Insurance Agent Aaron Smith

Aaron Smith

Aaron M Smith Ins Agcy Inc

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Office Details:

Street Address:

4309 South Louise Avenue
Sioux Falls, SD 57106-2214

Office Hours (CST):

Monday-Thursday: 8 am - 7 pm
Friday: 8 am - 5 pm
Saturday: 9 am - 12pm


Toll Free:






Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay insurance bills fast and manage them easily.
Number one in customer satisfaction with the auto insurance shopping experience among large insurers. Tied in 2021. For JD Power 2021 award information, visit .

Auto Insurance

Buckle up with State Farm, and get auto insurance in Sioux Falls, SD that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Aaron Smith in Sioux Falls, SD will help you get started after you complete a car insurance online quote. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!

Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Sioux Falls, SD. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Aaron Smith in Sioux Falls, SD will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!

Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!

Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Sioux Falls, SD. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Aaron Smith in Sioux Falls, SD about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.

Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Sioux Falls, SD. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Aaron Smith in Sioux Falls, SD to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a small business insurance quote.

Life Insurance

State Farm® life insurance helps your life's moments live on. Whether it keeps paying the mortgage, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. Help secure the future of your family with a term life, whole life, or universal life policy. We have policy options to fit your needs and budget.

Aaron Smith in Sioux Falls, SD will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!

Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Sioux Falls, SD. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Aaron Smith in Sioux Falls, SD to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your medicare supplement online insurance quote.

Start your hospital income online insurance quote.


Banking, your way. When, where, and how you want. When you're looking for help to achieve your financial goals, we want to be your first and best choice in Sioux Falls, SD. Thanks to an alliance between U.S. Bank® and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs and Retirement CDs online or through your local State Farm agent.

Talk with Aaron Smith in Sioux Falls, SD to get more information about available U.S. Bank banking products.

Call or email an agent for product information.


Let State Farm® support your financial future with an investment through annuities in Sioux Falls, SD. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Aaron Smith to get more information about annuities in Sioux Falls, SD that support your financial goals.

Call or email an agent for investment information.

Mutual Funds

Invest in your future and help meet your goals with State Farm® Investment Planning Services. You’re offered a variety of account types and multiple investment products. Feel free to check the investment firm or professional’s background at FINRA's Broker Check®.

Talk with Aaron Smith to get more information about mutual funds in Sioux Falls, SD and financial opportunities.

Call or email an agent for investment information.

Pet Insurance

When your pets need medical attention, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We’re here to help. State Farm works with Trupanion® – a leader in high-quality pet medical insurance – to make it easier for pet owners to care for their furry family members.

Want more information? Ask Aaron Smith in Sioux Falls, SD about a pet medical insurance quote.

Start your pet medical insurance quote. It’s fast and easy!

About Me:

  • Chadron State College Graduate-Cum Laude
  • Married with 3 Children
  • State Farm Agent since 1993
  • Sioux Falls Rotary Club President-2002
  • Active in church
  • Coaches basketball, baseball, and football
  • Sioux Falls Chamber Member
  • President's Club: Fire, Auto, & Multi-line
  • Chairman's Circle - Trophy Winner
  • Involved in the Sioux Falls Area FCA

Our Mission:

Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

Our Team:

Team Member Profile Photo Romaine Kappel
Romaine Kappel
Insurance Account Representative
I've been associated with State Farm for 30 years and pride myself in customer service. My focus is serving your auto, fire, life and health insurance policies.
Team Member Profile Photo Mallory Schouten
Mallory Schouten
Insurance Account Representative
Mallory is a graduate of Dordt College where she earned a bachelors degree in business administration and a minor in theology. She has been in the financial service business for over a decade and strives to give people quality & efficient customer friendly service.
Team Member Profile Photo Lacey Gillette
Lacey Gillette
Insurance Account Representative
I have been in the financial services for over 10 years. I look forward to helping you with all of your insurance needs from auto, home and renter's to life and health insurance. Graduate of USD.
Team Member Profile Photo Tami Link
Tami Link
Insurance Account Representative
I graduated with my degree in Business from USD and have been with the team for over 8 years. My favorite part about my job is helping State Farm customers insure the things that are most important to them.
Team Member Profile Photo Josh Nevin
Josh Nevin
Insurance Account Representative
Josh graduated from SDSU where he played on the baseball team. He has enjoyed working with people. Josh started helping people prepare for the unexpected in 2018. He is eager to do what is right for the customer. In his free time he enjoys working out and golf.
Team Member Profile Photo Ashley Giesen
Ashley Giesen
Insurance Account Representative
Ashley is a graduate of the University of South Dakota and double majored in communication studies and philosophy. She enjoys serving our State Farm customers to meet their needs of the unforeseen future.
Team Member Profile Photo Jan Geigle
Jan Geigle
Insurance Account Representative
Team Member Profile Photo Audrey Bucknell
Audrey Bucknell
Insurance Account Representative
I was born and raised in Beresford, SD! I attended Dakota State University to further my business and marketing education. I have 15 years of customer service and management experience. I joined the Aaron Smith team because I truly enjoy getting to know new people, while helping them plan for what matters most to them and their family. When I'm not working, I enjoy family adventures of camping & boating with my husband & 2 kiddos!
Team Member Profile Photo Joanna Stalcup
Joanna Stalcup
Insurance Account Representative
Jo is a graduate of Liberty University in Lynchburg, VA. She earned her B.S. in Business Administration in 2017 and her M.S. in Communications in 2019. Her past professional experiences in education and guest service led her to pursue a career within our State Farm insurance office. She loves the opportunity to provide exceptional customer service in meeting your unique insurance needs.
Team Member Profile Photo Austin Heien
Austin Heien
Insurance Account Representative
I grew up and attended high school in Tea, South Dakota and then attended SDSU in Brookings, SD. I enjoy outdoor activities rain or shine. I am here to assist customers in achieving their dreams by insuring their risks as the attain those goals!

Agent's Credentials and Licenses:


We're Hiring

It could be the beginning of an exciting career.
This opportunity is about potential employment with an independent contractor agent who solicits application for State Farm products and services, and does NOT result in employment with any of the State Farm Companies. The employment selection decision, terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.


Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on Read it carefully. AP2021/08/1329

Securities distributed by State Farm VP Management Corp.

Securities Supervisor address:652 Bielenberg Dr Ste 101 , Woodbury, MN 55125-4419 Phone: 651-365-9263

Deposit products offered by U.S. Bank National Association. Member FDIC.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Pet insurance products are underwritten in the United States by American Pet Insurance Company, 6100-4th Ave S, Seattle, WA 98108. Please visit For additional information and disclosures concerning Pet insurance please see Pet Insurance From State Farm® and Trupanion®. State Farm Mutual Automobile Insurance Company, its subsidiaries and affiliates, neither offer nor are financially responsible for pet insurance products.  State Farm is a separate entity and is not affiliated with Trupanion or American Pet Insurance.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.