Insurance Agent Sandy Woods

Sandy Woods

Woods Ins and Fin Svcs Inc

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Office Details:

Street Address:

120 S Hamilton St
Marshall, MI 49068


Located in downtown Marshall behind the Post Office and across the street from the Bogar Theatre.

Office Hours (EST):

Mon-Fri 9:00am to 5:00pm
After Hours by Appointment






Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay insurance bills fast and manage them easily.

Auto Insurance

Buckle up with State Farm, and get auto insurance in Marshall, MI that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Sandy Woods in Marshall, MI will help you get started after you complete a car insurance online quote. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!

Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Marshall, MI. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Sandy Woods in Marshall, MI will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!

Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!

Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Marshall, MI. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Sandy Woods in Marshall, MI about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.

Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Marshall, MI. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Sandy Woods in Marshall, MI to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a small business insurance quote.

Life Insurance

State Farm® life insurance helps your life's moments live on. Whether it keeps paying the mortgage, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. Help secure the future of your family with a term life, whole life, or universal life policy. We have policy options to fit your needs and budget.

Sandy Woods in Marshall, MI will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!

Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Marshall, MI. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Sandy Woods in Marshall, MI to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your medicare supplement online insurance quote.

Start your hospital income online insurance quote.


Banking, your way.  When, where, and how you want.  When you're looking for help to achieve your financial goals, we want to be your first and best choice in Marshall, MI. Thanks to an all-new alliance between U.S. Bank and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs and Retirement CDs online or through your local State Farm agent.

Talk with Sandy Woods in Marshall, MI to get more information about available U.S. Bank banking products.

Call or email an agent for product information.


Let State Farm® support your financial future with an investment through annuities in Marshall, MI. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Sandy Woods to get more information about annuities in Marshall, MI that support your financial goals.

Call or email an agent for investment information.

Mutual Funds

Invest in your future and help meet your goals with State Farm® Investment Planning Services. You’re offered a variety of account types and multiple investment products. Feel free to check the investment firm or professional’s background at FINRA's Broker Check®.

Talk with Sandy Woods to get more information about mutual funds in Marshall, MI and financial opportunities.

Call or email an agent for investment information.

About Me:

  • Siena Heights College- B.A.
  • State Farm experience since 1982
  • State Farm Chairman's Circle Qualifier
  • Marshall Area Economic Development Alliance Member
  • Past President of Exchange Club of Marshall Michigan
  • Supporter of Marshall Area Community Services (MACS)
  • Supporter of The Fountain Clinic
  • Auto Insurance in Marshall MI
  • Auto Insurance in Battle Creek MI
  • Auto Insurance in Kalamazoo MI
  • Home Insurance in Marshall MI
  • Home Insurance in Battle Creek MI
  • Home Insurance in Kalamazoo MI
  • Renters Insurance in Marshall MI
  • Renters Insurance in Battle Creek MI
  • Auto Reform in Michigan

Our Mission:

We want to be the customer's first choice for insurance needs in the Marshall area. We focus on Auto Insurance, Home Insurance, Renters Insurance, Life Insurance and Health Insurance in the Marshall, Tekonsha, Homer, Bellevue, Olivet, Jackson, Battle Creek, Union City, Galesburg, and Kalamazoo areas. Prepared for Auto Reform.

Our Team:

Team Member Profile Photo Kelli Peters
Kelli Peters
Office Manager
Kelli is the office manager and known as the bull dog when it comes to getting things done! Having been born and raised surrounded by State Farm employees, Kelli was destined to play a pivotal roll this office. With Sandy being her mother, she naturally became involved in the office when it opened in 2004, taking on a full time role in 2007. She married her husband in 2009 and in 2014 they welcomed their spunky daughter that keeps them very active.
Team Member Profile Photo Ryan Underhill
Ryan Underhill
Office Manager
Ryan came to our office in 2015, and now manages our New Accounts Team. Ryan is all about Marshall. He currently serves on City Council, Chair of the Youngish Professionals Committee, Rotary, and Knights of Columbus. When he isn't at the office he is with his wife and daughter, either traveling or on the golf course.
Team Member Profile Photo Melissa West
Melissa West
Insurance Account Representative
I have been working for State Farm Woods Agency since January 2007. My main goal in the office is to help people with their life insurance needs and goals. I have been married to my husband since 1999. We have two sons. In what spare time I have, I like to read, take pictures, and scrapbook.
Team Member Profile Photo Tammy Northern
Tammy Northern
Customer Service Representative
I was born in Marshall. I'm married and have 2 daughters. I enjoy spending time with my family and watching my daughters play volleyball. I have worked for Sandy Woods since 2012
Team Member Profile Photo Jessica Woods
Jessica Woods
Customer Relations Representative
Jessica has 8 years of insurance experience.

Agent's Credentials and Licenses:


We're Hiring

It could be the beginning of an exciting career.
This opportunity is about potential employment with an independent contractor agent who solicits application for State Farm products and services, and does NOT result in employment with any of the State Farm Companies. The employment selection decision, terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.


Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on Read it carefully. AP2020/03/0336

Securities distributed by State Farm VP Management Corp.

Securities Supervisor address:2725 Airview Blvd Ste 203 , Portage, MI 49002-1805 Phone: 269-553-2794

Deposit products offered by U.S. Bank National Association. Member FDIC.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.