Courtenay Bythewood - State Farm Agent in Cincinnati, OH

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Safer Cars, Lower Rates. Car Shopping Soon?

Some insurers increase premiums for cars that have higher rates of damage or occupant injury. And cars that do better in safety tests? They're more likely to get you lower rates.

Could you afford long-term care expenses?

Home health aides average $18.50/hour¹, and nursing home costs average $203/day². How long could you pay for these expenses before spending all of your savings? ¹ National Statistic: Genworth Cost of Care Survey, conducted by CareScout^®, April 2009. ² National Statistic: Based on rates for a private nursing home room. Genworth Cost of Care Survey, conducted by CareScout^®, April 2009.

Cell Phone Safety

Cell phone units that allow the hands to be free offer no safety advantage over hand-held units.

Get more long-term care benefits than with Medicaid alone

With Medicaid, the government may limit benefits for specific services or require additional criteria be satisfied before approving or paying benefits. This may mean that Medicaid only pays for care in certain nursing homes or limits the type and number of home health care services. Do not compromise your level of care. Seek additional long-term care coverage.

I Do Not Own Very Much

Most people's belongings are often worth more than they think. That's one reason why you need Renters Insurance.

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