Insurance Agent Wayne Cottrell
STATE FARM® INSURANCE AGENT, RALEIGH, NC

Wayne Cottrell

RICP®
Cottrell Ins and Fin Svcs Inc

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Office Details:

Street Address:

35.876282
-78.537505
7530 Ramble Way
Ste 105
Raleigh, NC 27616

Landmark:

Wake Tech Campus North, I-540, Exit 18, at the intersection of Perry Creek and 401 N/Louisburg Road.

Languages:

English

Office Hours (EST):

9:00AM - 5:00 PM Mon-Fri
Evenings by appointment
Weekends by appointment

Fax:

919-782-1711

Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay insurance bills fast and manage them easily.

About Me:

  • UNC Chapel Hill Graduate
  • Varsity Cheerleading Captain and Letterman at UNC
  • State Farm Insurance Agent Since 2010
  • Multiple Year Chairman's Circle Qualifier
  • Notary Public
  • Office has over 75 years of Insurance Experience
  • Provider for State Farm Relocations and Transfers
  • Offering Auto Insurance and Home Insurance in Raleigh
  • Offering Life Insurance
  • Offering Renters Insurance
  • Free Quotes on Auto Insurance and Home Insurance
  • Free Quotes on Life Insurance
  • Free Quotes on Renters Insurance
  • Provide Insurance to Raleigh and Surrounding Cities
Your #1 choice for life insurance. For J.D. Power 2023 award information, visit jdpower.com/awards


Let us help you create a Personal Price Plan®

Everyone loves saving money. Customize a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, Wayne Cottrell can help you create a solution that’s right for you.

Prices are based on rating plans that may vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.
*Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.



Auto Insurance

Buckle up with State Farm, and get auto insurance in Raleigh, NC that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Wayne Cottrell in Raleigh, NC will help you get your Personal Price Plan for auto insurance. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!



Recreational Vehicles

Do you enjoy the great outdoors with a motorcycle, motorhome, camping trailer, boat or off-road vehicle?  The world of recreational vehicles is almost as diverse as the list of recreational activities you might enjoy with them!  Recreational vehicles are built for adventure, but before you head out to hit the open road, water or trails make sure your toys have quality coverage with options designed with recreational vehicles specifically in mind.  Protect your most valued items wherever you roam.

Want more information? Ask Wayne Cottrell in Raleigh, NC about a recreational vehicle insurance quote.

Call or email an agent for a recreational vehicle quote.



Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Raleigh, NC. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Wayne Cottrell in Raleigh, NC will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!



Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!



Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Raleigh, NC. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Wayne Cottrell in Raleigh, NC about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.



Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Raleigh, NC. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Wayne Cottrell in Raleigh, NC to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your small business insurance quote today!



Life Insurance

Whether the death benefit helps your beneficiary pay housing costs, maintain a current standard of living, or helps pay for your children’s education, State Farm® life insurance helps your life's moments live on. Help secure the future of your family with a term, whole, or universal life policy. You have choices, and we have policies to fit nearly every need and budget.

By-the-way. If you thought you that you could not qualify for life insurance, Guaranteed Issue Final Expense is now available. The death benefit can help with final expenses, including funeral, burial costs, medical bills, cremation, or other debt.

Life Enhanced®

Build a stronger well-being.
Get guidance and motivation to strengthen key areas of your overall wellness.
Take a closer look

Wayne Cottrell in Raleigh, NC will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!



Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Raleigh, NC. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Wayne Cottrell in Raleigh, NC to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your hospital income online insurance quote.



Banking

Banking, your way. When, where, and how you want. When you're looking for help to achieve your financial goals, we want to be your first and best choice in Raleigh, NC. Thanks to an alliance between U.S. Bank® and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs, Retirement CDs and Credit Cards online or through your local State Farm agent.

Talk with Wayne Cottrell in Raleigh, NC to get more information about available U.S. Bank banking products.

Call or email an agent for product information.



Home Loans

A simple, seamless home loan experience. State Farm® and Rocket Mortgage® have teamed up to help with all of your home loan needs - everything from buying a home to refinancing your current mortgage. Loan options include traditional mortgages, as well as Jumbo, VA and FHA.

Talk with Wayne Cottrell in Raleigh, NC to get more information about available home loan products from Rocket Mortgage.

Call or email an agent to request product information.



Annuities

Let State Farm® support your financial future with an investment through annuities in Raleigh, NC. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Wayne Cottrell to get more information about annuities in Raleigh, NC that support your financial goals.

Call or email an agent for investment information.



Mutual Funds

Invest in your future and help meet your goals with State Farm® Investment Planning Services. You’re offered a variety of account types and multiple investment products. Feel free to check the investment firm or professional’s background at FINRA's Broker Check®. State Farm VP Management Corp. Customer Relationship Summary

Talk with Wayne Cottrell to get more information about mutual funds in Raleigh, NC and financial opportunities.

