Understanding Flood Insurance

One of the most important ways to prepare for a flood is to buy a flood insurance policy.

Most homeowners policies do not cover flood damage.

If your community participates in the National Flood Insurance Program, you can buy a flood insurance policy through your agent.

Most flood insurance is written through the National Flood Insurance Program (NFIP), which is administered by the Federal Emergency Management Agency (FEMA).

State Farm® sells and services policies through an arrangement with FEMA in fact, we have issued and serviced more NFIP policies than any other private insurer.

A flood insurance policy normally takes 30 days from the date of purchase to go into effect. So, don't wait until a flood is imminent to buy a policy.

For more information about the NFIP and flood insurance, contact your State Farm agent.

The National Flood Insurance Program is only available in the United States.

Your automobiles/recreational vehicles

If you carry comprehensive coverage (optional) on your automobile/recreational vehicle policy, then the direct, sudden damage to your vehicle resulting from a tsunami would be covered under the terms of most policies.

If you have questions about this coverage contact your agent.

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