Tom Harman

Buckle up with State Farm, and get auto insurance in Charlotte, NC that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.¹ You could even save more by combining the purchase of auto and home policies.

Tom Harman in Charlotte, NC will help you get your Personal Price Plan for auto insurance. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!

Did you know State Farm has offered motorcycle insurance since 1962?  State Farm offers motorcycle insurance for 2 & 3 wheeled motorcycles, mopeds and scooters.  You get the same reliable service from the largest  auto insurance provider in the U.S.  From bodily injury and property damage to theft and emergency expenses, our motorcycle insurance offers more coverage options so you only need to add extra coverage if you need it. 

Work with Tom Harman in Charlotte, NC to customize your policy with coverages, discounts, and optional add-ons for your bike. Availability and eligibility may vary.

Start your motorcycle insurance quote today.

Do you enjoy the great outdoors with a motorhome, camping trailer, boat or off-road vehicle?  The world of recreational vehicles is almost as diverse as the list of recreational activities you might enjoy with them!  Recreational vehicles are built for adventure, but before you head out to hit the open road, water or trails make sure your toys have quality coverage with options designed with recreational vehicles specifically in mind.  Protect your most valued items wherever you roam.

Want more information? Ask Tom Harman in Charlotte, NC about a recreational vehicle insurance quote.

Call or email an agent for a recreational vehicle quote.

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Charlotte, NC. So, what’s covered?¹ Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.²

Tom Harman in Charlotte, NC will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!

Protect your place from electrical fires

• State Farm and Ting* can help you prevent electrical fires before they happen – for free.
• Ting program only available to eligible Non-Tenant State Farm Homeowner policyholders.

* The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage¹ even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Charlotte, NC. A State Farm® Personal Articles Policy can even provide personal property coverage¹ worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Tom Harman in Charlotte, NC about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Charlotte, NC. Your insurance for business may include¹ a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Tom Harman in Charlotte, NC to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your small business insurance quote today!

Whether the death benefit helps your beneficiary pay housing costs, maintain a current standard of living, or helps pay for your children’s education, State Farm® life insurance helps your life's moments live on. Help secure the future of your family with a term, whole, or universal life policy. You have choices, and we have policies to fit nearly every need and budget.

By-the-way. If you thought you that you could not qualify for life insurance, Guaranteed Issue Final Expense is now available. The death benefit can help with final expenses, including funeral, burial costs, medical bills, cremation, or other debt.

Life Enhanced®

Build a stronger well-being.
Get guidance and motivation to strengthen key areas of your overall wellness.
Take a closer look

Tom Harman in Charlotte, NC will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Charlotte, NC. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Tom Harman in Charlotte, NC to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your hospital income online insurance quote.

Banking, your way. When, where, and how you want. When you're looking for help to achieve your financial goals, we want to be your first and best choice in Charlotte, NC. Thanks to an alliance between U.S. Bank® and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs, Retirement CDs, Credit Cards, Personal Loans and Business Banking products online or through your local State Farm agent.

Talk with Tom Harman in Charlotte, NC to get more information about available U.S. Bank banking products.

Call or email an agent for product information.

Brokerage

Let us help you plan for your financial future. With brokerage, you’re offered a variety of account types and a wide range of mutual funds offered by industry leaders. Check the investment firm or professional’s background at FINRA's Broker Check®. State Farm VP Management Corp. Customer Relationship Summary

Advisory Services

Whether you’re planning for retirement or looking to grow and protect your wealth, Advisory Services is designed to help you pursue your goals. Learn more about Advisory Services. SFIMC Customer Relationship Summary, SFIMC Wrap Fee Program Brochure.

Talk with Tom Harman to get more information about mutual funds in Charlotte, NC and financial opportunities.

Call or email an agent for investment information.

When your pets need medical attention, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We’re here to help. State Farm works with Trupanion® – a leader in high-quality pet medical insurance – to make it easier for pet owners to care for their furry family members.

Want more information? Ask Tom Harman in Charlotte, NC about a pet medical insurance quote.

Start your pet medical insurance quote. It’s fast and easy!