Amy Owenswww.amyowens.net

Some insurers increase premiums for cars that have higher rates of damage or occupant injury. And cars that do better in safety tests? They're more likely to get you lower rates.

An average of a quarter-million families have their homes ruined and their lives disrupted each winter, all because of water pipes that freeze and burst.

With Medicaid, the government may limit benefits for specific services or require additional criteria be satisfied before approving or paying benefits. This may mean that Medicaid only pays for care in certain nursing homes or limits the type and number of home health care services. Do not compromise your level of care. Seek additional long-term care coverage.

The Good Student discount was introduced in 1962. Good grades mean better auto insurance rates for young drivers.