Insurance Agent Julie Cairns
STATE FARM® INSURANCE AGENT, RICHLAND CENTER, WI

Julie Cairns

Would you like to get a quote?

Office Details:

Street Address:

43.334933
-90.387150
172 S. Main Street
Richland Center, WI 53581

Landmark:

Downtown Richland Ctr. on the corner of Seminary & Main Street w/ convenient location & easy access.

Languages:

English

Office Hours (CST):

9-5pm Monday-Friday
Evenings & Saturdays by appt
Text or Call 24/7 (647-3632)

Phone:

Fax:

608-663-4057

Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay insurance bills fast and manage them easily.


Let us help you create a Personal Price Plan®

Everyone loves saving money. Customize a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, Julie Cairns can help you create a solution that’s right for you.

Prices are based on rating plans that may vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.
*Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.



Auto Insurance

Buckle up with State Farm, and get auto insurance in Richland Center, WI that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Julie Cairns in Richland Center, WI will help you get your Personal Price Plan for auto insurance. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!



Recreational Vehicles

Do you enjoy the great outdoors with a motorcycle, motorhome, camping trailer, boat or off-road vehicle?  The world of recreational vehicles is almost as diverse as the list of recreational activities you might enjoy with them!  Recreational vehicles are built for adventure, but before you head out to hit the open road, water or trails make sure your toys have quality coverage with options designed with recreational vehicles specifically in mind.  Protect your most valued items wherever you roam.

Want more information? Ask Julie Cairns in Richland Center, WI about a recreational vehicle insurance quote.

Call or email an agent for a recreational vehicle quote.



Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Richland Center, WI. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Julie Cairns in Richland Center, WI will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!



Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!



Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Richland Center, WI. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Julie Cairns in Richland Center, WI about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.



Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Richland Center, WI. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Julie Cairns in Richland Center, WI to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your small business insurance quote today!



Life Insurance

Whether the death benefit helps your beneficiary pay housing costs, maintain a current standard of living, or helps pay for your children’s education, State Farm® life insurance helps your life's moments live on. Help secure the future of your family with a term, whole, or universal life policy. You have choices, and we have policies to fit nearly every need and budget.

By-the-way. If you thought you that you could not qualify for life insurance, Guaranteed Issue Final Expense is now available. The death benefit can help with final expenses, including funeral, burial costs, medical bills, cremation, or other debt.

Life Enhanced®

Build a stronger well-being.
Get guidance and motivation to strengthen key areas of your overall wellness.
Take a closer look

Julie Cairns in Richland Center, WI will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!



Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Richland Center, WI. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Julie Cairns in Richland Center, WI to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your hospital income online insurance quote.



Banking

Banking, your way. When, where, and how you want. When you're looking for help to achieve your financial goals, we want to be your first and best choice in Richland Center, WI. Thanks to an alliance between U.S. Bank® and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs, Retirement CDs and Credit Cards online or through your local State Farm agent.

Talk with Julie Cairns in Richland Center, WI to get more information about available U.S. Bank banking products.

Call or email an agent for product information.



Annuities

Let State Farm® support your financial future with an investment through annuities in Richland Center, WI. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Julie Cairns to get more information about annuities in Richland Center, WI that support your financial goals.

Call or email an agent for investment information.



Mutual Funds

Invest in your future and help meet your goals with State Farm® Investment Planning Services. You’re offered a variety of account types and multiple investment products. Feel free to check the investment firm or professional’s background at FINRA's Broker Check®. State Farm VP Management Corp. Customer Relationship Summary

Talk with Julie Cairns to get more information about mutual funds in Richland Center, WI and financial opportunities.

Call or email an agent for investment information.



Pet Insurance

StateFarm Trupanion

When your pets need medical attention, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We’re here to help. State Farm works with Trupanion® – a leader in high-quality pet medical insurance – to make it easier for pet owners to care for their furry family members.

Want more information? Ask Julie Cairns in Richland Center, WI about a pet medical insurance quote.

Start your pet medical insurance quote. It’s fast and easy!

Our Mission:

We help our State Farm customers make smart decisions. We find out what is important to YOU, and help you make it happen! We are active participants in your lives. We help you prepare for, and recover from, the unexpected.
Our Mission Photo

Our Team:

Team Member Profile Photo Ryan Cairns
Ryan Cairns
Account Manager
Ryan (also known as Julie's husband), has been with our office since day one! Ryan brings with him 20 years of experience in taking care of people, and in a wide variety of areas. Ryan is known for his tenacity and focus on taking great care of our State Farm customers. Ryan works closely with our Farm insurance and Business insurance. We value Ryan's ability to multi-task and his willingness to jump in and assist in any area we ask!
Team Member Profile Photo Kimberly Gander
Kimberly Gander
Office Manager
Kim is our awesome Office Manager! Kim brings with her, experience in Life Insurance, high quality customer service, and a sincere passion for Insurance. Along with being our Office Manager, Kim is an Auto Insurance, Farm insurance, Business Insurance, and billing wizard! Our State Farm customers all say how much they appreciate Kim's ability to patiently and thoroughly explain things.
Team Member Profile Photo Karen Manning
Karen Manning
Multiple Line Representative
Karen (also known as Julie's mom) has been with our office since day one! A firm believer in customer centered service and attention to detail, Karen brings with her over 20 years in retail management. Karen is an auto insurance, renters insurance, and home insurance representative in our office. We are thankful and blessed to have her on our team!
Team Member Profile Photo Lyndsey Swenson
Lyndsey Swenson
Account Representative
Lyndsey was born and raised in Richland County. Lyndsey and her husband raise their family here in Richland County as well. We are so excited to have her on our team and here to assist our community in their insurance needs.
Team Member Profile Photo Samantha Knoble
Samantha Knoble
Account Representative
Samantha grew up on a dairy farm in Richland Cnty. She enjoys watching & playing sports. She loves animals of all kinds. Sam earned her degree from UW Richland while working in customer service for five years. Sam is excited to be helping people w/ their insurance needs. Sam feels it is important that people understand the coverage they have & to share the why behind the recommendations. Sam can help you w/ your auto, home & renters insurance, business & farm insurance, and pet insurance needs.
Team Member Profile Photo Caitlin Davis
Caitlin Davis
Account Representative
Caitlin is licensed in Auto, Fire, Life and Health insurance. She has worked with our office for over 10 years. She is a graduate of The University of Kentucky. A proud mamma to twin boys and a baby girl. Hobbies include: Health and Wellness, playing football and baseball with her boys, snuggles with her baby girl, and date nights with her husband.
Team Member Profile Photo Ethan Haffner
Ethan Haffner
Account Representative
Ethan joined our team in Dec. 2023. Ethan was born and raised Muscoda, WI., and a Riverdale alum. Ethan calls himself a sports enthusiast and aspires to travel! Ethan has a natural, unconditional passion in being a resource for people to lean on as they need assistance, or have any questions. Ethan comes to us with years of customer service experience. We feel proud to have Ethan on our team and excited for customers + community see what we see in him, his sincere drive to help others!
Team Member Profile Photo Janice Pettersen
Janice Pettersen
Account Representative
Janice has been in the Richland Center office for over 30 years! She has an invaluable amount of insurance knowledge and experience. Her sincerity and patience are obvious to all that work with her! Janice is a wife, mother, and proud grandma!

Agent's Credentials and Licenses:

WI-17000556

We're Hiring

It could be the beginning of an exciting career.
This opportunity is about potential employment with an independent contractor agent who solicits application for State Farm products and services, and does NOT result in employment with any of the State Farm Companies. The employment selection decision, terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.

Disclosures

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on statefarm.com. Read it carefully. AP2023/02/0243

Securities distributed by State Farm VP Management Corp. State Farm VP Management Corp. Customer Relationship Summary

Securities Supervisor address:797 Market St , Oregon, WI 53575-1007 Phone: 608-836-5284

Deposit products offered by U.S. Bank National Association. Member FDIC.

The creditor and issuer of this credit card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Pet insurance products are underwritten in the United States by American Pet Insurance Company and ZPIC Insurance Company, 6100-4th Ave. S, Seattle, WA 98108. Administered by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). Terms and conditions apply, see full policy on Trupanion's website for details. State Farm Mutual Automobile Insurance Company, its subsidiaries and affiliates, neither offer nor are financially responsible for pet insurance products. State Farm is a separate entity and is not affiliated with Trupanion or American Pet Insurance. 

Pre-existing conditions: If you currently have a pet medical insurance policy, switching carriers or purchasing a new policy may affect certain provisions such as coverages for pre-existing conditions or deductibles already established under your current policy. Let your State Farm® agent know if your existing policy has provisions that might make it beneficial for you to keep. 

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites referenced in this material. Products and services are offered by third parties and State Farm does not warrant the merchantability, fitness or quality of the products and services of the third parties.

Benefit available for State Farm customers who have purchased a new life insurance policy since January 1, 2022. While anyone over 18 years of age can join Life Enhanced, certain app features, including rewards, may not be available unless you own an eligible State Farm life insurance policy. At this time, policyholders in Florida and New York are not eligible for the full program. Please note that some policyholders may experience a delay before a new policy is eligible for rewards.

This is not a solicitation to buy or sell State Farm insurance products.

Life Enhanced participation subject to program eligibility and varies by state. Subject to terms and conditions of the agreement. Life Enhanced app is available for Android and iOS. An iOS or Android mobile device may be required to use all Life Enhanced program features. Customers must agree to authorize State Farm to collect health and wellness information data. Mobile application users must agree to a licensing agreement.

Pursuant to relevant tax law, State Farm may send to you and file with the Internal Revenue Service and/or other applicable tax authority a Form 1099-MISC (Miscellaneous Income) for the redemption of Life Enhanced rewards as appropriate. You are solely responsible for any tax consequences arising from the redemption of Life Enhanced rewards. State Farm does not provide tax or legal advice. You may wish to discuss the potential tax consequences of your participation in the Life Enhanced program with a tax or legal advisor.

Each State Farm Insurer has sole financial responsibility for its own products.

State Farm Life Insurance Company (Not Licensed in MA, NY or WI)

State Farm Life and Accident Assurance Company (Licensed in NY and WI) Bloomington, IL

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.