Insurance Agent Ralph MacNiven
STATE FARM® INSURANCE AGENT, NAPLES, FL

Ralph MacNiven

LUTCF®
MacNiven Ins Agcy Inc

Would you like to get a quote?

Office Details:

Street Address:

3765 Airport Pulling Road North
Suite 100

Naples, FL 34105-4517

Landmark:

One mile south of Pine Ridge Road. Look for time & temp. sign

Languages:

English
Czech
German
Haitian Creole

Office Hours (EST):

Mon-Weds-Thurs-Fri 9-5
Tuesday 9:30-5

Phone:

Fax:

239-261-7202

Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay current insurance bills, manage notifications and set up future payments.

About Me:

  • State Farm Agent since 1975 in Naples, FL
  • 49 Year Resident of Naples, FL
  • University of Tampa - Bachelor of Science
  • State Farm Life Time President's Club Member
  • State Farm Chairman's Circle Qualifier
  • State Farm Crystal Excellence Agency
  • Serving current & new members of our community
  • Over 182 years combined State Farm Team Experience
  • Offering Life Insurance in Naples, FL
  • Covering your Auto & Home
  • Providing Life & Health Insurance Plans
  • Your trusted advisor for personal & business needs


Let us help you create a Personal Price Plan®

Everyone loves saving money. Customize a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, Ralph MacNiven can help you create a solution that’s right for you.

Prices are based on rating plans that may vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.
*Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.



Auto Insurance

Buckle up with State Farm, and get auto insurance in Naples, FL that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Ralph MacNiven in Naples, FL will help you get your Personal Price Plan for auto insurance. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!



Motorcycle Insurance

Did you know State Farm has offered motorcycle insurance since 1962?  State Farm offers motorcycle insurance for 2 & 3 wheeled motorcycles, mopeds and scooters.  You get the same reliable service from the largest  auto insurance provider in the U.S.  From bodily injury and property damage to theft and emergency expenses, our motorcycle insurance offers more coverage options so you only need to add extra coverage if you need it. 

Work with Ralph MacNiven in Naples, FL to customize your policy with coverages, discounts, and optional add-ons for your bike. Availability and eligibility may vary.

Start your motorcycle insurance quote today.



Recreational Vehicles

Do you enjoy the great outdoors with a motorhome, camping trailer, boat or off-road vehicle?  The world of recreational vehicles is almost as diverse as the list of recreational activities you might enjoy with them!  Recreational vehicles are built for adventure, but before you head out to hit the open road, water or trails make sure your toys have quality coverage with options designed with recreational vehicles specifically in mind.  Protect your most valued items wherever you roam.

Want more information? Ask Ralph MacNiven in Naples, FL about a recreational vehicle insurance quote.

Call or email an agent for a recreational vehicle quote.



Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Naples, FL. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Ralph MacNiven in Naples, FL will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!

StateFarm Ting

Protect your place from electrical fires

  • State Farm and Ting* can help you prevent electrical fires before they happen – for free.
  • Ting program only available to eligible Non-Tenant State Farm Homeowner policyholders.
Explore Ting

* The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY



Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!



Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Naples, FL. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Ralph MacNiven in Naples, FL about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.



Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Naples, FL. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Ralph MacNiven in Naples, FL to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your small business insurance quote today!



Life Insurance

Whether the death benefit helps your beneficiary pay housing costs, maintain a current standard of living, or helps pay for your children’s education, State Farm® life insurance helps your life's moments live on. Help secure the future of your family with a term, whole, or universal life policy. You have choices, and we have policies to fit nearly every need and budget.

By-the-way. If you thought you that you could not qualify for life insurance, Guaranteed Issue Final Expense is now available. The death benefit can help with final expenses, including funeral, burial costs, medical bills, cremation, or other debt.

Ralph MacNiven in Naples, FL will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!



Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Naples, FL. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Ralph MacNiven in Naples, FL to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your hospital income online insurance quote.



Annuities

Let State Farm® support your financial future with an investment through annuities in Naples, FL. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Ralph MacNiven to get more information about annuities in Naples, FL that support your financial goals.

Call or email an agent for investment information.



Pet Insurance

StateFarm Trupanion

When your pets need medical attention, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We’re here to help. State Farm works with Trupanion® – a leader in high-quality pet medical insurance – to make it easier for pet owners to care for their furry family members.

Want more information? Ask Ralph MacNiven in Naples, FL about a pet medical insurance quote.

Start your pet medical insurance quote. It’s fast and easy!

