Articles on credit, savings, checking and loans

State Farm® offers credit and loan tips to help you plan for the future as well as information on deposit accounts and how to help protect your financial information.

Articles about credit and credit cards

How to Find the Right Credit Card

Credit cards often charge fees for late payments, cash advances and transfers. If these apply to you, research cards with low fees and flexible options.

What Is a Good Credit Score?

Did you know credit score impacts loan rates? Find out what a good score is and why you should get a copy of your credit report.

Basic Financial Terms Glossary

Whether you are ready to build your credit, consider investing or look into retirement, these terms may come in handy to help you plan your next financial move.

Articles about loans

Should You Refinance Student Loans

Student loan debt isn't uncommon, but there are ways to lighten your load. Here's what to know about student loan consolidation.

How to Pay Off Student Loans Quickly

Learn ways to make repaying student loans more manageable.

What to Know About Co-signing a Loan

Co-signing a loan for a family member or friend has potential risks and consequences. Learn more before making this big financial decision.

Articles about deposit accounts

Savings Account Types and Their Differences

How to find the types of savings accounts to help you meet your financial goals.

How to Use a Checking Account

Whether it's your first time or you need a refresher, learn about how to use a checking account including writing and depositing a check.

What is a Money Market Savings Account?

These FAQs give you the benefits, strategies, and items to note.

Articles about online security

Simple ways to bank online safely

Safe and secure online banking is more than just a strong password. These six tips can help you boost your online banking security.

Safe Online Shopping Tips to Protect Your Information

Keep your financial information safe when you make purchases online by avoiding unsafe sites and only entering your credit card information to secure sites.

Credit Card, Debit Card & ATM Security

Do you know enough about credit card, debit card and ATM security? Here are a few tips to protect you from debit card fraud, credit card fraud and more.

Articles about budgeting

Budget and Start Saving Money Today

If you've been putting budgeting off, you've come to the right place. In Budgeting 101, we show you how to kickstart your motivation and budget like a boss.

Methods and Strategies for Breaking Down a Budget

You can have a budget – and still live the life you want to live.

Up To Your Neck in Debt

Do you find yourself juggling multiple bills and wondering how to make ends meet? Here is some advice to help control your debt.

Banking tips for kids and teens

Teaching Children to Save and Invest

Help children set goals for their money to set up a lifetime of good financial habits.

Money management for teens

Lessons on money management for teens before they head to college, including how to create a budget, strategies for saving money and ways to use credit responsibly.

Back to School Shopping Tips

These back to school shopping tips can help you avoid overspending on school supplies, buying duplicate items and teach kids smart financial strategies.

Calculators

Debt Consolidation Loan Calculator

It's easier to conquer debt when you streamline multiple payments into one place. Use this calculator to determine if a consolidation loan is right for you.

Calculate Your Possible Line of Credit

Enter the value of your home and amount of your mortgage to see what line of credit you might qualify for.

HELOC Payoff Calculator

Use this calculator to help determine the number of months necessary to repay a home equity line of credit in order to meet your financial goals.

The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.