One of the most traumatizing accidents that can happen to anyone is being bitten or injured by man's best friend. Dog-related injuries result in physical and emotional scars to the victim. For the dog, it can result in abandonment or euthanasia. While an overwhelming majority of interactions with dogs don't result in injury, most dog bites could be prevented by practicing responsible pet ownership. State Farm does not ask what breed of dog is owned when writing homeowner or renters insurance. Under the right circumstances, any dog might bite, regardless of breed.
Insurance is an important aspect to being a responsible dog owner. When renting a property make sure to have rental insurance because most landlords do not provide coverage should there be a dog bite incident. If you are a homeowner, talk to your insurance agent about what is covered under a standard homeowner policy related to dogs.