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Dave Margherio
Street Address:

540 Edwardsville Road

Troy, IL 62294-1338

Mailing Address:

540 Edwardsville Rd

Troy, IL 62294-1338

Landmark:

Between Ace Hardware & Circle K gas station.

MapDirections

Phone: (618) 667-2555

Fax: (618) 667-2572

Office Hours:

Mon-Fri 9:00am to 5:00pm

Weekends by appointment

24/7 Quotes & Services

My background and achievements

  • Licensed to write in Illinois and Missouri
  • Notary services available
  • Lifetime Illinois Resident
  • Fulltime Insurance Professional Since 1972
  • Focusing on Auto, Home, Life & Commercial Insurance
  • Only Troy State Farm Agent since 1977
  • Past President Troy Jaycees & Land of Goshen Kiwanis
  • Call, Email, Text us for Car, Home, and Life quotes
  • 24/7 Quotes & Service
  • After hour appoinments available
  • Serving Troy, Marine, St. Jacob areas
  • Serving Collinsville, Glen Carbon, Edwardsville area
  • Serving the Metro East Area
  • We pay claims directly out of our office

Meet the team

  • Nancy Margherio
  • Michelle Cissell - Insurance Account Representative
  • Kristen Manny - Insurance Account Representative
  • Carla Smith - Insurance Account Representative
Experience counts! David (everyone calls me Dave) Margherio's State Farm Office in Troy combines a team of qualified professionals committed to one goal...putting the needs and goals of each policyholder first.
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I understand the needs of a business owner like you. Together we can help protect your business and plan a roadmap for your financial future.
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Business insurance basics

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Business Property and Liability
Business Auto
Business Recovery: Planning for Diaster
Protecting your Condo is important, so let's make sure you've got the right insurance coverage at the right rate.
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Condo insurance basics

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 Did You Know?
Safer Cars, Lower Rates. Car Shopping Soon?

Some insurers increase premiums for cars that have higher rates of damage or occupant injury. And cars that do better in safety tests? They're more likely to get you lower rates.

Animal-Vehicle Collisions

Each year, about 1.5 million animal-vehicle collisions cause about $1 billion in damage, according to the Insurance Information Institute for Highway Safety (IIHS).

What to do in a Tornado

Move cars inside a garage and keep your car and house keys with you. Have your emergency kit ready and keep your radio or TV tuned into the weather reports.

The Landlords Insurance Covers Me

Your landlord's insurance generally only covers the building where you live - not your personal belongings and your liability.

Cell Phone Safety

Cell phone units that allow the hands to be free offer no safety advantage over hand-held units.

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 Helpful Info


  • State Farm Bank®, Bloomington, Illinois, Member FDIC and Equal Housing Lender. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and subject to investment risk, including possible loss of principal invested. Contact State Farm Bank toll-free at 1-877-SF4-BANK (1-877-734-2265).
  • Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.
  • Before investing, consider the funds' investment objectives, risks, charges and expenses. Contact State Farm VP Management Corp., (1-800-447-4930) for a prospectus or summary prospectus containing this and other information. Read it carefully. AP 2012/09/1122
  • State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.
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