free quotes for all of New York State
  • Chairmas's Circle Qualifier
About Me Photo
Your #1 choice for life insurance. For J.D. Power 2023 award information, visit jdpower.com/awards


Let us help you create a Personal Price Plan®

Everyone loves saving money. Customize a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, Joe Czaja can help you create a solution that’s right for you.

Prices are based on rating plans that may vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.
*Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.



Auto Insurance

Buckle up with State Farm, and get auto insurance in West Seneca, NY that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Joe Czaja in West Seneca, NY will help you get your Personal Price Plan for auto insurance. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Call or email an agent for a car insurance insurance quote.


Recreational Vehicles

Do you enjoy the great outdoors with a motorcycle, motorhome, camping trailer, boat or off-road vehicle?  The world of recreational vehicles is almost as diverse as the list of recreational activities you might enjoy with them!  Recreational vehicles are built for adventure, but before you head out to hit the open road, water or trails make sure your toys have quality coverage with options designed with recreational vehicles specifically in mind.  Protect your most valued items wherever you roam.

Want more information? Ask Joe Czaja in West Seneca, NY about a recreational vehicle insurance quote.

Call or email an agent for a recreational vehicle quote.



Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in West Seneca, NY. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Joe Czaja in West Seneca, NY will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!



Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!



Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in West Seneca, NY. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Joe Czaja in West Seneca, NY about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.



Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in West Seneca, NY. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Joe Czaja in West Seneca, NY to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your small business insurance quote today!



Life Insurance

Whether the death benefit helps your beneficiary pay housing costs, maintain a current standard of living, or helps pay for your children’s education, State Farm® life insurance helps your life's moments live on. Help secure the future of your family with a term, whole, or universal life policy. You have choices, and we have policies to fit nearly every need and budget.

By-the-way. If you thought you that you could not qualify for life insurance, Guaranteed Issue Final Expense is now available. The death benefit can help with final expenses, including funeral, burial costs, medical bills, cremation, or other debt.

Joe Czaja in West Seneca, NY will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!



Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in West Seneca, NY. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Joe Czaja in West Seneca, NY to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your hospital income online insurance quote.



Banking

Banking, your way. When, where, and how you want. When you're looking for help to achieve your financial goals, we want to be your first and best choice in West Seneca, NY. Thanks to an alliance between U.S. Bank® and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs, Retirement CDs and Credit Cards online or through your local State Farm agent.

Talk with Joe Czaja in West Seneca, NY to get more information about available U.S. Bank banking products.

Call or email an agent for product information.



Annuities

Let State Farm® support your financial future with an investment through annuities in West Seneca, NY. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Joe Czaja to get more information about annuities in West Seneca, NY that support your financial goals.

Call or email an agent for investment information.



Mutual Funds

Invest in your future and help meet your goals with State Farm® Investment Planning Services. You’re offered a variety of account types and multiple investment products. Feel free to check the investment firm or professional’s background at FINRA's Broker Check®. State Farm VP Management Corp. Customer Relationship Summary

Talk with Joe Czaja to get more information about mutual funds in West Seneca, NY and financial opportunities.

Call or email an agent for investment information.

About Me:

  • Proudly Serving Western New York for over 12 years.
  • Bilingual Spanish speaking office
  • Offering insurance out of 2 locations in WNY
  • We offer Auto Insurance
  • We offer Home Insurance
  • We offer Life Insurance
  • We offer Boat insurance and ATV Insurance
  • We offer Snowmobile Insurance
  • We offer Commercial Insurance
  • We offer Auto Fleet Insurance
  • We offer Personal Liability Insurance
  • We offer Landlord or Rental Dwelling Insurance
  • Senior Vice President Award Qualifier
  • We offer free quotes for all of New York State
  • Chairmas's Circle Qualifier
About Me Photo

Our Mission:

Our mission is to be West Seneca, Buffalo, Lancaster, Depew, Orchard Park, Elma, Hamburg, Lackawanna, Clarence, Ellicottville, and all of Erie and Niagara County's first choice while offering Auto Insurance, Home Insurance, Renters Insurance, Life insurance, & Snowmobile Insurance.

Our Team:

Team Member Profile Photo Heather Grady
Heather Grady
Customer Relations Representative
Hello Buffalo!, I have been working in the insurance industry for the past 10 years. I am very passionate about Life Insurance and helping those you love most! I am also Commercial Lines licensed and would love to help here too. Go Bills!
Team Member Profile Photo Christopher Fox
Christopher Fox
Customer Relations Representative
I have been in the insurance industry for 12 years and am highly motivated to help preserve all of your assets. I am Life/Accident & Health licensed as well as Auto & Home personal lines. I would be very honored to help you and yours!
Team Member Profile Photo David Stansbury
David Stansbury
Customer Relations Representative
David is new to the team but not new to the industry! Welcoming him and his almost 20 years of insurance experience, David is Property and Casualty licensed as well as Life, Accident, and Health licensed. Contact David for your personalized quote!
Team Member Profile Photo David Kackley
David Kackley
Customer Relations Representative
Team Member Profile Photo Rebecca Mumm
Rebecca Mumm
Team Member Profile Photo Jesse Carson
Jesse Carson
Marketing Service Assistant
Jesse is new in the insurance industry and is eager to help support our team.

Agent's Credentials and Licenses:

NY-LA-1736624
NY-PC-1736624
CT-3002418457

Disclosures

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on statefarm.com. Read it carefully. AP2023/02/0243

Securities distributed by State Farm VP Management Corp. State Farm VP Management Corp. Customer Relationship Summary

Securities Supervisor address:630 East Ave Ste 250 , Rochester, NY 14607-2178 Phone: 585-241-7920

Deposit products offered by U.S. Bank National Association. Member FDIC.

The creditor and issuer of this credit card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.