Protect Your Farm Home with Farm Coverage from State Farm®

Farm coverage from State Farm may be right for you if you own the farm or ranch premises in which you live. A farm policy combines Personal/Household coverages together with Farm/Ranch coverages.

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Personal and Household Coverages

Owner Occupied Dwelling - Coverage A

Insures your dwelling, in-ground swimming pool, water well connected to your dwelling, and outdoor antenna.

Loss Settlement Provisions include:

  • Replacement Cost - Similar Construction
  • Replacement Cost - Common Construction

Farm Coverages

Farm Liability Coverages

Other Products and Services Designed to Meet Your Needs


To learn more about available Farm/Ranch insurance coverage or to get a quote contact a State Farm® agent.

This coverage is only available, subject to eligibility requirements, in the following states and province: Arkansas, California, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Mexico, North Dakota, Ohio, Oklahoma, Ontario, Oregon, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin and Wyoming.

This information contains only a general description of coverages and is not a contract. Details of coverage or limits vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements.

*Equipment breakdown is as an optional Home and Farm coverage in all farm writing states except California and Louisiana.