Flood Insurance - National Flood Insurance Program with State Farm

Flood Insurance Coverage

One of the most important ways to prepare for a flood is to buy flood insurance coverage.


Most homeowners insurance policies do not cover flood damage. State Farm®’s homeowner policies do not provide coverage for flood.

If your community participates in the National Flood Insurance Program, you can buy a flood insurance policy through your agent.

Most flood insurance is written through the National Flood Insurance Program (NFIP), which is administered by the Federal Emergency Management Agency (FEMA).

State Farm agents enrolled in the NFIP Direct Program are able to write and service flood insurance coverage directly through the federal government program, NFIP Direct.

A flood insurance policy normally takes 30 days from the date of purchase to go into effect. So, don't wait until a flood is imminent to buy a policy.

For more information about the NFIP and flood insurance, contact your State Farm agent.

The National Flood Insurance Program is only available in the United States.


Your automobiles/recreational vehicles

If you carry comprehensive coverage (optional) on your automobile/recreational vehicle policy, then the direct, sudden damage to your vehicle resulting from a tsunami would be covered under the terms of most policies.

If you have questions about this coverage contact a State Farm agent.

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