Call or email an agent for investment information.



Pet Insurance

StateFarm Trupanion

When your pets need medical attention, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We’re here to help. State Farm works with Trupanion® – a leader in high-quality pet medical insurance – to make it easier for pet owners to care for their furry family members.

Want more information? Ask Wayne Cottrell in Raleigh, NC about a pet medical insurance quote.

Start your pet medical insurance quote. It’s fast and easy!

About Me:

  • UNC Chapel Hill Graduate
  • Varsity Cheerleading Captain and Letterman at UNC
  • State Farm Insurance Agent Since 2010
  • Multiple Year Chairman's Circle Qualifier
  • Notary Public
  • Office has over 75 years of Insurance Experience
  • Provider for State Farm Relocations and Transfers
  • Offering Auto Insurance and Home Insurance in Raleigh
  • Offering Life Insurance
  • Offering Renters Insurance
  • Free Quotes on Auto Insurance and Home Insurance
  • Free Quotes on Life Insurance
  • Free Quotes on Renters Insurance
  • Provide Insurance to Raleigh and Surrounding Cities

Our Mission:

The mission of our office is to help our policyholders manage the risks of everyday life and to be the first and preferred choice for all of your Raleigh insurance needs. We focus on Auto Insurance, Home Insurance, Business Insurance, Life Insurance and Renters Insurance throughout Raleigh, including the Cary, Chapel Hill, Durham and Wake Forest areas.

Our Team:

Team Member Profile Photo Katy Harkins
Katy Harkins
Office Manager
Katy has brought more than 20 years of experience with home and auto insurance to our team. Katy is a graduate of East Carolina University. She is NC native. Please contact Katy for your life insurance, auto insurance, home insurance and financial services needs.
Team Member Profile Photo Kevin Driver
Kevin Driver
Customer Relations Representative
Kevin has brought more than 20 years of public safety and training experience as well as several years of home and auto insurance experience to our team. Kevin is a graduate of Barton College and East Carolina University. He is a NC native. Kevin is married and has two sons. On the weekends, you can find Kevin spending quality time with family & friends and cheering for his two sons at their sporting events.
Team Member Profile Photo Brandie Stallings
Brandie Stallings
Insurance Account Representative
Brandie Stallings is a Raleigh, NC native. She graduated from Meredith College with a degree in Sociology. She prides herself in creating valuable relationships and helping our community make an informed decision with insurance needs. She also believes in helping life go right for our customers. In her free time, you will find her coaching youth basketball, youth soccer and spending time with her daughter, two sons and two goldendoodles.
Team Member Profile Photo Joy Newcombe
Joy Newcombe
Office Manager
Joy brings over 20 years customer service experience and 10 years of insurance experience to our team. She enjoys helping others and making a difference. She was raised in Long Island NY but has lived in Raleigh for 15 years. Joy enjoys spending time with her husband, daughter and son.
Team Member Profile Photo Lisa Lloyd
Lisa Lloyd
Customer Relations Representative
Lisa brings 10 years of customer service, administrative and receptionist experience and 10 years of account management experience to our team. Lisa is a graduate of North Carolina State University. She grew up in Roanoke Rapids, NC and has lived in Raleigh for 33 years. She is married and has two children and a dog Chloe. Please contact Lisa for your life insurance, auto insurance, home insurance and financial services needs.
Team Member Profile Photo Azira Taylor
Azira Taylor
Customer Relations Representative
Azira brings 19 years of insurance knowledge and experience including 7 years of customer service and account management to our team. She was raised in Goldsboro NC but currently resides here in Raleigh. During her down time, she time with her family. She is currently holds a Property and Casualty license in NC, SC, and VA.
Team Member Profile Photo Mary Gilbert
Mary Gilbert
Insurance Account Representative
Mary Lou is from Franklinton, NC. She graduated from Franklinton High School and Vance Granville Community College. When she is not in the office you can find her working on her farm, volunteering for the Central Carolina Western Horsemans Association and the Franklinton Saddle Club, or riding her horses. The most important things to her are family, friends, and her animals.
Team Member Profile Photo Kristy Strickland
Kristy Strickland
Insurance Account Representative
Kristy is a native of North Carolina and currently lives in Franklinton, NC. She has been in the insurance industry for 5 years, with more than 10 years in customer service in the automotive industry. She has a passion for helping people. Kristy enjoys learning new things, reading, traveling, and spending time with her family. Call Kristy for your auto, home and life insurance needs.
Team Member Profile Photo Curtis Gardiner
Curtis Gardiner
Insurance Account Representative
Curt has been active in the insurance & financial services industry for more than 10 years. His favorite part of the day is witnessing when others realize their potential. On the weekends, you can find Curt spending quality time with family & friends, usually over a good meal.
Team Member Profile Photo Kristin Myers
Kristin Myers

Agent's Credentials and Licenses:

NC-1000527196
VA-147466
GA-212819
SC-3000526411
NMLS # 191705

We're Hiring

It could be the beginning of an exciting career.
This opportunity is about potential employment with an independent contractor agent who solicits application for State Farm products and services, and does NOT result in employment with any of the State Farm Companies. The employment selection decision, terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.

