Homeowners Insurance

More homeowners choose State Farm® as their home insurance company over any other insurer. Make the move to protect your home and family. Plus, save money when you have both a home and car insurance policy with State Farm®.
Get a Homeowners Quote

Know Your Homeowners Insurance Coverage


Homeowners insurance may cover losses to covered property caused by:*

  • Weather: Storms, fire, wind, hail, lightning, freezing of a plumbing system, weight of ice, snow or sleet
  • Non-weather: Theft, vandalism, riots, aircraft and vehicles
  • Accidental Direct Physical Loss: Water from plumbing, tearing/bulging of heating or cooling systems, artificially generated electrical current

*Please refer to your actual policy for a complete list of covered property and covered losses.



Homeowners insurance may not cover:*

  • If the insured intentionally causes harm to property or person
  • Business pursuits or professional services. Learn more about business owners policies.
  • Ownership, operation, or maintenance of aircraft, motor vehicles and some watercraft

*Please refer to your actual policy for a complete list of losses not insured and policy exclusions.



Protect your investment. Here's some quick advice for figuring out homeowners insurance costs and coverage options. As always, you can talk to a State Farm agent.



Make sure your coverage includes all that you've collected or inherited over the years. Create a home inventory today.


Simple Insights® by State Farm

Take advantage of what we've learned through the years in Simple Insights.

How to Navigate the Process as a First Time Home Buyer

How to Navigate the Process as a First Time Home Buyer

Being a first time home buyer can be daunting.

What to Note for Home Insurance Reviews

What to Note for Home Insurance Reviews

A few helpful things homeowners should keep in mind for home insurance reviews.

Moving? Don't Forget to Make Insurance Changes Too

Moving? Don't Forget to Make Insurance Changes Too

Find out if you just transfer insurance to the new address or if you need new coverage.

Find an Agent


 

Disclosures

Discount, policies, and programs and their availability vary by state and eligibility requirements.

This information contains only a general description of coverages and is not a contract. Details of coverage or limits vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements.

Discount offers on home security products are not available in all states and may require an eligible State Farm Auto or Fire policy. Discount offers not available in Alaska, New York, North Dakota, Pennsylvania, or South Dakota. State Farm customers in Indiana, and North Carolina must have a State Farm Auto policy to be eligible for the discount offer. Discount offers only available in the US. Products and services are offered by third parties and State Farm does not warrant the merchantability, fitness, or quality of the products and services of the third parties.

State Farm Fire and Casualty Company
Bloomington, IL

State Farm General Insurance Company
Bloomington, IL

State Farm Florida Insurance Company
Winter Haven, FL

State Farm Lloyds
Richardson, TX