About Me:

  • State Farm Agent since 1975 in Naples, FL
  • 49 Year Resident of Naples, FL
  • University of Tampa - Bachelor of Science
  • State Farm Life Time President's Club Member
  • State Farm Chairman's Circle Qualifier
  • State Farm Crystal Excellence Agency
  • Serving current & new members of our community
  • Over 182 years combined State Farm Team Experience
  • Offering Life Insurance in Naples, FL
  • Covering your Auto & Home
  • Providing Life & Health Insurance Plans
  • Your trusted advisor for personal & business needs

Our Mission:

Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

Our Team:

Jan Hughes
Customer Relations Representative
Lic#: W142026
Hi, my name is Jan. I've been with MacNiven Insurance Agency since 2013. My focus is on customer care and being a resource for our agency and the community. My free time is spent on traveling to see my grandchildren.
Cameron Kettman
Account Representative
Lic#: W337207
Hello I am Cameron and I have been in the insurance industry for 5 years. My passion is helping families cover themselves from everyday risk. I am here to help with all your Auto Insurance, Home Insurance, and Business and Commercial Insurance. I am an accomplished World Record holder for spinning the most different types of sports balls at once. In my spare time I enjoy traveling, golfing and spending time with my wife and 2 Australian shepherds.
Lindsay Destine
Customer Service Representative
Lic#: W942867
Hello, I'm Lindsay! I'm a recent FSU graduate and have started my journey into the world of insurance with MacNiven Insurance Agency in 2022. My goal is to help make sure that I am providing excellent customer service. In my free time, I enjoy crafting, reading and traveling with loved ones. Feel free to call in, we would love to help you with your Auto Insurance or Home Insurance needs!
Melissa Rodriguez
Lic#: W929496
Diana McKenna
Account Representative
Lic#: P052622
Hello, I am Diana! I have been with MacNiven Insurance Agency in Naples, Florida since 2007. My passion is to help families with their Life, Health and Auto needs. I am also bilingual - English, German and Czech. In my free time I enjoy cycling, traveling and spending time with family and friends. Give us a call today for a review of your insurance.
Garrett Anthony
Customer Service Representative
Lic#: W191171
Hello, my name is Garrett. I have been in the insurance industry for 4 years prior to joining the MacNiven team in 2019. I strive to deliver a memorable experience for people I have the pleasure of meeting. I am happy to say that I am a 3rd generation Neapolitan, Naples-native. I attended school locally and graduated from FGCU in 2010. I am here to help with your Auto and Home Insurance needs. Outside of work I enjoy playing basketball and watching college football.
Sarah Llanes
Multiple Line Representative
Lic#: P042748
Hi I'm Sarah! I've enjoyed working with MacNiven Insurance Agency since 2005. My goal is to provide excellent customer service with each State Farm customer I encounter. When I'm not in the office I love to spend time exploring Florida with my 3 kids. Give us a call or stop by today and let me help you with your Home, Auto, or Life Insurance needs in Naples, Florida.
Ron Fueger
Marketing Service Assistant
Lic#: P196506
Hello there! I'm Ron and I've been a MacNiven Insurance Agency team member since 2009. I handle our Social Media and lend administrative support to our office team. In my spare time my wife and I enjoy our beautiful selection of orchid plants.
Manetta Kanefsky
Account Representative
Lic#: D064649
Hi! I am Manetta. I have been with MacNiven Insurance Agency since 2000. I am blessed to work in an agency that has such a caring and family atmosphere between State Farm customers and team members. It is such a great feeling when I can help customers so they can achieve their goals and dreams. When I am not working, I relax by spending time with my husband, my 2 Yorkies and creating in my craft room.
Leslie Mederos
Customer Service Representative
Lic#: W116113
Hi I'm Leslie! I've been providing excellent customer care in English and Spanish at MacNiven Insurance Agency since 2012. My goal is to greet State Farm customer with a smile and share our warm, caring team atmosphere with those who calls or visits our office in Naples, Florida. In my free time I enjoy spending time doing different activities with my family and my 4 legged friends. We look forward to meeting you!

Agent's Credentials and Licenses:

FL-R005518

Disclosures

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Pet insurance products are underwritten in the United States by American Pet Insurance Company and ZPIC Insurance Company, 6100-4th Ave. S, Seattle, WA 98108. Administered by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). Terms and conditions apply, see full policy on Trupanion's website for details. State Farm Mutual Automobile Insurance Company, its subsidiaries and affiliates, neither offer nor are financially responsible for pet insurance products. State Farm is a separate entity and is not affiliated with Trupanion or American Pet Insurance. 

Pre-existing conditions: If you currently have a pet medical insurance policy, switching carriers or purchasing a new policy may affect certain provisions such as coverages for pre-existing conditions or deductibles already established under your current policy. Let your State Farm® agent know if your existing policy has provisions that might make it beneficial for you to keep. 

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites referenced in this material. Products and services are offered by third parties and State Farm does not warrant the merchantability, fitness or quality of the products and services of the third parties.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.