Insurance Agent Mike Watson

Mike Watson

Mike Watson Insurance Agcy Inc

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Office Details:

Street Address:

649 E Main Street
Melbourne, AR 72556

Office Hours (CST):

Mon - Fri 8:00 am - 5:00 pm
Evenings & Sat. by appt.




Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay insurance bills fast and manage them easily.

Let us help you create a Personal Price Plan™

Everyone loves saving money. Customize a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, Mike Watson can help you create a solution that’s right for you.

Prices are based on rating plans that may vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.
*Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.

Auto Insurance

Buckle up with State Farm, and get auto insurance in Melbourne, AR that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Mike Watson in Melbourne, AR will help you get started after you complete a car insurance online quote. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!

Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Melbourne, AR. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Mike Watson in Melbourne, AR will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!

Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!

Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Melbourne, AR. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Mike Watson in Melbourne, AR about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.

Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Melbourne, AR. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Mike Watson in Melbourne, AR to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a small business insurance quote.

Life Insurance

State Farm® life insurance helps your life's moments live on. Whether it keeps paying the mortgage, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. Help secure the future of your family with a term life, whole life, or universal life policy. We have policy options to fit your needs and budget.

Mike Watson in Melbourne, AR will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!

Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Melbourne, AR. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Mike Watson in Melbourne, AR to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your medicare supplement online insurance quote.

Start your hospital income online insurance quote.


Banking, your way. When, where, and how you want. When you're looking for help to achieve your financial goals, we want to be your first and best choice in Melbourne, AR. Thanks to an alliance between U.S. Bank® and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs, Retirement CDs and Credit Cards online or through your local State Farm agent.

Talk with Mike Watson in Melbourne, AR to get more information about available U.S. Bank banking products.

Call or email an agent for product information.

Home Loans

A simple, seamless home loan experience. State Farm® and Rocket Mortgage® have teamed up to help with all of your home loan needs - everything from buying a home to refinancing your current mortgage. Loan options include traditional mortgages, as well as Jumbo, VA and FHA.

Talk with Mike Watson in Melbourne, AR to get more information about available home loan products from Rocket Mortgage.

Call or email an agent for product information.


Let State Farm® support your financial future with an investment through annuities in Melbourne, AR. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Mike Watson to get more information about annuities in Melbourne, AR that support your financial goals.

Call or email an agent for investment information.

Mutual Funds

Invest in your future and help meet your goals with State Farm® Investment Planning Services. You’re offered a variety of account types and multiple investment products. Feel free to check the investment firm or professional’s background at FINRA's Broker Check®. State Farm VP Management Corp. Customer Relationship Summary

Talk with Mike Watson to get more information about mutual funds in Melbourne, AR and financial opportunities.

Call or email an agent for investment information.

Pet Insurance

When your pets need medical attention, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We’re here to help. State Farm works with Trupanion® – a leader in high-quality pet medical insurance – to make it easier for pet owners to care for their furry family members.

Want more information? Ask Mike Watson in Melbourne, AR about a pet medical insurance quote.

Start your pet medical insurance quote. It’s fast and easy!

About Me:

  • State Farm Agent in Melbourne, AR
  • Out of State Transfers
  • Insurance - Melbourne, Horseshoe Bend, Calico Rock
  • Auto Insurance Mount Pleasant, Salem, Oxford
  • Life Insurance Melbourne, Salem, Horseshoe Bend
  • Car Insurance Melbourne, Horseshoe Bend, Mountain View
  • Call our office for a FREE Car Insurance Quote
  • Call for Auto Insurance and Home Insurance
  • Renters Insurance in Melbourne, Salem, Mountain View
  • Business /Commercial Insurance in Melbourne & Mtn. View
  • Call our Team to Save on House Insurance
  • Home Insurance in Melbourne, Salem, Horseshoe Bend
  • State Farm Lifetime Presidents Club
  • State Farm Chairmans Circle Qualifier
  • State Farm Exotic Travel Qualifier
  • Save Money on Auto Insurance in Mountain View

Our Mission:

The Mike Watson State Farm team is proud to serve Melbourne and Izard, Fulton, and Stone counties with insurance and financial services. Contact our office for an insurance review to see where we can help you with auto insurance, home insurance, life insurance and more. We would love the opportunity to meet with you.

Our Team:

Team Member Profile Photo Kohl Caraway
Kohl Caraway
Team Leader
Lic#: 18716448
Kohl is the Agency Manager of the Melbourne office and ready to help with your Insurance needs. Kohl is a Melbourne native and has worked with the people of Izard County for 20 years. Kohl loves to hunt, go to school events at Melbourne High School and spend time with his family. If your in Izard County and need Kohl.
Team Member Profile Photo Morgan Gonser
Morgan Gonser
Personal Account Representative
Lic#: 18713641
Morgan is a graduate of Izard County but now calls Melbourne home along with her husband and their kids. Morgan enjoys golfing, reading a good book and running in her spare time. Morgan is our Office Manager in the Melbourne location and ready to help with your Auto Insurance and Life Insurance needs.
Team Member Profile Photo Brooke Hyslip
Brooke Hyslip
Account Representative
Lic#: 19943646
Brooke has been in insurance since 2021 and is licensed in home, auto, and life. After graduating from high school in New Mexico she moved to Melbourne and enjoys time outdoors. Brooke can be found on the run, literally. She loves to run, hike, and spend time with her three kids when she is not in the office at Mike Watson State Farm. Stop by the office with questions or give Brooke a call!
Team Member Profile Photo Karmell Merriweather
Karmell Merriweather
Customer Service Representative
Lic#: 17571354
Karmell is our Customer Care Representative. She has worked in the insurance industry for over a decade. She enjoys spending time with her family and being outside.
Team Member Profile Photo Jim Golden
Jim Golden
Customer Relations Representative
Lic#: 16998937
Jim Golden has been working at Mike Watson State Farm for 3 years helping with Auto Insurance, Home Insurance and Business Insurance. He and his wife live in Cherokee Village, AR. Jim is our Claims Liaison. A native of Iowa, Jim's Dad was a State Farm Agent in Dyersville. Jim is an Army Veteran and active in the American Legion, Highland Elks and is an avid golfer. He also teaches Driving Safety classes.
Team Member Profile Photo Tina Solari
Tina Solari
Lic#: 6082213
Tina is a native of Branson, MO. but now lives in Horseshoe Bend with her husband. Tina has over 20 years of insurance experience and loves to canoe and cruise in their vintage cars
Team Member Profile Photo Michele Collins
Michele Collins
Personal Account Representative
Lic#: 11883660
Michele has been in the insurance business for nearly a decade and can help you with Auto, Home, Life, Health. Michele and her husband live in Evening Shade and love their pets and spending time with their church family.
Team Member Profile Photo Matthew Boyer
Matthew Boyer
Lic#: 19598837
Team Member Profile Photo Lesha Watson
Lesha Watson
Agent's Executive Assistant
Lic#: 16246870
Lesha is Mike's wife and helps manage both Melbourne and Highland locations. Lesha and Mike both graduated from Melbourne High School and lived there for over 30 years. Lesha can help with Auto, Home, Life, and Health. Lesha spends her free time playing with her grandchildren.
Team Member Profile Photo Skyler Conway
Skyler Conway
Personal Account Representative
Lic#: 19932965
Skyler is a Personal Account Representative for Mike Watson State Farm. He has been a Personal Account Representative since June 2021 and has dabbled in service calls in high school. Skyler is licensed in Arkansas and Missouri in Property & Casualty and Life & Health. If you are a sports fan or like to hunt and fish, Skyler is your guy! Stop by the office or give Skyler a call!
Team Member Profile Photo Samantha Huckabee
Samantha Huckabee
Business Insurance Representative
Lic#: 1666581
Samantha Huckabee has worked at Mike Watson State Farm since 2015 helping with Auto Insurance, Home Insurance and Life Insurance. Samantha and her husband live in the Cave City/Smithville area. She has been in insurance industry since 1990 and If you need Commercial/Business Insurance-call Sam. Samantha enjoys following her 5 sons at their Highland Rebel sporting events.

Agent's Credentials and Licenses:

NMLS # 331938


Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on Read it carefully. AP2022/03/0343

Securities distributed by State Farm VP Management Corp. State Farm VP Management Corp. Customer Relationship Summary

Securities Supervisor address:440 Cobia Dr Ste 1204 Ofc 7 , Katy, TX 77494-7224 Phone: 501-650-1733

Deposit products offered by U.S. Bank National Association. Member FDIC.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Pet insurance products are underwritten in the United States by American Pet Insurance Company, 6100-4th Ave S, Seattle, WA 98108. Please visit For additional information and disclosures concerning Pet insurance please see Pet Insurance From State Farm® and Trupanion®. State Farm Mutual Automobile Insurance Company, its subsidiaries and affiliates, neither offer nor are financially responsible for pet insurance products.  State Farm is a separate entity and is not affiliated with Trupanion or American Pet Insurance.

Rocket Mortgage, LLC; NMLS #3030; Equal Housing Lender. Licensed in 50 states. AL License No. MC 20979, Control No. 100152352. AR, TX: 1050 Woodward Ave., Detroit, MI 48226-1906, (888) 474-0404; AZ: 1 N. Central Ave., Ste. 2000, Phoenix, AZ 85004, Mortgage Banker License #BK-0902939; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate; GA: Residential Mortgage Licensee #11704; IL: Residential Mortgage Licensee #4127 – Dept. of Financial and Professional Regulation; KS: Licensed Mortgage Company MC.0025309; MA: Mortgage Lender License #ML 3030; ME: Supervised Lender License; MN: Not an offer for a rate lock agreement; MS: Licensed by the MS Dept. of Banking and Consumer Finance; NH: Licensed by the NH Banking Dept., #6743MB; NV: License #626; NJ: New Jersey – Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226, (888) 474-0404, Licensed by the N.J. Department of Banking and Insurance.; NY: Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226 Licensed Mortgage Banker-NYS Department of Financial Services; OH: MB 850076; OR: License #ML-1387; PA: Licensed by the Dept. of Banking –​ License #21430; RI: Licensed Lender; WA: Consumer Loan Company License CL-3030. ​Conditions may apply.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.