Insurance Agent Ernest Soto

Ernest Soto

Ernest C Soto Ins Agcy Inc

Would you like to get a quote?

Office Details:

Street Address:

129 Woodstock Avenue
Rutland, VT 05701-3534


Conveniently located across from Olympic Pizza on Route 4 in Rutland.

Office Hours (EST):

Available 24x7 online, phone
Appointments preferred
CDC guidelines for masks




Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay insurance bills fast and manage them easily.

Auto Insurance

Buckle up with State Farm, and get auto insurance in Rutland, VT that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Ernest Soto in Rutland, VT will help you get started after you complete a car insurance online quote. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!

Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Rutland, VT. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Ernest Soto in Rutland, VT will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!

Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!

Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Rutland, VT. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Ernest Soto in Rutland, VT about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.

Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Rutland, VT. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Ernest Soto in Rutland, VT to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a small business insurance quote.

Life Insurance

State Farm® life insurance helps your life's moments live on. Whether it keeps paying the mortgage, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. Help secure the future of your family with a term life, whole life, or universal life policy. We have policy options to fit your needs and budget.

Ernest Soto in Rutland, VT will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!

Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Rutland, VT. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Ernest Soto in Rutland, VT to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your medicare supplement online insurance quote.

Start your hospital income online insurance quote.


Banking, your way. When, where, and how you want. When you're looking for help to achieve your financial goals, we want to be your first and best choice in Rutland, VT. Thanks to an alliance between U.S. Bank® and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs, Retirement CDs and Credit Cards online or through your local State Farm agent.

Talk with Ernest Soto in Rutland, VT to get more information about available U.S. Bank banking products.

Call or email an agent for product information.


Let State Farm® support your financial future with an investment through annuities in Rutland, VT. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Ernest Soto to get more information about annuities in Rutland, VT that support your financial goals.

Call or email an agent for investment information.

Pet Insurance

When your pets need medical attention, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We’re here to help. State Farm works with Trupanion® – a leader in high-quality pet medical insurance – to make it easier for pet owners to care for their furry family members.

Want more information? Ask Ernest Soto in Rutland, VT about a pet medical insurance quote.

Start your pet medical insurance quote. It’s fast and easy!

About Me:

  • It's motorcycle, boat and ATV season. Quote us!
  • Prefer to speak with us? We love phone calls
  • Experienced: State Farm Agent since 1998 in Rutland
  • 'Round the clock availability by phone, app, internet
  • Pet insurance now available. We love pets.
  • We serve Rutland, Windsor, Bennington and Vermont
  • Have a dog? No banned breed list.
  • Seasonal home rental welcome
  • Free Quotes for Life Insurance and Health Insurance
  • Free Quotes on Auto Insurance and Home Insurance
  • Moving to Vermont? We can help with insurance
  • We also offer renters, condo and business insurance
  • Many auto discounts including safe driver, low mileage
  • Two Notary Publics in the office
  • Legion of Honor and Ambassador Travel Qualifier
  • Text us!
About Me Photo

Our Mission:

We make insurance quotes and service easy and convenient. Great service includes getting to know you and we do! We focus on putting together insurance plans that fit your needs and we help you understand your insurance policies. If you prefer working with local folks and want the ease of a large, national company with 24 hour access by phone, the web or a smartphone app, texting and video conferencing then look no further. We are for you!
Our Mission Photo

Our Team:

Team Member Profile Photo Sydnee Petty
Sydnee Petty
Office Manager
I was born and raised in Poultney VT. I am now raising my own family there. I attended Poultney High School and Stafford Technical Center for hospitality. I love working with our State Farm customers and meeting new people. I started working with the team in June 2018 and have loved my time here. I am here to help with your home, auto, renters and condo needs.
Team Member Profile Photo Daniel Brannon
Daniel Brannon
Account Representative
I was born in Florida where I lived until 16, and have lived in Poultney, Vermont since. My fiance and I have 3 wonderful kids together. My time here at Ernest Soto's Rutland office started in April 2021, where I am licensed for your auto, home, and life needs. The biggest pleasure here at the office is helping ensure that we have you covered, through life's experiences.
Team Member Profile Photo Michele Soto
Michele Soto
Office Representative
I was born on Long Island and moved to NJ and FL. I began my career as a dental assistant. Later I graduated from Florida Southern University with a BA in Business. I began my career in insurance in 1993. I moved to Rutland, VT in 1998 with my amazing husband Ernest and began working in his office. As the agent's wife, I help us stay focused in the office as well as in the home. I can help with your auto, motorcycle, home, renters and condo insurance needs.

Agent's Credentials and Licenses:


We're Hiring

It could be the beginning of an exciting career.
This opportunity is about potential employment with an independent contractor agent who solicits application for State Farm products and services, and does NOT result in employment with any of the State Farm Companies. The employment selection decision, terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.


Deposit products offered by U.S. Bank National Association. Member FDIC.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Pet insurance products are underwritten in the United States by American Pet Insurance Company, 6100-4th Ave S, Seattle, WA 98108. Please visit For additional information and disclosures concerning Pet insurance please see Pet Insurance From State Farm® and Trupanion®. State Farm Mutual Automobile Insurance Company, its subsidiaries and affiliates, neither offer nor are financially responsible for pet insurance products.  State Farm is a separate entity and is not affiliated with Trupanion or American Pet Insurance.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.