Happy little girls relaxing with golden retriever.

How pet health insurance is different from human health insurance

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Happy little girls relaxing with golden retriever.

Discover the benefits of having pet health insurance.

Pets are important members of the family. If they happen to become sick, you want to be able to seek the best medical care possible for your cat or dog.

With the advancement in veterinary medicine, your pet's medical care may come at a cost. From diagnostics to surgery and specialty care, it can cost thousands of dollars.

Whether you have a new puppy, adult cat, or multi-pet household, you may have many questions when it comes to pet health insurance. In fact, pet medical insurance may help give you peace of mind and can help you plan financially for the unexpected.

Read on to learn more about how pet health insurance is different from human health insurance and the lasting impact it can have on your furry friend.

Get the medical care your pet needs

Accidents happen, especially when you least expect it. So, if your new puppy or kitten ingests something, they may need surgery, hospitalization or additional medical care. You don't want the added stress of where to seek care or wonder if the veterinarian is in your network.

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Take care of bow-wows and meows.


Pet health insurance can help ease your worry about trying to determine if you're in "network". With the help of a Trupanion policy, you can take your pet to any licensed veterinarian, emergency or specialty hospital.

Unlimited payouts for your pet's health insurance

You don't want to limit your pet's medical treatment because you've reached your financial cap. With the help of pet health insurance, you can rest easy knowing you don't have to worry about your finances. In fact, with a Trupanion policy, your pet has unlimited payouts* for their medical care.

Online claims submission

No pet owner wants the added stress of paperwork when your pet is sick. You want to be able to focus on your furry family member. With the help of pet health insurance, you can submit your veterinary invoices online with ease and focus on what matters most.

Lifetime coverage for your pet

You just want to know that everything is going to be okay with your pets. To ease your worry, pet health insurance is here to help with the unexpected. From puppies to seniors, you can have the peace of mind that your pet has medical coverage throughout their lifetime. Your pet's not going to lose their medical coverage just because they age.

Pets are members of the family

You want your pets to live happy and healthy lives. Naturally, you want to be able to give your pet the very best medical care when it comes to their health. Whether you have a new puppy, kitten, or multiple pets in your household, it may be helpful to research which pet health insurance option works best for your family. At the end of the day, you want medical coverage you can count on for your pets.

Discover how a Trupanion policy can be there throughout your pet's lifetime.

We love informed decisions. See the Trupanion policy for full coverage details.

*Terms and conditions may apply.

Pet insurance products are underwritten in the United States by American Pet Insurance Company and ZPIC Insurance Company, 6100-4th Ave. S, Seattle, WA 98108. Administered by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). Terms and conditions apply, see full policy on Trupanion's website for details.

State Farm Mutual Automobile Insurance Company, its subsidiaries and affiliates, neither offer nor are financially responsible for pet insurance products. State Farm is a separate entity and is not affiliated with Trupanion or American Pet Insurance.

The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.

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