Disclosures

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on statefarm.com. Read it carefully. AP2023/02/0243

Securities distributed by State Farm VP Management Corp. State Farm VP Management Corp. Customer Relationship Summary

Securities Supervisor address:6320 Quadrangle Dr Ste 200 , Chapel Hill, NC 27517-7890 Phone: 919-789-3859

Deposit products offered by U.S. Bank National Association. Member FDIC.

The creditor and issuer of this credit card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Pet insurance products are underwritten in the United States by American Pet Insurance Company and ZPIC Insurance Company, 6100-4th Ave. S, Seattle, WA 98108. Administered by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). Terms and conditions apply, see full policy on Trupanion's website for details. State Farm Mutual Automobile Insurance Company, its subsidiaries and affiliates, neither offer nor are financially responsible for pet insurance products. State Farm is a separate entity and is not affiliated with Trupanion or American Pet Insurance. 

Pre-existing conditions: If you currently have a pet medical insurance policy, switching carriers or purchasing a new policy may affect certain provisions such as coverages for pre-existing conditions or deductibles already established under your current policy. Let your State Farm® agent know if your existing policy has provisions that might make it beneficial for you to keep. 

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites referenced in this material. Products and services are offered by third parties and State Farm does not warrant the merchantability, fitness or quality of the products and services of the third parties.

Rocket Mortgage, LLC; NMLS #3030; www.NMLSConsumerAccess.org. Equal Housing Lender. Licensed in 50 states. AL License No. MC 20979, Control No. 100152352. AR, TX: 1050 Woodward Ave., Detroit, MI 48226-1906, (888) 474-0404; AZ: 1 N. Central Ave., Ste. 2000, Phoenix, AZ 85004, Mortgage Banker License #BK-0902939; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate; GA: Residential Mortgage Licensee #11704; IL: Residential Mortgage Licensee #4127 – Dept. of Financial and Professional Regulation; KS: Licensed Mortgage Company MC.0025309; MA: Mortgage Lender License #ML 3030; ME: Supervised Lender License; MN: Not an offer for a rate lock agreement; MS: Licensed by the MS Dept. of Banking and Consumer Finance; NH: Licensed by the NH Banking Dept., #6743MB; NV: License #626; NJ: New Jersey – Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226, (888) 474-0404, Licensed by the N.J. Department of Banking and Insurance.; NY: Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226 Licensed Mortgage Banker-NYS Department of Financial Services; OH: MB 850076; OR: License #ML-1387; PA: Licensed by the Dept. of Banking –​ License #21430; RI: Licensed Lender; WA: Consumer Loan Company License CL-3030. ​Conditions may apply.

Benefit available for State Farm customers who have purchased a new life insurance policy since January 1, 2022. While anyone over 18 years of age can join Life Enhanced, certain app features, including rewards, may not be available unless you own an eligible State Farm life insurance policy. At this time, policyholders in Florida and New York are not eligible for the full program. Please note that some policyholders may experience a delay before a new policy is eligible for rewards.

This is not a solicitation to buy or sell State Farm insurance products.

Life Enhanced participation subject to program eligibility and varies by state. Subject to terms and conditions of the agreement. Life Enhanced app is available for Android and iOS. An iOS or Android mobile device may be required to use all Life Enhanced program features. Customers must agree to authorize State Farm to collect health and wellness information data. Mobile application users must agree to a licensing agreement.

Pursuant to relevant tax law, State Farm may send to you and file with the Internal Revenue Service and/or other applicable tax authority a Form 1099-MISC (Miscellaneous Income) for the redemption of Life Enhanced rewards as appropriate. You are solely responsible for any tax consequences arising from the redemption of Life Enhanced rewards. State Farm does not provide tax or legal advice. You may wish to discuss the potential tax consequences of your participation in the Life Enhanced program with a tax or legal advisor.

Each State Farm Insurer has sole financial responsibility for its own products.

State Farm Life Insurance Company (Not Licensed in MA, NY or WI)

State Farm Life and Accident Assurance Company (Licensed in NY and WI) Bloomington, IL

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.