David Prusakowski, CPCUwww.insurerome.com

Some insurers increase premiums for cars that have higher rates of damage or occupant injury. And cars that do better in safety tests? They're more likely to get you lower rates.

Your landlord's insurance generally only covers the building where you live - not your personal belongings and your liability.

A good neighbor is a green neighbor™ State Farm Insurance® is committed to a future where environmental values are key to the way we do business. We will continue to find solutions to reduce our company impacts and help build safer and greener communities. Visit www.statefarm.com/green.

State Farm conducted a survey on the state of American neighbors and found that 60% have a pet peeve with their current neighbors. Topping the list of complaints were out-of-control pets or kids, noise and poorly maintained property. To explore more survey findings visit statefarm.com/neighbors.