Budgeting tips to help you create and maintain a budget

Creating and maintaining a budget helps you stay on track, but you'll want to keep some important tips and suggestions like differentiating between needs and wants and expecting the unexpected in mind also.

Articles to help maximize your budget

Starting today, save money today with some personal finance advice, budgeting tips, and expert coaching.

The psychology of spending money and why you may be spending so much

By understanding the psychology of spending habits and why you may be spending so much, you can build better financial habits.

Budget breakdown

Check out these types of budgeting methods and simple money saving tips to organize your finances to fit your lifestyle & spending habits.

Couple sitting at a table in the kitchen using a smartphone.

The dual income advantage: Money management for couples

Helpful and practical money management methods and budgeting tips for couples.

Tips to help increase your savings

Young man in a café on his phone looking at his credit card.

How To Build Credit

Understand how credit works and learn ways to build and improve your credit score.

Woman with bills, laptop and calculator in front of her and adding money in a piggy bank.

Build an emergency fund

Having extra cash in an emergency fund comes in handy when life throws you something unexpected.

Woman creating a budget and managing expenses on her laptop.

How to budget for non-monthly expenses

Irregular or non-monthly unexpected expenses throughout the year can bust your budget. Here are some tips to help.

Additional budgeting articles

A woman working on the computer to analyze her debts.

How to get out of debt

Debt can be easier to get in than out of. Check out these tips and strategies to learn more about effective debt reduction.

A couple discussing budgeting with the 50 30 20 budget rule.

How to use the 50/30/20 budget rule

Balance your personal spending and saving with the 50/30/20 budget rule. Discover how much should be used for everyday needs, wants and savings.

Using his company perks, a man lifts weights at the gym.

Know your company benefits to get all the perks

Do your research to learn more about company perks. Benefits are often offered to employees, so make sure you know yours!

Woman holds mug while reviewing her financial goals.

Financial Goals by Age: A Decade-by-Decade Approach

Help take the guesswork out of your lifelong financial goals, including your retirement goals, short-term goals and other financial to-do’s at any age.

Organize paying bills

You can help prevent misplaced bills, late payments and general stress with these organized paying bills habits.

Woman sitting in a chair and researching how to improve financial wellness on her tablet.

Financial wellness tips to help improve your financial future

Get ahead and learn how to help improve financial wellness through simple spending, saving and budgeting tips.

Calculate spending and see the benefits of spending less

Use this savings calculator to add up how much your savings can accrue over the years if you spend less and save more each month.

How to avoid credit card interest

Learn about credit card interest and consider these tips on ways to help avoid, reduce or mitigate it when using a credit card.

A woman holds a stack of holiday gift packages wrapped in kraft paper.

Holiday budget and saving tips

By using these holiday budgeting tips and saving strategies, you can help make your holidays joyful, memorable and affordable, without overspending.

The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.